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ME Bank EconoME Home Loan

ME Bank - ME Go

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ME Bank EconoME Home Loan

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Product data

The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.

Rates

RateComparison*Applies toConditionsSourceSince
7.04%6.55%Fixed · 1 year · investment · interest only · LVR 60% or less · $20,000 or moreCDR1 Nov 2026
7.04%6.55%Fixed · 1 year · investment · interest only · LVR 60%–70% · $20,000 or moreCDR1 Nov 2026
7.04%6.61%Fixed · 1 year · investment · interest only · LVR 70%–80% · $20,000 or moreCDR1 Nov 2026
7.24%6.94%Fixed · 1 year · investment · interest only · LVR 80%–90% · $20,000 or moreCDR1 Nov 2026
8.04%7.97%Fixed · 1 year · investment · interest only · LVR 90%–95% · $20,000 or moreCDR1 Nov 2026
8.04%7.97%Fixed · 1 year · investment · interest only · LVR 95%–100% · $20,000 or moreCDR1 Nov 2026
6.94%6.59%Fixed · 2 years · investment · interest only · LVR 60% or less · $20,000 or moreCDR1 Nov 2026
6.94%6.59%Fixed · 2 years · investment · interest only · LVR 60%–70% · $20,000 or moreCDR1 Nov 2026
6.94%6.63%Fixed · 2 years · investment · interest only · LVR 70%–80% · $20,000 or moreCDR1 Nov 2026
7.14%6.96%Fixed · 2 years · investment · interest only · LVR 80%–90% · $20,000 or moreCDR1 Nov 2026
7.79%7.92%Fixed · 2 years · investment · interest only · LVR 90%–95% · $20,000 or moreCDR1 Nov 2026
7.79%7.92%Fixed · 2 years · investment · interest only · LVR 95%–100% · $20,000 or moreCDR1 Nov 2026
6.99%6.64%Fixed · 3 years · investment · interest only · LVR 60% or less · $20,000 or moreCDR1 Nov 2026
6.99%6.64%Fixed · 3 years · investment · interest only · LVR 60%–70% · $20,000 or moreCDR1 Nov 2026
6.99%6.68%Fixed · 3 years · investment · interest only · LVR 70%–80% · $20,000 or moreCDR1 Nov 2026
7.09%6.96%Fixed · 3 years · investment · interest only · LVR 80%–90% · $20,000 or moreCDR1 Nov 2026
7.94%7.95%Fixed · 3 years · investment · interest only · LVR 90%–95% · $20,000 or moreCDR1 Nov 2026
7.94%7.95%Fixed · 3 years · investment · interest only · LVR 95%–100% · $20,000 or moreCDR1 Nov 2026
7.19%6.75%Fixed · 4 years · investment · interest only · LVR 60% or less · $20,000 or moreCDR1 Nov 2026
7.19%6.75%Fixed · 4 years · investment · interest only · LVR 60%–70% · $20,000 or moreCDR1 Nov 2026
7.19%6.79%Fixed · 4 years · investment · interest only · LVR 70%–80% · $20,000 or moreCDR1 Nov 2026
7.29%7.05%Fixed · 4 years · investment · interest only · LVR 80%–90% · $20,000 or moreCDR1 Nov 2026
7.74%7.88%Fixed · 4 years · investment · interest only · LVR 90%–95% · $20,000 or moreCDR1 Nov 2026
7.74%7.88%Fixed · 4 years · investment · interest only · LVR 95%–100% · $20,000 or moreCDR1 Nov 2026
7.19%6.80%Fixed · 5 years · investment · interest only · LVR 60% or less · $20,000 or moreCDR1 Nov 2026
7.19%6.80%Fixed · 5 years · investment · interest only · LVR 60%–70% · $20,000 or moreCDR1 Nov 2026
7.19%6.84%Fixed · 5 years · investment · interest only · LVR 70%–80% · $20,000 or moreCDR1 Nov 2026
7.29%7.08%Fixed · 5 years · investment · interest only · LVR 80%–90% · $20,000 or moreCDR1 Nov 2026
7.74%7.86%Fixed · 5 years · investment · interest only · LVR 90%–95% · $20,000 or moreCDR1 Nov 2026
7.74%7.86%Fixed · 5 years · investment · interest only · LVR 95%–100% · $20,000 or moreCDR1 Nov 2026
7.04%6.55%Fixed · 1 year · investment · principal and interest · LVR 60% or less · $20,000 or moreCDR1 Nov 2026
7.04%6.55%Fixed · 1 year · investment · principal and interest · LVR 60%–70% · $20,000 or moreCDR1 Nov 2026
7.04%6.61%Fixed · 1 year · investment · principal and interest · LVR 70%–80% · $20,000 or moreCDR1 Nov 2026
7.34%6.95%Fixed · 1 year · investment · principal and interest · LVR 80%–90% · $20,000 or moreCDR1 Nov 2026
7.84%7.94%Fixed · 1 year · investment · principal and interest · LVR 90%–95% · $20,000 or moreCDR1 Nov 2026
7.84%7.94%Fixed · 1 year · investment · principal and interest · LVR 95%–100% · $20,000 or moreCDR1 Nov 2026
6.94%6.59%Fixed · 2 years · investment · principal and interest · LVR 60% or less · $20,000 or moreCDR1 Nov 2026
6.94%6.59%Fixed · 2 years · investment · principal and interest · LVR 60%–70% · $20,000 or moreCDR1 Nov 2026
6.94%6.64%Fixed · 2 years · investment · principal and interest · LVR 70%–80% · $20,000 or moreCDR1 Nov 2026
7.14%6.96%Fixed · 2 years · investment · principal and interest · LVR 80%–90% · $20,000 or moreCDR1 Nov 2026
7.89%7.94%Fixed · 2 years · investment · principal and interest · LVR 90%–95% · $20,000 or moreCDR1 Nov 2026
