Home loan rates › Newcastle Permanent
Fixed Rate Home Loan Investment Interest Only
Newcastle Permanent
Lock in your repayments with a fixed rate, with options up to 5 years.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.69% | 8.51% | Fixed · 1 year · investment · interest only · LVR 80% or less | CDR | 1 Nov 2026 | |
| 6.79% | 8.52% | Fixed · 1 year · investment · interest only · LVR 80%–90% | CDR | 1 Nov 2026 | |
| 6.69% | 8.31% | Fixed · 2 years · investment · interest only · LVR 80% or less | CDR | 1 Nov 2026 | |
| 6.79% | 8.33% | Fixed · 2 years · investment · interest only · LVR 80%–90% | CDR | 1 Nov 2026 | |
| 6.69% | 8.14% | Fixed · 3 years · investment · interest only · LVR 80% or less | CDR | 1 Nov 2026 | |
| 6.79% | 8.17% | Fixed · 3 years · investment · interest only · LVR 80%–90% | CDR | 1 Nov 2026 | |
| 6.79% | 8.02% | Fixed · 4 years · investment · interest only · LVR 80% or less | CDR | 1 Nov 2026 | |
| 6.89% | 8.05% | Fixed · 4 years · investment · interest only · LVR 80%–90% | CDR | 1 Nov 2026 | |
| 6.79% | 7.88% | Fixed · 5 years · investment · interest only · LVR 80% or less | CDR | 1 Nov 2026 | |
| 6.89% | 7.93% | Fixed · 5 years · investment · interest only · LVR 80%–90% | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://openbank.newcastlepermanent.com.au/cds-au/v1/banking/products/HL_fixedinvIO- Content hash
sha256 4bbef55831cec3bf756b3511605c697df816fb070eabb79b69f806a5c77cf04e- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_4bbef55831cec3bf_86e5dc30Show details
- Checked
- 1 Nov 2026
- URL
https://openbank.newcastlepermanent.com.au/cds-au/v1/banking/products/HL_fixedinvIO- Content hash
sha256 4bbef55831cec3bf756b3511605c697df816fb070eabb79b69f806a5c77cf04e- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Substitution in Security Fee | Variation | $350.00 |
| Break Costs Fixed Rate Loans | Exit | Set in your letter of offer |
| Conversion Fee | Variation | $350.00 |
| Discharge Administration Fee | Exit | $250.00 |
| Dishonour (Direct Debit and Cheque) | Dishonour | $9.00 |
| Consent Fee | Event | $200.00 |
| Electronic Transfer Fee | Withdrawal | $30.00 |
| Redraw Fee via Branch | Withdrawal | $25.00 |
| Default Administration Fee 2 | Late payment | $50.00 |
| Default Administration Fee 1 | Late payment | $35.00 |
| Establishment Fee | Upfront | $595.00 |
| Settlement Cheque Fee NPBS Cheque only | Withdrawal | $5.00 |
| Application Fee | Upfront | $350.00 |
| Document and Miscellaneous Service | Enquiry | Set in your letter of offer |
| Settlement Reschedule Fee | Event | $85.00 |
| Rate Lock Fee | Upfront | $750.00 |
| Title Search Fee | Upfront | $75.00 |
| International Transfer Inward | Deposit | $12.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Other | Split Loan | |
| Digital banking | ||
| Extra repayments | You can make regular additional and extra lump sum repayments up to $25,000 per year. Break costs may apply if you make additional repayments of more than $25,000. See the Break Costs and Fixed Interest Guide for more info. | |
| Other | Our Rate Lock option enables you to lock in our current advertised interest rate for your selected fixed rate home loan product, giving you certainty for up to 90 days against potential interest rate increases. A non-refundable fee applies for selecting this option. | |
| Other | Additional Repayments allowed up to $25000 p.a. | |
| Eligibility: other | Credit Approval. Applications for home loans are subject to the Bank's normal credit approval. | |
| Eligibility: residency status | Must live in Australia and be either: an Australian citizen, an Australian permanent resident or a New Zealand citizen | |
| Eligibility: natural person | ||
| Eligibility: min age | 18 | |
| Limit: min limit | 5000.00 | |
| Limit: max lvr | 0.90 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Fixed · 4 years · investment · interest only · LVR 80%–90% | 1 Nov 2026 | Current | 6.89% | 8.05% |
| Fixed · 5 years · investment · interest only · LVR 80% or less | 1 Nov 2026 | Current | 6.79% | 7.88% |
| Fixed · 3 years · investment · interest only · LVR 80%–90% | 1 Nov 2026 | Current | 6.79% | 8.17% |
| Fixed · 1 year · investment · interest only · LVR 80% or less | 1 Nov 2026 | Current | 6.69% | 8.51% |
| Fixed · 2 years · investment · interest only · LVR 80% or less | 1 Nov 2026 | Current | 6.69% | 8.31% |
| Fixed · 4 years · investment · interest only · LVR 80% or less | 1 Nov 2026 | Current | 6.79% | 8.02% |
| Fixed · 5 years · investment · interest only · LVR 80%–90% | 1 Nov 2026 | Current | 6.89% | 7.93% |
| Fixed · 2 years · investment · interest only · LVR 80%–90% | 1 Nov 2026 | Current | 6.79% | 8.33% |
| Fixed · 1 year · investment · interest only · LVR 80%–90% | 1 Nov 2026 | Current | 6.79% | 8.52% |
| Fixed · 3 years · investment · interest only · LVR 80% or less | 1 Nov 2026 | Current | 6.69% | 8.14% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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