Home loan rates › SWSbank
Intro Discounted Standard Variable Home Loan
SWSbank
A Discount of 0.40% p.a is applied to the advertised Owner Occupied Standard Variable Home Loan rate for the first 12 months of the loan
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| Comparison rate not published. See the lender for this rate. | Variable · owner occupied · principal and interest | Not compared in rate tables | CDR | 1 Nov 2026 | |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://online.swsbank.com.au/openbanking/cds-au/v1/banking/products/L23_Disc_HL--4- Content hash
sha256 ec58eb0000e5f0eab40385181e91e87066d1bdd797e8e55fe01b761fd8a8a083- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_ec58eb0000e5f0ea_8a55b36dShow details
- Checked
- 1 Nov 2026
- URL
https://online.swsbank.com.au/openbanking/cds-au/v1/banking/products/L23_Disc_HL--4- Content hash
sha256 ec58eb0000e5f0eab40385181e91e87066d1bdd797e8e55fe01b761fd8a8a083- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| LAND_TITLE_SEARCH_FEE | Event | $17.10 |
| SERVICE_FEE | Event | $9.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | Internet Banking & App | |
| Redraw | ||
| Offset | ||
| Npp enabled | ||
| Notifications | Alerts | |
| Other | Maximum loan term is 30 years | |
| Other | No fee for additional repayments | |
| Other | No application, establishment or monthly fees for the term of the loan | |
| Other | Weekly, Fortnightly or Monthly repayment options | |
| Eligibility: min age | 18 | |
| Eligibility: residency status | Australian citizen or permanent resident |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · principal and interest | 1 Nov 2026 | Current | Comparison rate not published | |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
comparison-rate-missing | Reason this product is not ranked | |
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