7.89%7.94%Fixed · 2 years · investment · principal and interest · LVR 95%–100% · $20,000 or moreCDR1 Nov 2026
6.99%6.64%Fixed · 3 years · investment · principal and interest · LVR 60% or less · $20,000 or moreCDR1 Nov 2026
6.99%6.64%Fixed · 3 years · investment · principal and interest · LVR 60%–70% · $20,000 or moreCDR1 Nov 2026
6.99%6.69%Fixed · 3 years · investment · principal and interest · LVR 70%–80% · $20,000 or moreCDR1 Nov 2026
7.09%6.96%Fixed · 3 years · investment · principal and interest · LVR 80%–90% · $20,000 or moreCDR1 Nov 2026
7.74%7.89%Fixed · 3 years · investment · principal and interest · LVR 90%–95% · $20,000 or moreCDR1 Nov 2026
7.74%7.89%Fixed · 3 years · investment · principal and interest · LVR 95%–100% · $20,000 or moreCDR1 Nov 2026
7.14%6.74%Fixed · 4 years · investment · principal and interest · LVR 60% or less · $20,000 or moreCDR1 Nov 2026
7.14%6.74%Fixed · 4 years · investment · principal and interest · LVR 60%–70% · $20,000 or moreCDR1 Nov 2026
7.14%6.78%Fixed · 4 years · investment · principal and interest · LVR 70%–80% · $20,000 or moreCDR1 Nov 2026
7.24%7.04%Fixed · 4 years · investment · principal and interest · LVR 80%–90% · $20,000 or moreCDR1 Nov 2026
7.84%7.92%Fixed · 4 years · investment · principal and interest · LVR 90%–95% · $20,000 or moreCDR1 Nov 2026
7.84%7.92%Fixed · 4 years · investment · principal and interest · LVR 95%–100% · $20,000 or moreCDR1 Nov 2026
7.14%6.79%Fixed · 5 years · investment · principal and interest · LVR 60% or less · $20,000 or moreCDR1 Nov 2026
7.14%6.79%Fixed · 5 years · investment · principal and interest · LVR 60%–70% · $20,000 or moreCDR1 Nov 2026
7.14%6.82%Fixed · 5 years · investment · principal and interest · LVR 70%–80% · $20,000 or moreCDR1 Nov 2026
7.24%7.06%Fixed · 5 years · investment · principal and interest · LVR 80%–90% · $20,000 or moreCDR1 Nov 2026
7.84%7.91%Fixed · 5 years · investment · principal and interest · LVR 90%–95% · $20,000 or moreCDR1 Nov 2026
7.84%7.91%Fixed · 5 years · investment · principal and interest · LVR 95%–100% · $20,000 or moreCDR1 Nov 2026
7.09%6.34%Fixed · 1 year · owner occupied · interest only · LVR 60% or less · $20,000 or moreCDR1 Nov 2026
7.09%6.34%Fixed · 1 year · owner occupied · interest only · LVR 60%–70% · $20,000 or moreCDR1 Nov 2026
7.09%6.39%Fixed · 1 year · owner occupied · interest only · LVR 70%–80% · $20,000 or moreCDR1 Nov 2026
7.34%6.68%Fixed · 1 year · owner occupied · interest only · LVR 80%–90% · $20,000 or moreCDR1 Nov 2026
7.44%7.32%Fixed · 1 year · owner occupied · interest only · LVR 90%–95% · $20,000 or moreCDR1 Nov 2026
7.44%7.32%Fixed · 1 year · owner occupied · interest only · LVR 95%–100% · $20,000 or moreCDR1 Nov 2026
7.09%6.42%Fixed · 2 years · owner occupied · interest only · LVR 60% or less · $20,000 or moreCDR1 Nov 2026
7.09%6.42%Fixed · 2 years · owner occupied · interest only · LVR 60%–70% · $20,000 or moreCDR1 Nov 2026
7.09%6.46%Fixed · 2 years · owner occupied · interest only · LVR 70%–80% · $20,000 or moreCDR1 Nov 2026
7.09%6.70%Fixed · 2 years · owner occupied · interest only · LVR 80%–90% · $20,000 or moreCDR1 Nov 2026
7.19%7.28%Fixed · 2 years · owner occupied · interest only · LVR 90%–95% · $20,000 or moreCDR1 Nov 2026
7.19%7.28%Fixed · 2 years · owner occupied · interest only · LVR 95%–100% · $20,000 or moreCDR1 Nov 2026
7.59%6.64%Fixed · 3 years · owner occupied · interest only · LVR 60% or less · $20,000 or moreCDR1 Nov 2026
7.59%6.64%Fixed · 3 years · owner occupied · interest only · LVR 60%–70% · $20,000 or moreCDR1 Nov 2026
7.59%6.67%Fixed · 3 years · owner occupied · interest only · LVR 70%–80% · $20,000 or moreCDR1 Nov 2026
7.49%6.86%Fixed · 3 years · owner occupied · interest only · LVR 80%–90% · $20,000 or moreCDR1 Nov 2026
7.59%7.39%Fixed · 3 years · owner occupied · interest only · LVR 90%–95% · $20,000 or moreCDR1 Nov 2026
7.59%7.39%Fixed · 3 years · owner occupied · interest only · LVR 95%–100% · $20,000 or moreCDR1 Nov 2026
7.69%6.78%Fixed · 4 years · owner occupied · interest only · LVR 60% or less · $20,000 or moreCDR1 Nov 2026
7.69%6.78%Fixed · 4 years · owner occupied · interest only · LVR 60%–70% · $20,000 or moreCDR1 Nov 2026
7.69%6.82%Fixed · 4 years · owner occupied · interest only · LVR 70%–80% · $20,000 or moreCDR1 Nov 2026
7.49%6.93%Fixed · 4 years · owner occupied · interest only · LVR 80%–90% · $20,000 or moreCDR1 Nov 2026
7.59%7.42%Fixed · 4 years · owner occupied · interest only · LVR 90%–95% · $20,000 or moreCDR1 Nov 2026
