Home loan rates › Bank of China
Fixed Rate Home Loan (With Principal and Interest Repayment)
Bank of China
Fixed Rate Home Loan (With Principal and Interest Repayment)
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.59% | 8.60% | Fixed · 1 year · owner occupied · principal and interest | CDR | 1 Nov 2026 | |
| 6.59% | 8.39% | Fixed · 2 years · owner occupied · principal and interest | CDR | 1 Nov 2026 | |
| 6.79% | 8.26% | Fixed · 3 years · owner occupied · principal and interest | CDR | 1 Nov 2026 | |
| 6.79% | 8.11% | Fixed · 4 years · owner occupied · principal and interest | CDR | 1 Nov 2026 | |
| 6.79% | 7.98% | Fixed · 5 years · owner occupied · principal and interest | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://api-gateway.bankofchina.com.au/cds-au/v1/banking/products/10391158OPI- Content hash
sha256 5998cd874e5390549a728acae192fe753eada942f3601025e3c69cfc83df7472- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_5998cd874e539054_4381f60dShow details
- Checked
- 1 Nov 2026
- URL
https://api-gateway.bankofchina.com.au/cds-au/v1/banking/products/10391158OPI- Content hash
sha256 5998cd874e5390549a728acae192fe753eada942f3601025e3c69cfc83df7472- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Annual Fee | Periodic | $190.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Extra repayments | 10000 | Early repayment up to $10000 per settlement anniversary |
| Redraw | ||
| Digital banking | ||
| Eligibility: natural person | Individuals | |
| Limit: min limit | 150000 | |
| Limit: max lvr | 0.9 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Fixed · 4 years · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.79% | 8.11% |
| Fixed · 3 years · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.79% | 8.26% |
| Fixed · 5 years · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.79% | 7.98% |
| Fixed · 1 year · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.59% | 8.60% |
| Fixed · 2 years · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.59% | 8.39% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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