Term deposit rates › Laboratories Credit Union
Monthly Interest 12 Month Term Deposit
Laboratories Credit Union
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Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 3.50% | Fixed · 5 months · $5,000–$2,000,000 | CDR | 1 Nov 2026 | |
| 4.00% | Fixed · 11 months · $5,000–$2,000,000 | CDR | 1 Nov 2026 | |
| 4.90% | Fixed · 1 year · $5,000–$2,000,000 | CDR | 1 Nov 2026 | |
| 4.90% | Fixed · 23 months · $5,000–$2,000,000 | CDR | 1 Nov 2026 | |
| 4.30% | Fixed · 35 months · $5,000–$2,000,000 | CDR | 1 Nov 2026 | |
| 4.20% | Fixed · 3 years · $5,000–$2,000,000 | CDR | 1 Nov 2026 |
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://internetbanking.lcu.com.au/OpenBanking/cds-au/v1/banking/products/I3_CHEQUE_A_MONTH_FIXED_TERM_DEPOSITS- Content hash
sha256 ebc2af36ab43f1ae417bc0b1e2ef7f132244cd4a97464776d026d84984a673c1- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_ebc2af36ab43f1ae_d365b33aShow details
- Checked
- 1 Nov 2026
- URL
https://internetbanking.lcu.com.au/OpenBanking/cds-au/v1/banking/products/I3_CHEQUE_A_MONTH_FIXED_TERM_DEPOSITS- Content hash
sha256 ebc2af36ab43f1ae417bc0b1e2ef7f132244cd4a97464776d026d84984a673c1- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Other | The minimum term available for this product is 12 months | |
| Other | Scaled panalty applies, see linked URI | |
| Other | Under the FCS certain deposits are protected up to a limit of $250,000 for each account holder at any bank, building society, credit union or other authorised deposit-taking institution (ADI) that is incorporated in Australia and authorised by the Australian Prudential Regulation Authority (APRA). | |
| Eligibility: natural person | ||
| Eligibility: residency status | If not an Australian resident, you must complete a Tax Residency Declaration | |
| Eligibility: other | Must be a shareholder owning a $10 share. Each shareholder holds an equal share regardless of their balance. Shareholders have a say in how we are run. "Own your Bank". $10 share is refunded if you choose to close your account. | |
| Eligibility: other | To be eligible to join you must be at least 8 years of age and referred by a family member or friend who already has an account with LCU. Alternatively you may be eligible to join if you: work or live in the greater Ryde area; have an association with Riverside Corporate or Macquarie Park; or work in a STEM industry. | |
| Limit: min balance | 1000.00 | |
| Limit: max balance | 500000.00 |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Fixed · 23 months · $5,000–$2,000,000 | 1 Nov 2026 | Current | 4.90% |
| Fixed · 35 months · $5,000–$2,000,000 | 1 Nov 2026 | Current | 4.30% |
| Fixed · 3 years · $5,000–$2,000,000 | 1 Nov 2026 | Current | 4.20% |
| Fixed · 11 months · $5,000–$2,000,000 | 1 Nov 2026 | Current | 4.00% |
| Fixed · 1 year · $5,000–$2,000,000 | 1 Nov 2026 | Current | 4.90% |
| Fixed · 5 months · $5,000–$2,000,000 | 1 Nov 2026 | Current | 3.50% |
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