7.59%7.42%Fixed · 4 years · owner occupied · interest only · LVR 95%–100% · $20,000 or moreCDR1 Nov 2026
7.84%6.96%Fixed · 5 years · owner occupied · interest only · LVR 60% or less · $20,000 or moreCDR1 Nov 2026
7.84%6.96%Fixed · 5 years · owner occupied · interest only · LVR 60%–70% · $20,000 or moreCDR1 Nov 2026
7.84%6.98%Fixed · 5 years · owner occupied · interest only · LVR 70%–80% · $20,000 or moreCDR1 Nov 2026
7.64%7.07%Fixed · 5 years · owner occupied · interest only · LVR 80%–90% · $20,000 or moreCDR1 Nov 2026
7.74%7.50%Fixed · 5 years · owner occupied · interest only · LVR 90%–95% · $20,000 or moreCDR1 Nov 2026
7.74%7.50%Fixed · 5 years · owner occupied · interest only · LVR 95%–100% · $20,000 or moreCDR1 Nov 2026
6.89%6.32%Fixed · 1 year · owner occupied · principal and interest · LVR 60% or less · $20,000 or moreCDR1 Nov 2026
6.89%6.32%Fixed · 1 year · owner occupied · principal and interest · LVR 60%–70% · $20,000 or moreCDR1 Nov 2026
6.89%6.37%Fixed · 1 year · owner occupied · principal and interest · LVR 70%–80% · $20,000 or moreCDR1 Nov 2026
7.24%6.67%Fixed · 1 year · owner occupied · principal and interest · LVR 80%–90% · $20,000 or moreCDR1 Nov 2026
8.19%7.40%Fixed · 1 year · owner occupied · principal and interest · LVR 90%–95% · $20,000 or moreCDR1 Nov 2026
8.19%7.40%Fixed · 1 year · owner occupied · principal and interest · LVR 95%–100% · $20,000 or moreCDR1 Nov 2026
6.79%6.36%Fixed · 2 years · owner occupied · principal and interest · LVR 60% or less · $20,000 or moreCDR1 Nov 2026
6.79%6.36%Fixed · 2 years · owner occupied · principal and interest · LVR 60%–70% · $20,000 or moreCDR1 Nov 2026
6.79%6.41%Fixed · 2 years · owner occupied · principal and interest · LVR 70%–80% · $20,000 or moreCDR1 Nov 2026
7.14%6.72%Fixed · 2 years · owner occupied · principal and interest · LVR 80%–90% · $20,000 or moreCDR1 Nov 2026
7.74%7.40%Fixed · 2 years · owner occupied · principal and interest · LVR 90%–95% · $20,000 or moreCDR1 Nov 2026
7.74%7.40%Fixed · 2 years · owner occupied · principal and interest · LVR 95%–100% · $20,000 or moreCDR1 Nov 2026
6.84%6.43%Fixed · 3 years · owner occupied · principal and interest · LVR 60% or less · $20,000 or moreCDR1 Nov 2026
6.84%6.43%Fixed · 3 years · owner occupied · principal and interest · LVR 60%–70% · $20,000 or moreCDR1 Nov 2026
6.84%6.46%Fixed · 3 years · owner occupied · principal and interest · LVR 70%–80% · $20,000 or moreCDR1 Nov 2026
7.09%6.75%Fixed · 3 years · owner occupied · principal and interest · LVR 80%–90% · $20,000 or moreCDR1 Nov 2026
7.74%7.44%Fixed · 3 years · owner occupied · principal and interest · LVR 90%–95% · $20,000 or moreCDR1 Nov 2026
7.74%7.44%Fixed · 3 years · owner occupied · principal and interest · LVR 95%–100% · $20,000 or moreCDR1 Nov 2026
6.99%6.53%Fixed · 4 years · owner occupied · principal and interest · LVR 60% or less · $20,000 or moreCDR1 Nov 2026
6.99%6.53%Fixed · 4 years · owner occupied · principal and interest · LVR 60%–70% · $20,000 or moreCDR1 Nov 2026
6.99%6.56%Fixed · 4 years · owner occupied · principal and interest · LVR 70%–80% · $20,000 or moreCDR1 Nov 2026
7.24%6.85%Fixed · 4 years · owner occupied · principal and interest · LVR 80%–90% · $20,000 or moreCDR1 Nov 2026
7.74%7.48%Fixed · 4 years · owner occupied · principal and interest · LVR 90%–95% · $20,000 or moreCDR1 Nov 2026
7.74%7.48%Fixed · 4 years · owner occupied · principal and interest · LVR 95%–100% · $20,000 or moreCDR1 Nov 2026
6.99%6.59%Fixed · 5 years · owner occupied · principal and interest · LVR 60% or less · $20,000 or moreCDR1 Nov 2026
6.99%6.59%Fixed · 5 years · owner occupied · principal and interest · LVR 60%–70% · $20,000 or moreCDR1 Nov 2026
6.99%6.62%Fixed · 5 years · owner occupied · principal and interest · LVR 70%–80% · $20,000 or moreCDR1 Nov 2026
7.24%6.90%Fixed · 5 years · owner occupied · principal and interest · LVR 80%–90% · $20,000 or moreCDR1 Nov 2026
7.89%7.58%Fixed · 5 years · owner occupied · principal and interest · LVR 90%–95% · $20,000 or moreCDR1 Nov 2026
7.89%7.58%Fixed · 5 years · owner occupied · principal and interest · LVR 95%–100% · $20,000 or moreCDR1 Nov 2026
6.64%6.53%Variable · investment · interest only · LVR 60% or less · $20,000–$150,000CDR1 Nov 2026
6.48%6.49%Variable · investment · interest only · LVR 60% or less · $150,000 or moreCDR1 Nov 2026
6.64%6.53%Variable · investment · interest only · LVR 60%–70% · $20,000–$150,000CDR1 Nov 2026
6.48%6.49%Variable · investment · interest only · LVR 60%–70% · $150,000 or moreCDR1 Nov 2026
