Up’s Essentials account lets you save and pay for your upcoming bills while earning up to 2.00% p.a. interest.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 2.00% | Variable · $0 or more | CDR | 1 Nov 2026 |
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Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://api.up.com.au/cds-au/v1/banking/products/up-essentials- Content hash
sha256 9c603f310f65b41685f46ac264e0deb641741a6ced41b9b03296bed7bba84b29- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_9c603f310f65b416_6415e649Show details
- Checked
- 1 Nov 2026
- URL
https://api.up.com.au/cds-au/v1/banking/products/up-essentials- Content hash
sha256 9c603f310f65b41685f46ac264e0deb641741a6ced41b9b03296bed7bba84b29- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Sales Voucher Retrieval Fee | Payment | $10.00 |
| Audit Request | Payment | $60.00 |
| BPAY Transaction Trace Fee | Payment | $20.00 |
| BPAY transaction Recall Fee | Payment | $20.00 |
| Pay Anyone Trace Fee (including Osko) | Payment | $30.00 |
| International Inward Telegraphic Transfers (foreign) | Event | $10.00 |
| International Inward Telegraphic Transfers (AUD) | Event | $2.00 |
| Domestic Inward Telegraphic Transfer | Event | $2.00 |
| Domestic Telegraphic Transfer Return Request | Payment | $25.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | ||
| Fraud protection | ||
| Notifications | Customers can receive Apple or Android push notifications to their registered mobile devices, including transaction notifications. | |
| Npp enabled | Yes | |
| Unlimited txns | ||
| Eligibility: min age | 16 |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable · $0 or more | 1 Nov 2026 | Current | 2.00% |
Registered channels
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