Variable Rate Farm Management Account

Bendigo Bank

CDR officialNot listed in rate tables

Farm Management Deposit (FMD) is an important cash flow management tool that enables individuals carrying on a primary production business in Australia (primary producers) to set aside pre-tax income from their profitable years and earn interest on it – so the money’s available when they most need it.

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Product data

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Rates

Rate	Applies to	Source	Since
0.00%	Variable · $0–$1,000	CDR	1 Nov 2026
0.00%	Variable · $1,000–$49,999	CDR	1 Nov 2026
1.25%	Variable · $50,000–$800,000	CDR	1 Nov 2026

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Source

CDR officialConsumer Data Right product dataShow where this comes from

Fetched: 1 Nov 2026
URL: https://api.cdr.bendigobank.com.au/cds-au/v1/banking/products/65294c0f-0db3-47b0-b556-e24fd7e83849
Content hash: sha256 018bd22d0e692934725ccdd31a0f1d3a6066c8bd1c5658b312853d329768c6f8
Rule version: mapper@0.1.2

Consumer Data Right product dataev_cdr_018bd22d0e692934_d425d727Show details

Checked: 1 Nov 2026
URL: https://api.cdr.bendigobank.com.au/cds-au/v1/banking/products/65294c0f-0db3-47b0-b556-e24fd7e83849
Content hash: sha256 018bd22d0e692934725ccdd31a0f1d3a6066c8bd1c5658b312853d329768c6f8
Excerpt: —
Rule version: mapper@0.1.2

Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.

Fees

Fee	Type	Amount
Bank Cheque Fee	Transaction	$10.00

Features and eligibility

Item	Value	Details
Other		Designed for primary producers who’ve earned a taxable non-farm income of $100,000 or less over a financial year.
Other		You can have more than one Farm Management Deposit, up to a combined value of $800,000 per farmer.
Other		No monthly account service fees or transaction fees apply to Bendigo Bank Farm Management Deposit accounts.
Other		At call, no early withdrawal notice required.
Eligibility: other		Customer must be a primary producer with an off-farm taxable income of less than $100,000 per annum.
Eligibility: residency status	Australian Resident	Only available to Australian primary producers.
Eligibility: other		Can only be opened in the name of an individual.
Eligibility: other		Subject to farm management deposit scheme eligibility guidelines.
Limit: opening balance	1000.00
Limit: max balance	800000.00
Limit: min balance	1000.00

Rate history

Rate	From	To	Rate p.a.
Variable · $50,000–$800,000	1 Nov 2026	Current	1.25%
Variable · $0–$1,000	1 Nov 2026	Current	0.00%
Variable · $1,000–$49,999	1 Nov 2026	Current	0.00%

Tag	Meaning	Effect
`purpose:special-purpose`	purpose:special-purpose
`special-purpose`	Reason this product is not ranked

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