Offset Home Loan
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| Comparison rate not published. See the lender for this rate. | Fixed · 1 year · investment · interest only | Not compared in rate tables | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Fixed · 2 years · investment · interest only | Not compared in rate tables | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Fixed · 3 years · investment · interest only | Not compared in rate tables | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Fixed · 5 years · investment · interest only | Not compared in rate tables | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Fixed · 1 year · investment · principal and interest | Not compared in rate tables | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Fixed · 2 years · investment · principal and interest | Not compared in rate tables | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Fixed · 3 years · investment · principal and interest | Not compared in rate tables | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Fixed · 5 years · investment · principal and interest | Not compared in rate tables | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Fixed · 1 year · owner occupied · principal and interest | Not compared in rate tables | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Fixed · 2 years · owner occupied · principal and interest | Not compared in rate tables | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Fixed · 3 years · owner occupied · principal and interest | Not compared in rate tables | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Fixed · 5 years · owner occupied · principal and interest | Not compared in rate tables | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · investment · interest only | Not compared in rate tables | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · investment · interest only | Not compared in rate tables | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · investment · principal and interest | Not compared in rate tables | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · investment · principal and interest | Not compared in rate tables | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · owner occupied · interest only | Not compared in rate tables | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · owner occupied · interest only | Not compared in rate tables | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · owner occupied · interest only | Not compared in rate tables | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · owner occupied · principal and interest | Not compared in rate tables | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · owner occupied · principal and interest | Not compared in rate tables | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · owner occupied · principal and interest | Not compared in rate tables | CDR | 1 Nov 2026 | |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://od1.cdr.digital.move.bank/api/cds-au/v1/banking/products/74f0010a-eb8f-41cd-83d7-296aacc988ca- Content hash
sha256 99e96a4197e093a1b0d178a91fb6ccbc515abfa4d5659a2caf82944918dda7cd- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_99e96a4197e093a1_7e9b2596Show details
- Checked
- 1 Nov 2026
- URL
https://od1.cdr.digital.move.bank/api/cds-au/v1/banking/products/74f0010a-eb8f-41cd-83d7-296aacc988ca- Content hash
sha256 99e96a4197e093a1b0d178a91fb6ccbc515abfa4d5659a2caf82944918dda7cd- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Default Notice Fee | Event | $50.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Redraw | ||
| Offset | One offset account per loan, no limit on offset balance. | |
| Extra repayments | ||
| Eligibility: min age | 18 | |
| Limit: max limit | 4000000.00 | |
| Limit: min limit | 1.00 | |
| Limit: max limit | 30.00 | |
| Limit: min limit | 50000.00 | |
| Limit: max lvr | 0.9 | |
| Limit: max lvr | 0.95 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Fixed · 5 years · owner occupied · principal and interest | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · owner occupied · principal and interest | 1 Nov 2026 | Current | Comparison rate not published | |
| Fixed · 3 years · owner occupied · principal and interest | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · investment · principal and interest | 1 Nov 2026 | Current | Comparison rate not published | |
| Fixed · 3 years · investment · interest only | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · owner occupied · interest only | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · investment · interest only | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · owner occupied · interest only | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · investment · interest only | 1 Nov 2026 | Current | Comparison rate not published | |
| Fixed · 1 year · owner occupied · principal and interest | 1 Nov 2026 | Current | Comparison rate not published | |
| Fixed · 2 years · investment · interest only | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · investment · principal and interest | 1 Nov 2026 | Current | Comparison rate not published | |
| Fixed · 1 year · investment · principal and interest | 1 Nov 2026 | Current | Comparison rate not published | |
| Fixed · 1 year · investment · interest only | 1 Nov 2026 | Current | Comparison rate not published | |
| Fixed · 3 years · investment · principal and interest | 1 Nov 2026 | Current | Comparison rate not published | |
| Fixed · 2 years · owner occupied · principal and interest | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · owner occupied · principal and interest | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · owner occupied · interest only | 1 Nov 2026 | Current | Comparison rate not published | |
| Fixed · 2 years · investment · principal and interest | 1 Nov 2026 | Current | Comparison rate not published | |
| Fixed · 5 years · investment · interest only | 1 Nov 2026 | Current | Comparison rate not published | |
| Fixed · 5 years · investment · principal and interest | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · owner occupied · principal and interest | 1 Nov 2026 | Current | Comparison rate not published | |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
rate-selected-by-free-text | Reason this product is not ranked | |
comparison-rate-missing | Reason this product is not ranked | |
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