This product is also referred to as the Liberty Star home loan.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 7.74% | 8.09% | Variable · investment · principal and interest | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://services.liberty.com.au/api/data-holder-public/cds-au/v1/banking/products/05501e53-ad4f-4396-9a0a-0fa3c6b8daee- Content hash
sha256 0259da019bf7bb0facc1369a5320732976bd45d4822e687acc8e2270499991fb- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_0259da019bf7bb0f_19683aa2Show details
- Checked
- 1 Nov 2026
- URL
https://services.liberty.com.au/api/data-holder-public/cds-au/v1/banking/products/05501e53-ad4f-4396-9a0a-0fa3c6b8daee- Content hash
sha256 0259da019bf7bb0facc1369a5320732976bd45d4822e687acc8e2270499991fb- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Application fee | Upfront | Set in your letter of offer |
| Valuation fee | Upfront | Set in your letter of offer |
| Settlement fee | Upfront | $0.00 |
| Monthly fee | Periodic | $15.00 |
| Manual redraw fee | Transaction | $50.00 |
| Discharge fee | Exit | $395.00 |
| Professional investor & Company/Trust fee | Upfront | $995.00 |
| Equalisation fee | Upfront | 0.50% |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Bill payment | BPAY | BPAY payment facility available |
| Redraw | Free online redraw | |
| Extra repayments | Additional repayments allowed | |
| Other | Third party account transfers | Transfer funds to third party accounts |
| Other | Split loans | $495 fee applies for loans with more than 4 splits. |
| Other | Principal and interest | Standard repayment option covering both principal and interest |
| Other | Interest only | Interest Only loans are subject to LVR restrictions and interest rates are higher than the advertised interest rates. |
| Other | Flexible repayment frequency | Repay weekly, fortnightly, monthly |
| Other | Unlimited debt consolidation | Loan can be used for unlimited debt consolidation |
| Other | Paid and unpaid defaults | Paid and unpaid defaults considered |
| Other | Mortgage arrears | Mortgage arrears considered |
| Other | Past bankruptcy | Past bankruptcy considered |
| Eligibility: natural person | Individuals | |
| Eligibility: residency status | Australian citizen/resident | At least one applicant must reside in Australia |
| Eligibility: business | Non-individual borrowers | Corporate trustees for family trusts |
| Eligibility: employment status | Self-employed & PAYG | Self-employed & PAYG applicants accepted |
| Eligibility: other | Professional Investor | Professional Investors accepted |
| Limit: max lvr | 0.85 | |
| Limit: max limit | 10000000.00 | |
| Limit: min limit | 50000.00 | |
| Limit: other | 10-40 years |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · investment · principal and interest | 1 Nov 2026 | Current | 7.74% | 8.09% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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