A transaction account for Commonwealth of Australia concession card holders that pays interest
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 0.00% | Variable · $0–$2,000 | Pensioners | CDR | 1 Nov 2026 |
| 0.75% | Variable · $2,000–$50,000 | Pensioners | CDR | 1 Nov 2026 |
| 1.05% | Variable · $50,000 or more | Pensioners | CDR | 1 Nov 2026 |
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Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://api.auswidebank.com.au/openbanking/cds-au/v1/banking/products/50c95686-e192-43d4-9fcb-a058c7b179d6- Content hash
sha256 62249ee76c6d639bc70abe2bc3fb444ac28de2968563a8644313b8ac7ee9a577- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_62249ee76c6d639b_476464e1Show details
- Checked
- 1 Nov 2026
- URL
https://api.auswidebank.com.au/openbanking/cds-au/v1/banking/products/50c95686-e192-43d4-9fcb-a058c7b179d6- Content hash
sha256 62249ee76c6d639bc70abe2bc3fb444ac28de2968563a8644313b8ac7ee9a577- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| CHEQUE_WITHDRAWAL_USING_CHEQUE_BOOK | Withdrawal | $2.00 |
| RTGS_OUTWARD_PAYMENT_FEE | Transaction | $20.00 |
| TELEGPRAPHIC_TRANSFER_FEE | Payment | $50.00 |
| ATM_DIRECT_CHARGE_FEE | Cash advance | Set in your letter of offer |
| FOREIGN_ATM_WITHDRAWAL_FEE | Withdrawal | $5.00 |
| CURRENCY_CONVERSION_FEE | Transaction | 3.00% |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Card access | Visa Debit Card | Full Access Card - 16 years and older |
| Card access | Visa Debit Card | Limited Access Card - 11 years and older |
| Digital banking | ||
| Bill payment | BPAY | |
| Unlimited txns | ||
| Other | Up to 99 Sub Accounts | |
| Npp payid | ||
| Npp payid | ||
| Eligibility: natural person | Available for personal use only | |
| Eligibility: pension recipient | Must hold Centrelink Pension Card or letter from Centrelink | |
| Eligibility: other | Commonwealth of Australia concession card holders |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable · $2,000–$50,000 | 1 Nov 2026 | Current | 0.75% |
| Variable · $50,000 or more | 1 Nov 2026 | Current | 1.05% |
| Variable · $0–$2,000 | 1 Nov 2026 | Current | 0.00% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
eligibility:pensioner | Pensioners | Filter; shown in the row |
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