Home loan rates › Mortgage Ezy
Propel Ezy Vacant Land – Lo Doc
Mortgage Ezy
CDR officialNot ranked in rate tables
Mortgage Ezy Propel vacant-land mortgage under the Lo Doc pathway, for owner-occupied or investment purposes.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| Comparison rate not published. See the lender for this rate. | Variable · investment · interest only · LVR 65% or less · $100,000–$1,500,000 | Not compared in rate tables Specialist lending | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · investment · interest only · LVR 65%–70% · $100,000–$1,200,000 | Not compared in rate tables Specialist lending | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · investment · interest only · LVR 70%–75% · $100,000–$1,500,000 | Not compared in rate tables Specialist lending | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · investment · interest only · LVR 70%–75% · $1,500,001–$3,000,000 | Not compared in rate tables Specialist lending | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · investment · principal and interest · LVR 65% or less · $100,000–$1,500,000 | Not compared in rate tables Specialist lending | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · investment · principal and interest · LVR 65%–70% · $100,000–$1,200,000 | Not compared in rate tables Specialist lending | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · investment · principal and interest · LVR 70%–75% · $100,000–$1,500,000 | Not compared in rate tables Specialist lending | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · investment · principal and interest · LVR 70%–75% · $1,500,001–$3,000,000 | Not compared in rate tables Specialist lending | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · owner occupied · interest only · LVR 65% or less · $100,000–$1,500,000 | Not compared in rate tables Specialist lending | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · owner occupied · interest only · LVR 65%–70% · $100,000–$1,200,000 | Not compared in rate tables Specialist lending | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · owner occupied · interest only · LVR 70%–75% · $100,000–$1,500,000 | Not compared in rate tables Specialist lending | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · owner occupied · interest only · LVR 70%–75% · $1,500,001–$3,000,000 | Not compared in rate tables Specialist lending | CDR | 1 Nov 2026 | |
| 7.99% | 8.11% | Variable · owner occupied · principal and interest · LVR 65% or less · $100,000–$1,500,000 | Specialist lending | CDR | 1 Nov 2026 |
| 8.09% | 8.21% | Variable · owner occupied · principal and interest · LVR 65%–70% · $100,000–$1,200,000 | Specialist lending | CDR | 1 Nov 2026 |
| 8.19% | 8.31% | Variable · owner occupied · principal and interest · LVR 70%–75% · $100,000–$1,500,000 | Specialist lending | CDR | 1 Nov 2026 |
| Comparison rate not published. See the lender for this rate. | Variable · owner occupied · principal and interest · LVR 70%–75% · $1,500,001–$3,000,000 | Not compared in rate tables Specialist lending | CDR | 1 Nov 2026 | |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.mezy.mamoney.com.au/cds-au/v1/banking/products/69b9441c-de40-4f9c-8bb8-04825d447520- Content hash
sha256 4038363b96a4732f9ada5786a6d07ccb78c2070695d66d69a619c1a3472b698d- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_4038363b96a4732f_8b2c49c9Show details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.mezy.mamoney.com.au/cds-au/v1/banking/products/69b9441c-de40-4f9c-8bb8-04825d447520- Content hash
sha256 4038363b96a4732f9ada5786a6d07ccb78c2070695d66d69a619c1a3472b698d- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Application Fee - Manual Application (<=70% LVR) | Upfront | $900.00 |
| Application Fee - Electronic Application (<=70% LVR) | Upfront | $700.00 |
| Application Fee - Lo Doc (higher-LVR fee table) | Upfront | $599.00 |
| Valuation Fee | Event | Set in your letter of offer |
| Funder's Legal Fee (<=70% LVR) | Event | $0.00 |
| Funder's Legal Fee (higher-LVR fee table) | Event | Set in your letter of offer |
| Settlement Fee (<=70% LVR) | Event | $150.00 |
| Settlement Fee (higher-LVR fee table) | Event | $0.00 |
| Annual Fee (<=70% LVR) | Periodic | $395.00 |
| Monthly Offset Fee (higher-LVR fee table) | Periodic | $10.00 |
| Discharge Fee (<=70% LVR) | Exit | Set in your letter of offer |
| Discharge Fee (higher-LVR fee table) | Exit | Set in your letter of offer |
| Funder Risk Fee | Upfront | 1.25% |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Offset | An offset account is available. | |
| Other | Interest-only repayments are available for up to five years. | |
| Eligibility: residency status | Australian citizens, New Zealand citizens residing in Australia, Australian permanent residents, and eligible expat borrowers | Eligible Expat borrowers may also apply subject to the applicable product criteria. |
| Eligibility: other | Canada, China, Finland, France, Germany, Hong Kong, Italy, Japan, New Zealand, Norway, Qatar, Saudi Arabia, Singapore, Spain, Sweden, United Kingdom, United Arab Emirates, United States of America. Other countries considered on application. | |
| Eligibility: other | Loan term 30 years. Principal and Interest or Interest Only for up to 5 years, then reverting to Principal and Interest. | |
| Eligibility: other | Lo Doc: Accountant Declaration, 2 BAS statements, or 6 months business bank statements. Must be minimum 25% shareholder. | |
| Eligibility: other | Eligible borrower structures include individuals, companies and trusts. | |
| Limit: min limit | 100000.00 | |
| Limit: max limit | 1200000.00 | |
| Limit: max limit | 1500000.00 | |
| Limit: max limit | 3000000.00 | |
| Limit: max limit | 1500000.00 | |
| Limit: max lvr | 0.7500 | |
| Limit: max lvr | 0.7000 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · principal and interest · LVR 65%–70% · $100,000–$1,200,000 | 1 Nov 2026 | Current | 8.09% | 8.21% |
| Variable · investment · principal and interest · LVR 65%–70% · $100,000–$1,200,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · investment · interest only · LVR 65% or less · $100,000–$1,500,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · investment · interest only · LVR 70%–75% · $1,500,001–$3,000,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · owner occupied · interest only · LVR 70%–75% · $100,000–$1,500,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · owner occupied · principal and interest · LVR 70%–75% · $100,000–$1,500,000 | 1 Nov 2026 | Current | 8.19% | 8.31% |
| Variable · investment · principal and interest · LVR 70%–75% · $1,500,001–$3,000,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · owner occupied · interest only · LVR 65%–70% · $100,000–$1,200,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · owner occupied · interest only · LVR 70%–75% · $1,500,001–$3,000,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · investment · interest only · LVR 70%–75% · $100,000–$1,500,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · owner occupied · interest only · LVR 65% or less · $100,000–$1,500,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · investment · interest only · LVR 65%–70% · $100,000–$1,200,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · investment · principal and interest · LVR 65% or less · $100,000–$1,500,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · owner occupied · principal and interest · LVR 70%–75% · $1,500,001–$3,000,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · owner occupied · principal and interest · LVR 65% or less · $100,000–$1,500,000 | 1 Nov 2026 | Current | 7.99% | 8.11% |
| Variable · investment · principal and interest · LVR 70%–75% · $100,000–$1,500,000 | 1 Nov 2026 | Current | Comparison rate not published | |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
risk:specialist | Specialist lending | Left out of the standard home loan table; separate switch |
purpose:land | purpose:land | |
comparison-rate-missing | Reason this product is not ranked | |
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