Term deposit rates › BNK Bank (Goldfields Money/BCHL)
Business Term Deposit
BNK Bank (Goldfields Money/BCHL)
CDR official
Business Term Deposit option: we pay a great rate to reward you for stashing your hard earned cash with us.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 5.05% | Fixed · 1 month | Business customers | CDR | 1 Nov 2026 |
| 5.05% | Fixed · 2 months | Business customers | CDR | 1 Nov 2026 |
| 5.25% | Fixed · 3 months | Business customers | CDR | 1 Nov 2026 |
| 5.30% | Fixed · 4 months | Business customers | CDR | 1 Nov 2026 |
| 5.35% | Fixed · 5 months | Business customers | CDR | 1 Nov 2026 |
| 5.35% | Fixed · 6 months | Business customers | CDR | 1 Nov 2026 |
| 5.35% | Fixed · 7 months | Business customers | CDR | 1 Nov 2026 |
| 5.35% | Fixed · 8 months | Business customers | CDR | 1 Nov 2026 |
| 5.40% | Fixed · 9 months | Business customers | CDR | 1 Nov 2026 |
| 5.40% | Fixed · 10 months | Business customers | CDR | 1 Nov 2026 |
| 5.40% | Fixed · 11 months | Business customers | CDR | 1 Nov 2026 |
| 5.40% | Fixed · 1 year | Business customers | CDR | 1 Nov 2026 |
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.bnk.com.au/cds-au/v1/banking/products/Bus_TD_01- Content hash
sha256 71f8450eae690ecc60b0d01f8693a5e18097d61f82d4f7072f1de08c58d646a4- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_71f8450eae690ecc_10c70e09Show details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.bnk.com.au/cds-au/v1/banking/products/Bus_TD_01- Content hash
sha256 71f8450eae690ecc60b0d01f8693a5e18097d61f82d4f7072f1de08c58d646a4- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Term Deposit Early Withdrawals | Withdrawal | Set in your letter of offer |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Other | 7 calendar days rollover cooling off period | |
| Digital banking | ||
| Other | All deposits you have with BNK/Goldfields are guaranteed up to $250,000 by the Australian Government, under the Financial Claims Scheme. For more information on the Financial Claims Scheme. | |
| Other | A loyalty bonus maybe offered if you automatically roll over your term deposit into a new term with BNK/Goldfields | |
| Other | No Fees | |
| Other | Rollover facility available | |
| Eligibility: min age | 18 | |
| Eligibility: residency status | Be a Company, sole trader business, partnership, or a Trustee of a Trust or SMSF and have either an ACN, ABN or ARBN; | |
| Eligibility: business | - Be a Company, sole trader business, partnership, or a Trustee of a Trust or SMSF and have either an ACN, ABN or ARBN; - Only want up to a maximum of 8 signatories on the Account and have at least one signatory who is at least 18 years of age and an Australian resident for tax purposes; - Have a business address, registered office, and postal address in Australia; and - Maintain a current email address, an Australian mobile number and always have access to an electronic device with a working internet connection. | |
| Limit: min balance | 5000.00 | |
| Limit: opening balance | 5000.00 |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Fixed · 5 months | 1 Nov 2026 | Current | 5.35% |
| Fixed · 9 months | 1 Nov 2026 | Current | 5.40% |
| Fixed · 10 months | 1 Nov 2026 | Current | 5.40% |
| Fixed · 1 month | 1 Nov 2026 | Current | 5.05% |
| Fixed · 6 months | 1 Nov 2026 | Current | 5.35% |
| Fixed · 1 year | 1 Nov 2026 | Current | 5.40% |
| Fixed · 2 months | 1 Nov 2026 | Current | 5.05% |
| Fixed · 3 months | 1 Nov 2026 | Current | 5.25% |
| Fixed · 4 months | 1 Nov 2026 | Current | 5.30% |
| Fixed · 7 months | 1 Nov 2026 | Current | 5.35% |
| Fixed · 11 months | 1 Nov 2026 | Current | 5.40% |
| Fixed · 8 months | 1 Nov 2026 | Current | 5.35% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
segment:business | Business customers | Listed with business products, not personal ones |
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