Homepedia Assistant

Term deposit rates › People First and Heritage Bank

Term Deposit

People First and Heritage Bank

CDR official

Let us help you reach your investment goals sooner with a high interest term deposit.

Lender's product page ↗

Product data

The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.

Rates

RateApplies toConditionsSourceSince
2.25%Fixed · 1 month · $1,000 or moreCDR1 Nov 2026
3.00%Fixed · 2 months · $1,000 or moreCDR1 Nov 2026
4.00%Fixed · 3 months · $1,000 or moreCDR1 Nov 2026
4.85%Fixed · 4 months · $1,000 or moreCDR1 Nov 2026
4.00%Fixed · 5 months · $1,000 or moreCDR1 Nov 2026
5.00%Fixed · 6 months · $1,000 or moreCDR1 Nov 2026
5.45%Fixed · 7 months · $1,000 or moreCDR1 Nov 2026
4.50%Fixed · 8 months · $1,000 or moreCDR1 Nov 2026
5.10%Fixed · 9 months · $1,000 or moreCDR1 Nov 2026
4.50%Fixed · 10 months · $1,000 or moreCDR1 Nov 2026
4.50%Fixed · 11 months · $1,000 or moreCDR1 Nov 2026
5.10%Fixed · 1 year · $1,000 or moreCDR1 Nov 2026
5.20%Fixed · 1 year · $1,000 or moreCDR1 Nov 2026
5.15%Fixed · 2 years · $1,000 or moreCDR1 Nov 2026
5.25%Fixed · 2 years · $1,000 or moreCDR1 Nov 2026
5.15%Fixed · 3 years · $1,000 or moreCDR1 Nov 2026
5.25%Fixed · 3 years · $1,000 or moreCDR1 Nov 2026
5.15%Fixed · 4 years · $1,000 or moreCDR1 Nov 2026
5.25%Fixed · 4 years · $1,000 or moreCDR1 Nov 2026
5.15%Fixed · 5 years · $1,000 or moreCDR1 Nov 2026
5.25%Fixed · 5 years · $1,000 or moreCDR1 Nov 2026
Report an error

Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.

Leave out names, emails and phone numbers.

Source

CDR officialConsumer Data Right product dataShow where this comes from
Fetched
1 Nov 2026
URL
https://public.openbanking.peoplefirstbank.com.au/cds-au/v1/banking/products/8f46d7ad-ed48-49a5-a13f-783d3f1102a5
Content hash
sha256 3899d49530776e59fd610595f4b8b3cf897035dafa439bf9bf0ea243ff772a73
Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_3899d49530776e59_2c972a5cShow details
Checked
1 Nov 2026
URL
https://public.openbanking.peoplefirstbank.com.au/cds-au/v1/banking/products/8f46d7ad-ed48-49a5-a13f-783d3f1102a5
Content hash
sha256 3899d49530776e59fd610595f4b8b3cf897035dafa439bf9bf0ea243ff772a73
Excerpt
—
Rule version
mapper@0.1.2

Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.

Features and eligibility

ItemValueDetails
OtherGovernment Deposit Guarantee
Digital bankingInternet, Mobile and Phone banking available
OtherSMS Services
Loyalty programHeritage Credits is Heritage's loyalty program
OtherEarly WithdrawalIf you need to withdraw your Term Deposit before it matures you may need to give us 31 days notice.
Limit: opening balance1000.00
Limit: min balance1000.00

Rate history

RateFromToRate p.a.
Fixed · 6 months · $1,000 or more1 Nov 2026Current5.00%
Fixed · 2 years · $1,000 or more1 Nov 2026Current5.25%
Fixed · 11 months · $1,000 or more1 Nov 2026Current4.50%
Fixed · 2 years · $1,000 or more1 Nov 2026Current5.15%
Fixed · 4 years · $1,000 or more1 Nov 2026Current5.25%
Fixed · 10 months · $1,000 or more1 Nov 2026Current4.50%
Fixed · 1 year · $1,000 or more1 Nov 2026Current5.10%
Fixed · 7 months · $1,000 or more1 Nov 2026Current5.45%
Fixed · 5 years · $1,000 or more1 Nov 2026Current5.15%
Fixed · 9 months · $1,000 or more1 Nov 2026Current5.10%
Fixed · 2 months · $1,000 or more1 Nov 2026Current3.00%
Fixed · 5 years · $1,000 or more1 Nov 2026Current5.25%
Fixed · 3 years · $1,000 or more1 Nov 2026Current5.15%
Fixed · 5 months · $1,000 or more1 Nov 2026Current4.00%
Fixed · 8 months · $1,000 or more1 Nov 2026Current4.50%
Fixed · 1 year · $1,000 or more1 Nov 2026Current5.20%
Fixed · 3 years · $1,000 or more1 Nov 2026Current5.25%
Fixed · 4 months · $1,000 or more1 Nov 2026Current4.85%
Fixed · 3 months · $1,000 or more1 Nov 2026Current4.00%
Fixed · 4 years · $1,000 or more1 Nov 2026Current5.15%
Fixed · 1 month · $1,000 or more1 Nov 2026Current2.25%

Registered channels

Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.

People registered for this product

No one is registered for this product yet. Lender staff and brokers can join through verification.