6.69%6.59%Variable · investment · interest only · LVR 70%–80% · $20,000–$150,000CDR1 Nov 2026
6.54%6.55%Variable · investment · interest only · LVR 70%–80% · $150,000 or moreCDR1 Nov 2026
6.99%6.92%Variable · investment · interest only · LVR 80%–90% · $20,000–$150,000CDR1 Nov 2026
6.89%6.90%Variable · investment · interest only · LVR 80%–90% · $150,000 or moreCDR1 Nov 2026
8.98%8.75%Variable · investment · interest only · LVR 90%–95% · $20,000–$150,000CDR1 Nov 2026
8.98%8.43%Variable · investment · interest only · LVR 90%–95% · $150,000 or moreCDR1 Nov 2026
8.98%8.75%Variable · investment · interest only · LVR 95%–100% · $20,000–$150,000CDR1 Nov 2026
8.98%8.43%Variable · investment · interest only · LVR 95%–100% · $150,000 or moreCDR1 Nov 2026
6.43%6.45%Variable · investment · principal and interest · LVR 60% or less · $20,000–$150,000CDR1 Nov 2026
6.48%6.50%Variable · investment · principal and interest · LVR 60% or less · $150,000 or moreCDR1 Nov 2026
6.43%6.45%Variable · investment · principal and interest · LVR 60%–70% · $20,000–$150,000CDR1 Nov 2026
6.48%6.50%Variable · investment · principal and interest · LVR 60%–70% · $150,000 or moreCDR1 Nov 2026
6.49%6.51%Variable · investment · principal and interest · LVR 70%–80% · $20,000–$150,000CDR1 Nov 2026
6.54%6.56%Variable · investment · principal and interest · LVR 70%–80% · $150,000 or moreCDR1 Nov 2026
6.84%6.86%Variable · investment · principal and interest · LVR 80%–90% · $20,000–$150,000CDR1 Nov 2026
6.89%6.91%Variable · investment · principal and interest · LVR 80%–90% · $150,000 or moreCDR1 Nov 2026
8.53%8.55%Variable · investment · principal and interest · LVR 90%–95% · $20,000–$150,000CDR1 Nov 2026
7.94%7.96%Variable · investment · principal and interest · LVR 90%–95% · $150,000 or moreCDR1 Nov 2026
8.53%8.55%Variable · investment · principal and interest · LVR 95%–100% · $20,000–$150,000CDR1 Nov 2026
7.94%7.96%Variable · investment · principal and interest · LVR 95%–100% · $150,000 or moreCDR1 Nov 2026
8.42%8.59%Variable · owner occupied · interest only · LVR 60% or less · $20,000–$150,000CDR1 Nov 2026
8.42%7.22%Variable · owner occupied · interest only · LVR 60% or less · $150,000 or moreCDR1 Nov 2026
8.42%8.59%Variable · owner occupied · interest only · LVR 60%–70% · $20,000–$150,000CDR1 Nov 2026
8.42%7.22%Variable · owner occupied · interest only · LVR 60%–70% · $150,000 or moreCDR1 Nov 2026
8.42%8.59%Variable · owner occupied · interest only · LVR 70%–80% · $20,000–$150,000CDR1 Nov 2026
8.42%7.25%Variable · owner occupied · interest only · LVR 70%–80% · $150,000 or moreCDR1 Nov 2026
8.73%8.87%Variable · owner occupied · interest only · LVR 80%–90% · $20,000–$150,000CDR1 Nov 2026
8.73%7.57%Variable · owner occupied · interest only · LVR 80%–90% · $150,000 or moreCDR1 Nov 2026
8.73%8.87%Variable · owner occupied · interest only · LVR 90%–95% · $20,000–$150,000CDR1 Nov 2026
8.73%7.96%Variable · owner occupied · interest only · LVR 90%–95% · $150,000 or moreCDR1 Nov 2026
8.73%8.87%Variable · owner occupied · interest only · LVR 95%–100% · $20,000–$150,000CDR1 Nov 2026
8.73%7.96%Variable · owner occupied · interest only · LVR 95%–100% · $150,000 or moreCDR1 Nov 2026
8.70%8.72%Variable · owner occupied · principal and interest · LVR 60% or less · $20,000–$150,000CDR1 Nov 2026
6.24%6.26%Variable · owner occupied · principal and interest · LVR 60% or less · $150,000 or moreCDR1 Nov 2026
8.70%8.72%Variable · owner occupied · principal and interest · LVR 60%–70% · $20,000–$150,000CDR1 Nov 2026
6.24%6.26%Variable · owner occupied · principal and interest · LVR 60%–70% · $150,000 or moreCDR1 Nov 2026
8.70%8.72%Variable · owner occupied · principal and interest · LVR 70%–80% · $20,000–$150,000CDR1 Nov 2026
6.29%6.31%Variable · owner occupied · principal and interest · LVR 70%–80% · $150,000 or moreCDR1 Nov 2026
8.96%8.98%Variable · owner occupied · principal and interest · LVR 80%–90% · $20,000–$150,000CDR1 Nov 2026
6.59%6.61%Variable · owner occupied · principal and interest · LVR 80%–90% · $150,000 or moreCDR1 Nov 2026
8.96%8.98%Variable · owner occupied · principal and interest · LVR 90%–95% · $20,000–$150,000CDR1 Nov 2026
7.29%7.31%Variable · owner occupied · principal and interest · LVR 90%–95% · $150,000 or moreCDR1 Nov 2026
8.96%8.98%Variable · owner occupied · principal and interest · LVR 95%–100% · $20,000–$150,000CDR1 Nov 2026
7.29%7.31%Variable · owner occupied · principal and interest · LVR 95%–100% · $150,000 or moreCDR1 Nov 2026
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Source

