Savings account rates › The Capricornian
Student Access Account
The Capricornian
CDR officialNot listed in rate tables
The Student Access Account is designed to provide support to those aged 17-25 years who are studying at University or undergoing a traineeship/apprenticeship. The account provides full branch access for deposits, withdrawals or counter cheques as well as Visa Debit access.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 0.00% | Variable | CDR | 1 Nov 2026 |
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Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.onlinebanking.capricornian.com.au/cds-au/v1/banking/products/9c393395-f87c-4268-84a4-06a91b34b47c- Content hash
sha256 26d44115debc2862b0a8466afc4788e24e3165dfdbcffcf62bc41689320ddb59- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_26d44115debc2862_35b31542Show details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.onlinebanking.capricornian.com.au/cds-au/v1/banking/products/9c393395-f87c-4268-84a4-06a91b34b47c- Content hash
sha256 26d44115debc2862b0a8466afc4788e24e3165dfdbcffcf62bc41689320ddb59- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| International Transaction Fee via Internet Banking | Withdrawal | $20.00 |
| Visa Debit Cash Advance | Withdrawal | $0.70 |
| Honour Fee | Event | $20.00 |
| EFTPOS Including declined transactions | Withdrawal | $0.70 |
| Dishonour Fee | Dishonour | $15.00 |
| International Transaction Fee Over The Counter | Withdrawal | $30.00 |
| Account Service Fee | Periodic | $6.00 |
| Account Service Fee | Periodic | $6.00 |
| Foreign Currency Conversion Fees | Purchase | 3.00% |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | Online banking and mobile app. | |
| Npp payid | An account of this product type can be used as the target of an NPP PayID. Osko by BPAY available. | |
| Npp enabled | An account of this product type can be used to receive funds as a result of a BSB/Number based NPP payment. Osko by BPAY available. | |
| Bill payment | BPAY available | |
| Notifications | SMS and/or email notifications available. | SMS and/or email notifications available. |
| Digital wallet | Google Pay | |
| Other | Our sweep service automatically transfers funds from certain savings accounts to cover most transactions which would otherwise exceed your transaction account's available balance. | |
| Digital wallet | Apple Pay | |
| Eligibility: other | You will need to become a member of the Credit Union before we can issue The Capricornian Account and Access Facility to you | |
| Eligibility: max age | 26 | |
| Eligibility: min age | 17 | |
| Eligibility: residency status | Individuals must be citizens or permanent residents of Australia |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable | 1 Nov 2026 | Current | 0.00% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
quality:no-interest | quality:no-interest | |
out-of-scope | Reason this product is not ranked | |
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