A great way to reach your savings goals, with no fees and a competitive interest rate locked in for terms from 31 days to 60 months.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 2.55% | Fixed · 31 days · $10,000–$2,000,000 | Business customersThrough a broker | CDR | 1 Nov 2026 |
| 4.90% | Fixed · 3 months · $10,000–$2,000,000 | Business customersThrough a broker | CDR | 1 Nov 2026 |
| 5.35% | Fixed · 6 months · $10,000–$2,000,000 | Business customersThrough a broker | CDR | 1 Nov 2026 |
| 5.45% | Fixed · 9 months · $10,000–$2,000,000 | Business customersThrough a broker | CDR | 1 Nov 2026 |
| 5.60% | Fixed · 1 year · $10,000–$2,000,000 | Business customersThrough a broker | CDR | 1 Nov 2026 |
| 5.20% | Fixed · 2 years · $10,000–$2,000,000 | Business customersThrough a broker | CDR | 1 Nov 2026 |
| 5.00% | Fixed · 3 years · $10,000–$2,000,000 | Business customersThrough a broker | CDR | 1 Nov 2026 |
| 5.00% | Fixed · 4 years · $10,000–$2,000,000 | Business customersThrough a broker | CDR | 1 Nov 2026 |
| 5.25% | Fixed · 5 years · $10,000–$2,000,000 | Business customersThrough a broker | CDR | 1 Nov 2026 |
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Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://api.cdr.heartlandbank.com.au/cds-au/v1/banking/products/TD04.1- Content hash
sha256 e2cdcf71f204c11f0b7c06f0cda462ac434283893a905b7ee9340ce1cbf50c8b- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_e2cdcf71f204c11f_943545d9Show details
- Checked
- 1 Nov 2026
- URL
https://api.cdr.heartlandbank.com.au/cds-au/v1/banking/products/TD04.1- Content hash
sha256 e2cdcf71f204c11f0b7c06f0cda462ac434283893a905b7ee9340ce1cbf50c8b- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Voucher retrieval fee. | Event | Set in your letter of offer |
| Voucher/information retrieval (per hour) | Event | Set in your letter of offer |
| Audit certificate | Event | $35.00 |
| Early Redemption administration fee | Exit | $30.00 |
| Early redemption interest penalty fee | Event | Set in your letter of offer |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Other | Interest is paid to your nominated account. | |
| Eligibility: other | This account is available via Australian Money Market. | |
| Eligibility: business | You can apply for this Term Deposit if you’re a non-individual entity, such as a partnership, trust (regulated or unregulated), a company, or association (incorporated or unincorporated). | |
| Eligibility: residency status | To open an account, you must be solely a tax resident of Australia. | |
| Limit: min balance | 5000.00 |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Fixed · 3 months · $10,000–$2,000,000 | 1 Nov 2026 | Current | 4.90% |
| Fixed · 5 years · $10,000–$2,000,000 | 1 Nov 2026 | Current | 5.25% |
| Fixed · 31 days · $10,000–$2,000,000 | 1 Nov 2026 | Current | 2.55% |
| Fixed · 9 months · $10,000–$2,000,000 | 1 Nov 2026 | Current | 5.45% |
| Fixed · 3 years · $10,000–$2,000,000 | 1 Nov 2026 | Current | 5.00% |
| Fixed · 6 months · $10,000–$2,000,000 | 1 Nov 2026 | Current | 5.35% |
| Fixed · 1 year · $10,000–$2,000,000 | 1 Nov 2026 | Current | 5.60% |
| Fixed · 4 years · $10,000–$2,000,000 | 1 Nov 2026 | Current | 5.00% |
| Fixed · 2 years · $10,000–$2,000,000 | 1 Nov 2026 | Current | 5.20% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
segment:business | Business customers | Listed with business products, not personal ones |
channel:broker | Through a broker | Shown in the row (the product name says it is sold through a broker or other intermediary); ranking unchanged |
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
No one is registered for this product yet. Lender staff and brokers can join through verification.