CDR officialConsumer Data Right product dataShow where this comes from
Fetched
1 Nov 2026
URL
https://api.cds.mebank.com.au/cds-au/v1/banking/products/cf2579cd-508e-ee11-be36-000d3a79efd0
Content hash
sha256 1e7f6ccad33e3af461a65aa28c5b13c9bd2dcf4ad1c3cfca7122363aa174db5b
Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_1e7f6ccad33e3af4_a5553948Show details
Checked
1 Nov 2026
URL
https://api.cds.mebank.com.au/cds-au/v1/banking/products/cf2579cd-508e-ee11-be36-000d3a79efd0
Content hash
sha256 1e7f6ccad33e3af461a65aa28c5b13c9bd2dcf4ad1c3cfca7122363aa174db5b
Excerpt
—
Rule version
mapper@0.1.2

Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.

Fees

FeeTypeAmount
Paper Statement FeePeriodic$4.00
Valuation Fee (for new applications)Event$300.00
Valuation Fee (for post-settlement variations)Event$300.00
Settlement FeeUpfront$150.00
Application FeeUpfront$0.00
Top up FeeVariation$150.00
Rate Lock FeeUpfront$750.00
Security Release FeeExit$350.00
Legal Review Fees - StandardEvent$350.00
Late Payment FeeLate payment$30.00
Vouchers and other records for searching - General searchEvent$60.00
Vouchers and other records for searching - Privacy ActEvent$66.00
Mortgagee Sale FeeEvent$400.00
Substitution of Security FeeVariation$300.00
Variation FeeVariation$300.00

Features and eligibility

ItemValueDetails
Extra repaymentsUnlimited additional payments for variable loans and up to $10k additional repayments for Fixed home loans
OtherInterest Only and P&I repayment options
Digital bankingA digital experience through a mobile app
OtherSplit home loans
RedrawRedraw of repaid principal above minimum required is available on variable rate loans
OtherUp to 90% LVR (excluding LMI) for IO loans
OtherAbility to Rate Lock
OtherUp to 95% LVR (including LMI) for P&I loans
OtherWeekly, Fortnightly frequencies for all P&I loans. Monthly repayment frequency only for IO loans.
OtherFixed and Variable rates
Cashback offer3000.0000000000We’re extending our cashback for new applications submitted on or after Friday, 28 August 2026 until the new application deadline of Sunday, 28 February 2027 for customers who refinance from another financial institution and settle within 120 days of the application date.
Eligibility: min age18Be aged 18 years or older.
Eligibility: residency statusResident or CitizenBe an Australian citizen or permanent resident or resident for tax purposes with an Australian residential address.
Eligibility: natural personBe applying in personal name(s) with acceptable credit history – not as a company or a trust.
Eligibility: otherEarn a regular PAYG income (for example self-employed applicants are excluded and cannot earn a foreign income for tax purposes).
Eligibility: otherCross-Collateralisation is not supported. We can only accept single security applications.
Eligibility: otherLooking to purchase a home or have an existing home loan with a residential property in Australia (any state)
Limit: min lvr0.0000000000
Limit: max lvr1.0000000000

