Home loan rates › Gateway Bank
Low Rate Essentials Int Only
Gateway Bank
Low Rate Essentials Int Only
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 7.14% | 7.16% | Variable · owner occupied · interest only | Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.14% | 7.16% | Variable · owner occupied · interest only | Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.19% | 7.21% | Variable · owner occupied · interest only | Not compared in rate tables | CDR | 1 Nov 2026 |
| 7.54% | 7.56% | Variable · owner occupied · interest only | Not compared in rate tables | CDR | 1 Nov 2026 |
| 9.26% | 9.29% | Variable · owner occupied · interest only | Not compared in rate tables | CDR | 1 Nov 2026 |
| 9.66% | 9.69% | Variable · owner occupied · interest only | Not compared in rate tables | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr-api.gatewaybank.com.au/cds-au/v1/banking/products/100- Content hash
sha256 3081d073957ea950b2361de65cbb6f44df2d972aaf95cf9f86d0d1415ffe0e7f- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_3081d073957ea950_40c25f55Show details
- Checked
- 1 Nov 2026
- URL
https://public.cdr-api.gatewaybank.com.au/cds-au/v1/banking/products/100- Content hash
sha256 3081d073957ea950b2361de65cbb6f44df2d972aaf95cf9f86d0d1415ffe0e7f- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Discharge Fee - First Security | Exit | $300.00 |
| Legal Fee | Upfront | $275.00 |
| Top-Up Fee | Transaction | $200.00 |
| Switch Fee | Event | $150.00 |
| Security Variation Fee | Event | $200.00 |
| Discharge Fee - Per Additional Security | Exit | $95.00 |
| Establishment Fee | Upfront | $0.00 |
| Valuation Fee | Upfront | $0.00 |
| Split Fee | Upfront | $99.00 |
| Exit Fee | Exit | $0.00 |
| Annual Package Fee | Upfront | $0.00 |
| Mortgage Resgistration Fee | Upfront | $0.00 |
| Additional Valuation Fee | Event | $0.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | Access is available to online banking features for the product | |
| Extra repayments | Unlimited extra repayments | |
| Other | Options to split variable options and fixed rate. Interest rate lock for up to 90 days on fixed rate loans. | |
| Redraw | Home loan redraw facilities allow borrowers to withdraw the additional funds they put into their variable rate home loan. | |
| Eligibility: min age | 18 | |
| Limit: max limit | 2000000.00 | |
| Limit: max lvr | 95.00 | |
| Limit: min limit | 50000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · interest only | 1 Nov 2026 | Current | 7.14% | 7.16% |
| Variable · owner occupied · interest only | 1 Nov 2026 | Current | 9.66% | 9.69% |
| Variable · owner occupied · interest only | 1 Nov 2026 | Current | 7.54% | 7.56% |
| Variable · owner occupied · interest only | 1 Nov 2026 | Current | 7.19% | 7.21% |
| Variable · owner occupied · interest only | 1 Nov 2026 | Current | 7.14% | 7.16% |
| Variable · owner occupied · interest only | 1 Nov 2026 | Current | 9.26% | 9.29% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
rate-selected-by-free-text | Reason this product is not ranked | |
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