The Bendigo Express is an online home loan which enables a customer to apply and be approved for a home loan re-finance digitally. The application form will be hosted by our partner Tiimely.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.49% | 6.30% | Fixed · 1 year · owner occupied · principal and interest | CDR | 1 Nov 2026 | |
| 6.49% | 6.34% | Fixed · 2 years · owner occupied · principal and interest | CDR | 1 Nov 2026 | |
| 6.59% | 6.40% | Fixed · 3 years · owner occupied · principal and interest | CDR | 1 Nov 2026 | |
| 6.69% | 6.47% | Fixed · 4 years · owner occupied · principal and interest | CDR | 1 Nov 2026 | |
| 6.69% | 6.51% | Fixed · 5 years · owner occupied · principal and interest | CDR | 1 Nov 2026 | |
| 6.14% | 6.27% | Variable · owner occupied · principal and interest | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://api.cdr.bendigobank.com.au/cds-au/v1/banking/products/01fec5c4-a888-4330-a8cc-4a0a0ac931b5- Content hash
sha256 e69cdac98ac28bf8345b4a3a0d3fbf8ac489ffb0b1ee10f9ca5df4fe57a177f3- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_e69cdac98ac28bf8_f40d2b3cShow details
- Checked
- 1 Nov 2026
- URL
https://api.cdr.bendigobank.com.au/cds-au/v1/banking/products/01fec5c4-a888-4330-a8cc-4a0a0ac931b5- Content hash
sha256 e69cdac98ac28bf8345b4a3a0d3fbf8ac489ffb0b1ee10f9ca5df4fe57a177f3- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Monthly Fee | Periodic | $10.00 |
| Discharge Administration Fee | Exit | $350.00 |
| Establishment Fee | Upfront | $0.00 |
| Variation Fee - Simple | Event | $150.00 |
| Variation Fee - Complex | Event | $300.00 |
| Guarantee Administration Fee | Upfront | $250.00 |
| Rate Variation Fee (to renegotiate Rate) | Event | $100.00 |
| Repayment Recalculation Fee | Event | $50.00 |
| Interest Prepayment Fee | Event | $85.00 |
| Default Fee | Event | $35.00 |
| Duplicate Fee | Event | $16.50 |
| Bank Cheque Fee | Event | $10.00 |
| Valuation Fee | Event | Set in your letter of offer |
| Break Cost Fee and Prepayment Fee | Event | Set in your letter of offer |
| Online Redraw Fee | Event | $0.00 |
| Agent Lodgement Fee | Event | $125.00 |
| Manual Redraw Fee | Event | $0.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Redraw | Online redraw available | |
| Other | Weekly, fortnightly or monthly repayments | |
| Offset | Up to six offset accounts can be connected to the product | |
| Extra repayments | Unlimited additional repayments if variable, otherwise 20% of loan balance when fixed | |
| Eligibility: min age | 18 | |
| Eligibility: other | Credit and Lending Criteria, Fees and Charges Apply | |
| Eligibility: other | Minimum loan amount $10,000. Maximum loan amount $1.5m | |
| Eligibility: other | Refinance Only | |
| Eligibility: other | Owner-Occupied and Principal and Interest Only | |
| Limit: min limit | 10000.00 | |
| Limit: max lvr | 0.8 | |
| Limit: max limit | 1500000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Fixed · 2 years · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.49% | 6.34% |
| Fixed · 3 years · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.59% | 6.40% |
| Fixed · 5 years · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.69% | 6.51% |
| Variable · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.14% | 6.27% |
| Fixed · 4 years · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.69% | 6.47% |
| Fixed · 1 year · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.49% | 6.30% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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