Rate history

RateFromToRate p.a.Comparison
Variable · owner occupied · principal and interest · LVR 90%–95% · $20,000–$150,0001 Nov 2026Current8.96%8.98%
Fixed · 5 years · owner occupied · interest only · LVR 95%–100% · $20,000 or more1 Nov 2026Current7.74%7.50%
Fixed · 4 years · owner occupied · principal and interest · LVR 70%–80% · $20,000 or more1 Nov 2026Current6.99%6.56%
Fixed · 4 years · owner occupied · interest only · LVR 60%–70% · $20,000 or more1 Nov 2026Current7.69%6.78%
Fixed · 1 year · owner occupied · principal and interest · LVR 60% or less · $20,000 or more1 Nov 2026Current6.89%6.32%
Fixed · 3 years · investment · principal and interest · LVR 60%–70% · $20,000 or more1 Nov 2026Current6.99%6.64%
Variable · investment · interest only · LVR 90%–95% · $20,000–$150,0001 Nov 2026Current8.98%8.75%
Fixed · 4 years · investment · interest only · LVR 60% or less · $20,000 or more1 Nov 2026Current7.19%6.75%
Fixed · 3 years · owner occupied · interest only · LVR 95%–100% · $20,000 or more1 Nov 2026Current7.59%7.39%
Variable · owner occupied · interest only · LVR 60% or less · $150,000 or more1 Nov 2026Current8.42%7.22%
Fixed · 4 years · owner occupied · interest only · LVR 95%–100% · $20,000 or more1 Nov 2026Current7.59%7.42%
Fixed · 2 years · investment · principal and interest · LVR 70%–80% · $20,000 or more1 Nov 2026Current6.94%6.64%
Variable · investment · principal and interest · LVR 80%–90% · $20,000–$150,0001 Nov 2026Current6.84%6.86%
Fixed · 4 years · investment · interest only · LVR 90%–95% · $20,000 or more1 Nov 2026Current7.74%7.88%
Fixed · 5 years · owner occupied · interest only · LVR 80%–90% · $20,000 or more1 Nov 2026Current7.64%7.07%
Fixed · 1 year · owner occupied · interest only · LVR 70%–80% · $20,000 or more1 Nov 2026Current7.09%6.39%
Fixed · 3 years · owner occupied · interest only · LVR 90%–95% · $20,000 or more1 Nov 2026Current7.59%7.39%
Fixed · 3 years · investment · principal and interest · LVR 90%–95% · $20,000 or more1 Nov 2026Current7.74%7.89%
Fixed · 1 year · investment · interest only · LVR 80%–90% · $20,000 or more1 Nov 2026Current7.24%6.94%
Fixed · 5 years · owner occupied · principal and interest · LVR 80%–90% · $20,000 or more1 Nov 2026Current7.24%6.90%
Variable · investment · interest only · LVR 80%–90% · $150,000 or more1 Nov 2026Current6.89%6.90%
Fixed · 1 year · investment · principal and interest · LVR 80%–90% · $20,000 or more1 Nov 2026Current7.34%6.95%
Variable · investment · interest only · LVR 95%–100% · $150,000 or more1 Nov 2026Current8.98%8.43%
Fixed · 5 years · investment · principal and interest · LVR 60%–70% · $20,000 or more1 Nov 2026Current7.14%6.79%
Fixed · 4 years · owner occupied · principal and interest · LVR 60% or less · $20,000 or more1 Nov 2026Current6.99%6.53%
Fixed · 4 years · owner occupied · interest only · LVR 60% or less · $20,000 or more1 Nov 2026Current7.69%6.78%
Variable · owner occupied · interest only · LVR 60% or less · $20,000–$150,0001 Nov 2026Current8.42%8.59%
Fixed · 5 years · investment · interest only · LVR 70%–80% · $20,000 or more1 Nov 2026Current7.19%6.84%
Variable · owner occupied · interest only · LVR 90%–95% · $150,000 or more1 Nov 2026Current8.73%7.96%
Fixed · 2 years · owner occupied · principal and interest · LVR 60%–70% · $20,000 or more1 Nov 2026Current6.79%6.36%
Fixed · 2 years · owner occupied · interest only · LVR 90%–95% · $20,000 or more1 Nov 2026Current7.19%7.28%
Fixed · 3 years · investment · interest only · LVR 60% or less · $20,000 or more1 Nov 2026Current6.99%6.64%
Variable · investment · principal and interest · LVR 95%–100% · $20,000–$150,0001 Nov 2026Current8.53%8.55%
Fixed · 5 years · investment · principal and interest · LVR 95%–100% · $20,000 or more1 Nov 2026Current7.84%7.91%
Variable · investment · principal and interest · LVR 80%–90% · $150,000 or more1 Nov 2026Current6.89%6.91%
Fixed · 3 years · investment · principal and interest · LVR 80%–90% · $20,000 or more1 Nov 2026Current7.09%6.96%
Fixed · 3 years · owner occupied · interest only · LVR 80%–90% · $20,000 or more1 Nov 2026Current7.49%6.86%
Fixed · 4 years · investment · principal and interest · LVR 60%–70% · $20,000 or more1 Nov 2026Current7.14%6.74%
Variable · owner occupied · principal and interest · LVR 80%–90% · $20,000–$150,0001 Nov 2026Current8.96%8.98%
Fixed · 3 years · investment · interest only · LVR 70%–80% · $20,000 or more1 Nov 2026Current6.99%6.68%
Fixed · 3 years · owner occupied · interest only · LVR 60% or less · $20,000 or more1 Nov 2026Current7.59%6.64%
Fixed · 5 years · owner occupied · principal and interest · LVR 70%–80% · $20,000 or more1 Nov 2026Current6.99%6.62%
Variable · investment · principal and interest · LVR 95%–100% · $150,000 or more1 Nov 2026Current7.94%7.96%
Fixed · 2 years · investment · principal and interest · LVR 80%–90% · $20,000 or more1 Nov 2026Current7.14%6.96%
Variable · owner occupied · principal and interest · LVR 95%–100% · $20,000–$150,0001 Nov 2026Current8.96%8.98%
Fixed · 3 years · investment · interest only · LVR 60%–70% · $20,000 or more1 Nov 2026Current6.99%6.64%
Fixed · 3 years · investment · principal and interest · LVR 95%–100% · $20,000 or more1 Nov 2026Current7.74%7.89%
Fixed · 3 years · investment · principal and interest · LVR 60% or less · $20,000 or more1 Nov 2026Current6.99%6.64%
Fixed · 2 years · owner occupied · principal and interest · LVR 95%–100% · $20,000 or more1 Nov 2026Current7.74%7.40%
Fixed · 1 year · owner occupied · principal and interest · LVR 80%–90% · $20,000 or more1 Nov 2026Current7.24%6.67%
Variable · owner occupied · principal and interest · LVR 60% or less · $150,000 or more1 Nov 2026Current6.24%6.26%
Fixed · 4 years · owner occupied · principal and interest · LVR 60%–70% · $20,000 or more1 Nov 2026Current6.99%6.53%
Fixed · 1 year · investment · principal and interest · LVR 60%–70% · $20,000 or more1 Nov 2026Current7.04%6.55%
Fixed · 1 year · owner occupied · interest only · LVR 90%–95% · $20,000 or more1 Nov 2026Current7.44%7.32%
Fixed · 1 year · investment · interest only · LVR 95%–100% · $20,000 or more1 Nov 2026Current8.04%7.97%
Fixed · 3 years · owner occupied · principal and interest · LVR 60%–70% · $20,000 or more1 Nov 2026Current6.84%6.43%
