Savings account rates › Northern Inland Credit Union Limited
Everyday Account
Northern Inland Credit Union Limited
CDR officialNot listed in rate tables
An everyday transaction account suitable for payroll and general access. Combine with a savings account suited to you. No monthly account keeping fee.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 0.00% | Variable | CDR | 1 Nov 2026 |
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Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://secure.nicu.com.au/OpenBanking/cds-au/v1/banking/products/NICUS1- Content hash
sha256 96ad99f19c54a83df27f94ee630b207f79c0dc59cc1a5ca6fb7f3e9525eed111- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_96ad99f19c54a83d_a54a65e4Show details
- Checked
- 1 Nov 2026
- URL
https://secure.nicu.com.au/OpenBanking/cds-au/v1/banking/products/NICUS1- Content hash
sha256 96ad99f19c54a83df27f94ee630b207f79c0dc59cc1a5ca6fb7f3e9525eed111- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| BANK@POST_TRANS | Transaction | $4.00 |
| IN_BRANCH_TRANSACTION | Transaction | $2.50 |
| VISA_ATM_WITHDRAWAL_OVERSEAS | Transaction | $2.00 |
| ALERTS | Event | $0.25 |
| ATM_DECLINED_TRANSACTION | Event | $2.50 |
| TRACE_FEE | Event | $28.00 |
| DIRECT_DEBIT_DISHONOUR-REINSTATEMENT | Event | $12.50 |
| HONOURING_DIRECT_DEBIT | Event | $10.00 |
| SWIFT_FEE_INBOUND | Transaction | $11.00 |
| SWIFT_FEE_OUTBOUND | Transaction | $25.00 |
| BANK_CONFIRMATION | Event | $30.00 |
| RETRIEVAL_OF_ELECTRONIC_DOCUMENTS | Event | $1.50 |
| OTHER_DOCUMENTS | Event | $50.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Card access | Shop online or in store with our Visa Debit card | |
| Digital wallet | Apple Pay | The easy way to pay everyday with Apple Pay |
| Digital wallet | Google Pay | The convenience of a mobile wallet in your hands with Google Pay |
| Digital banking | 24/7 access to your accounts anywhere in the world with our smartPAY App. You can also temporarily block your card or report it lost or stolen. | |
| Digital banking | Secure banking 24/7 access from your computer or mobile with Online Banking | |
| Npp payid | Receive fast real-time payments using your mobile number, email address or ABN instead of your BSB and account number | |
| Npp enabled | Send and receive real-time payments via Osko from your Online Banking and NICU smartPay App | |
| Notifications | Alerts | Receive notifications for transactions and balances on your accounts via SMS |
| Other | Give your accountant access to your financial statements via online accounting software such as MYOB Banklink and Xero | |
| Other | Access your personal account wherever you see an Australia Post retail outlet displaying the Bank@Post sign, if you have a card linked to the account on which you want to transact. | |
| Eligibility: residency status | AU | Individuals must be citizens or permanent residents of Australia. |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable | 1 Nov 2026 | Current | 0.00% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
quality:no-interest | quality:no-interest | |
out-of-scope | Reason this product is not ranked | |
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