Savings account rates › AMP - My AMP
AMP Offset Deposit Account
AMP - My AMP
CDR officialNot listed in rate tables
Reduce the term and interest repayments on your home loan
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 0.00% | Variable | CDR | 1 Nov 2026 |
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Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://api.cdr-api.amp.com.au/cds-au/v1/banking/products/AMP_OFFSET_ACCOUNT- Content hash
sha256 5f502420b31d6b6e83052c0e7af47fb7a8a544debf8ff30fef60ad84fd8ddc52- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_5f502420b31d6b6e_f3307b51Show details
- Checked
- 1 Nov 2026
- URL
https://api.cdr-api.amp.com.au/cds-au/v1/banking/products/AMP_OFFSET_ACCOUNT- Content hash
sha256 5f502420b31d6b6e83052c0e7af47fb7a8a544debf8ff30fef60ad84fd8ddc52- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Monthly Account Management Fee - Basic Home Loan offset | Periodic | $6.00 |
| International ATM cash withdrawal fee | Withdrawal | $4.50 |
| Currency conversion fee | Transaction | 2.50% |
| Emergency replacement AMP Visa Debit Card fee | Replacement | $15.00 |
| Inward SWIFT fee - deposits | Deposit | $30.00 |
| Telegraphic transfer fee - withdrawals | Withdrawal | $30.00 |
| Transaction trace fee | Event | $20.00 |
| Visa dispute fee | Event | $25.00 |
| Audit certificate fee | Event | $25.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Card access | Visa Debit Card | A card is available for the product to access funds |
| Unlimited txns | Unlimited free transactions available | |
| Digital wallet | Make payments with Apple Pay, Samsung Pay or Google Pay using your device anywhere you can tap your Visa Debit Card | A Digital wallet can be attached to the product |
| Digital banking | Access is available to online banking features for the product | |
| Npp enabled | An account of this product type can be used to receive funds as a result of a BSB/Number based NPP payment | |
| Limit: min balance | 0 | |
| Limit: max balance | 5000000 |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable | 1 Nov 2026 | Current | 0.00% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
quality:no-interest | quality:no-interest | |
out-of-scope | Reason this product is not ranked | |
Registered channels
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