Variable · owner occupied · interest only · LVR 80%–90% · $150,000 or more1 Nov 2026Current8.73%7.57%
Variable · owner occupied · principal and interest · LVR 70%–80% · $20,000–$150,0001 Nov 2026Current8.70%8.72%
Variable · investment · interest only · LVR 70%–80% · $150,000 or more1 Nov 2026Current6.54%6.55%
Fixed · 5 years · owner occupied · interest only · LVR 60% or less · $20,000 or more1 Nov 2026Current7.84%6.96%
Variable · investment · interest only · LVR 95%–100% · $20,000–$150,0001 Nov 2026Current8.98%8.75%
Fixed · 2 years · investment · interest only · LVR 80%–90% · $20,000 or more1 Nov 2026Current7.14%6.96%
Fixed · 5 years · investment · principal and interest · LVR 80%–90% · $20,000 or more1 Nov 2026Current7.24%7.06%
Variable · investment · principal and interest · LVR 90%–95% · $150,000 or more1 Nov 2026Current7.94%7.96%
Fixed · 5 years · investment · interest only · LVR 90%–95% · $20,000 or more1 Nov 2026Current7.74%7.86%
Variable · owner occupied · interest only · LVR 80%–90% · $20,000–$150,0001 Nov 2026Current8.73%8.87%
Fixed · 4 years · investment · interest only · LVR 80%–90% · $20,000 or more1 Nov 2026Current7.29%7.05%
Fixed · 2 years · investment · principal and interest · LVR 60% or less · $20,000 or more1 Nov 2026Current6.94%6.59%
Fixed · 5 years · owner occupied · principal and interest · LVR 60%–70% · $20,000 or more1 Nov 2026Current6.99%6.59%
Fixed · 3 years · investment · principal and interest · LVR 70%–80% · $20,000 or more1 Nov 2026Current6.99%6.69%
Fixed · 5 years · investment · interest only · LVR 95%–100% · $20,000 or more1 Nov 2026Current7.74%7.86%
Fixed · 3 years · investment · interest only · LVR 80%–90% · $20,000 or more1 Nov 2026Current7.09%6.96%
Fixed · 5 years · investment · principal and interest · LVR 70%–80% · $20,000 or more1 Nov 2026Current7.14%6.82%
Fixed · 2 years · owner occupied · interest only · LVR 80%–90% · $20,000 or more1 Nov 2026Current7.09%6.70%
Fixed · 4 years · investment · principal and interest · LVR 90%–95% · $20,000 or more1 Nov 2026Current7.84%7.92%
Fixed · 5 years · investment · interest only · LVR 60% or less · $20,000 or more1 Nov 2026Current7.19%6.80%
Variable · owner occupied · principal and interest · LVR 60%–70% · $150,000 or more1 Nov 2026Current6.24%6.26%
Fixed · 3 years · owner occupied · interest only · LVR 60%–70% · $20,000 or more1 Nov 2026Current7.59%6.64%
Fixed · 4 years · investment · interest only · LVR 70%–80% · $20,000 or more1 Nov 2026Current7.19%6.79%
Fixed · 1 year · owner occupied · interest only · LVR 60%–70% · $20,000 or more1 Nov 2026Current7.09%6.34%
Fixed · 1 year · investment · principal and interest · LVR 90%–95% · $20,000 or more1 Nov 2026Current7.84%7.94%
Fixed · 5 years · investment · principal and interest · LVR 60% or less · $20,000 or more1 Nov 2026Current7.14%6.79%
Fixed · 5 years · investment · interest only · LVR 60%–70% · $20,000 or more1 Nov 2026Current7.19%6.80%
Fixed · 1 year · investment · interest only · LVR 70%–80% · $20,000 or more1 Nov 2026Current7.04%6.61%
Fixed · 1 year · investment · principal and interest · LVR 95%–100% · $20,000 or more1 Nov 2026Current7.84%7.94%
Fixed · 1 year · owner occupied · principal and interest · LVR 95%–100% · $20,000 or more1 Nov 2026Current8.19%7.40%
Fixed · 4 years · owner occupied · principal and interest · LVR 95%–100% · $20,000 or more1 Nov 2026Current7.74%7.48%
Fixed · 1 year · investment · interest only · LVR 60%–70% · $20,000 or more1 Nov 2026Current7.04%6.55%
Variable · owner occupied · principal and interest · LVR 60% or less · $20,000–$150,0001 Nov 2026Current8.70%8.72%
Fixed · 4 years · investment · interest only · LVR 95%–100% · $20,000 or more1 Nov 2026Current7.74%7.88%
Fixed · 3 years · owner occupied · principal and interest · LVR 90%–95% · $20,000 or more1 Nov 2026Current7.74%7.44%
Fixed · 4 years · investment · interest only · LVR 60%–70% · $20,000 or more1 Nov 2026Current7.19%6.75%
Fixed · 2 years · investment · interest only · LVR 95%–100% · $20,000 or more1 Nov 2026Current7.79%7.92%
Fixed · 2 years · owner occupied · principal and interest · LVR 70%–80% · $20,000 or more1 Nov 2026Current6.79%6.41%
Variable · investment · interest only · LVR 60%–70% · $150,000 or more1 Nov 2026Current6.48%6.49%
Variable · investment · principal and interest · LVR 60%–70% · $150,000 or more1 Nov 2026Current6.48%6.50%
Variable · investment · principal and interest · LVR 60% or less · $20,000–$150,0001 Nov 2026Current6.43%6.45%
Variable · investment · interest only · LVR 80%–90% · $20,000–$150,0001 Nov 2026Current6.99%6.92%
Fixed · 2 years · investment · interest only · LVR 60% or less · $20,000 or more1 Nov 2026Current6.94%6.59%
Fixed · 1 year · investment · interest only · LVR 60% or less · $20,000 or more1 Nov 2026Current7.04%6.55%
Variable · owner occupied · principal and interest · LVR 70%–80% · $150,000 or more1 Nov 2026Current6.29%6.31%
Variable · owner occupied · interest only · LVR 60%–70% · $150,000 or more1 Nov 2026Current8.42%7.22%
Fixed · 5 years · owner occupied · principal and interest · LVR 95%–100% · $20,000 or more1 Nov 2026Current7.89%7.58%
Variable · owner occupied · interest only · LVR 60%–70% · $20,000–$150,0001 Nov 2026Current8.42%8.59%
Fixed · 5 years · investment · principal and interest · LVR 90%–95% · $20,000 or more1 Nov 2026Current7.84%7.91%
Variable · investment · interest only · LVR 90%–95% · $150,000 or more1 Nov 2026Current8.98%8.43%
Variable · owner occupied · principal and interest · LVR 80%–90% · $150,000 or more1 Nov 2026Current6.59%6.61%
Fixed · 2 years · investment · principal and interest · LVR 90%–95% · $20,000 or more1 Nov 2026Current7.89%7.94%
Fixed · 4 years · owner occupied · interest only · LVR 70%–80% · $20,000 or more1 Nov 2026Current7.69%6.82%
Fixed · 1 year · owner occupied · principal and interest · LVR 90%–95% · $20,000 or more1 Nov 2026Current8.19%7.40%
Variable · investment · interest only · LVR 60% or less · $150,000 or more1 Nov 2026Current6.48%6.49%
Fixed · 2 years · investment · interest only · LVR 90%–95% · $20,000 or more1 Nov 2026Current7.79%7.92%
Fixed · 4 years · investment · principal and interest · LVR 70%–80% · $20,000 or more1 Nov 2026Current7.14%6.78%
Fixed · 4 years · owner occupied · principal and interest · LVR 80%–90% · $20,000 or more1 Nov 2026Current7.24%6.85%
Variable · owner occupied · principal and interest · LVR 95%–100% · $150,000 or more1 Nov 2026Current7.29%7.31%
Fixed · 1 year · owner occupied · principal and interest · LVR 60%–70% · $20,000 or more1 Nov 2026Current6.89%6.32%
Fixed · 4 years · investment · principal and interest · LVR 60% or less · $20,000 or more1 Nov 2026Current7.14%6.74%
Variable · investment · interest only · LVR 60%–70% · $20,000–$150,0001 Nov 2026Current6.64%6.53%
Variable · investment · principal and interest · LVR 60% or less · $150,000 or more1 Nov 2026Current6.48%6.50%
Fixed · 2 years · investment · principal and interest · LVR 95%–100% · $20,000 or more1 Nov 2026Current7.89%7.94%
Variable · investment · principal and interest · LVR 70%–80% · $150,000 or more1 Nov 2026Current6.54%6.56%
Fixed · 5 years · investment · interest only · LVR 80%–90% · $20,000 or more1 Nov 2026Current7.29%7.08%
Fixed · 2 years · owner occupied · principal and interest · LVR 80%–90% · $20,000 or more1 Nov 2026Current7.14%6.72%
Variable · owner occupied · interest only · LVR 70%–80% · $20,000–$150,0001 Nov 2026Current8.42%8.59%
Fixed · 2 years · owner occupied · interest only · LVR 95%–100% · $20,000 or more1 Nov 2026Current7.19%7.28%
Fixed · 4 years · investment · principal and interest · LVR 80%–90% · $20,000 or more1 Nov 2026Current7.24%7.04%
Fixed · 1 year · owner occupied · principal and interest · LVR 70%–80% · $20,000 or more1 Nov 2026Current6.89%6.37%
Variable · owner occupied · principal and interest · LVR 60%–70% · $20,000–$150,0001 Nov 2026Current8.70%8.72%
Fixed · 4 years · owner occupied · principal and interest · LVR 90%–95% · $20,000 or more1 Nov 2026Current7.74%7.48%
Variable · investment · interest only · LVR 60% or less · $20,000–$150,0001 Nov 2026Current6.64%6.53%
Fixed · 1 year · owner occupied · interest only · LVR 80%–90% · $20,000 or more1 Nov 2026Current7.34%6.68%
Fixed · 1 year · owner occupied · interest only · LVR 95%–100% · $20,000 or more1 Nov 2026Current7.44%7.32%
Fixed · 4 years · owner occupied · interest only · LVR 80%–90% · $20,000 or more1 Nov 2026Current7.49%6.93%
Fixed · 3 years · investment · interest only · LVR 90%–95% · $20,000 or more1 Nov 2026Current7.94%7.95%
Fixed · 4 years · investment · principal and interest · LVR 95%–100% · $20,000 or more1 Nov 2026Current7.84%7.92%
Fixed · 3 years · owner occupied · principal and interest · LVR 60% or less · $20,000 or more1 Nov 2026Current6.84%6.43%
Variable · owner occupied · interest only · LVR 90%–95% · $20,000–$150,0001 Nov 2026Current8.73%8.87%
Fixed · 2 years · investment · principal and interest · LVR 60%–70% · $20,000 or more1 Nov 2026Current6.94%6.59%
Fixed · 5 years · owner occupied · principal and interest · LVR 90%–95% · $20,000 or more1 Nov 2026Current7.89%7.58%
Fixed · 2 years · investment · interest only · LVR 60%–70% · $20,000 or more1 Nov 2026Current6.94%6.59%
Fixed · 3 years · owner occupied · interest only · LVR 70%–80% · $20,000 or more1 Nov 2026Current7.59%6.67%
Fixed · 2 years · owner occupied · principal and interest · LVR 60% or less · $20,000 or more1 Nov 2026Current6.79%6.36%
Fixed · 5 years · owner occupied · interest only · LVR 90%–95% · $20,000 or more1 Nov 2026Current7.74%7.50%
Fixed · 1 year · owner occupied · interest only · LVR 60% or less · $20,000 or more1 Nov 2026Current7.09%6.34%
Fixed · 2 years · owner occupied · principal and interest · LVR 90%–95% · $20,000 or more1 Nov 2026Current7.74%7.40%
Fixed · 3 years · owner occupied · principal and interest · LVR 70%–80% · $20,000 or more1 Nov 2026Current6.84%6.46%
Fixed · 5 years · owner occupied · interest only · LVR 70%–80% · $20,000 or more1 Nov 2026Current7.84%6.98%
Variable · investment · interest only · LVR 70%–80% · $20,000–$150,0001 Nov 2026Current6.69%6.59%
Variable · investment · principal and interest · LVR 70%–80% · $20,000–$150,0001 Nov 2026Current6.49%6.51%
Fixed · 5 years · owner occupied · interest only · LVR 60%–70% · $20,000 or more1 Nov 2026Current7.84%6.96%
Fixed · 4 years · owner occupied · interest only · LVR 90%–95% · $20,000 or more1 Nov 2026Current7.59%7.42%
Variable · investment · principal and interest · LVR 60%–70% · $20,000–$150,0001 Nov 2026Current6.43%6.45%
Fixed · 2 years · owner occupied · interest only · LVR 60%–70% · $20,000 or more1 Nov 2026Current7.09%6.42%
Variable · owner occupied · interest only · LVR 95%–100% · $20,000–$150,0001 Nov 2026Current8.73%8.87%
Variable · owner occupied · principal and interest · LVR 90%–95% · $150,000 or more1 Nov 2026Current7.29%7.31%
Variable · owner occupied · interest only · LVR 70%–80% · $150,000 or more1 Nov 2026Current8.42%7.25%
Fixed · 3 years · investment · interest only · LVR 95%–100% · $20,000 or more1 Nov 2026Current7.94%7.95%
Variable · owner occupied · interest only · LVR 95%–100% · $150,000 or more1 Nov 2026Current8.73%7.96%
Fixed · 3 years · owner occupied · principal and interest · LVR 95%–100% · $20,000 or more1 Nov 2026Current7.74%7.44%
Fixed · 2 years · owner occupied · interest only · LVR 60% or less · $20,000 or more1 Nov 2026Current7.09%6.42%
Fixed · 5 years · owner occupied · principal and interest · LVR 60% or less · $20,000 or more1 Nov 2026Current6.99%6.59%
Fixed · 1 year · investment · principal and interest · LVR 70%–80% · $20,000 or more1 Nov 2026Current7.04%6.61%
Fixed · 3 years · owner occupied · principal and interest · LVR 80%–90% · $20,000 or more1 Nov 2026Current7.09%6.75%
Fixed · 2 years · investment · interest only · LVR 70%–80% · $20,000 or more1 Nov 2026Current6.94%6.63%
Fixed · 1 year · investment · interest only · LVR 90%–95% · $20,000 or more1 Nov 2026Current8.04%7.97%
Fixed · 2 years · owner occupied · interest only · LVR 70%–80% · $20,000 or more1 Nov 2026Current7.09%6.46%
Variable · investment · principal and interest · LVR 90%–95% · $20,000–$150,0001 Nov 2026Current8.53%8.55%
Fixed · 1 year · investment · principal and interest · LVR 60% or less · $20,000 or more1 Nov 2026Current7.04%6.55%

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