A variable interest only home loan available as a short term facility for purposes such as the construction of your home or for bridging finance.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.94% | 7.17% | Variable · owner occupied · interest only · LVR 0%–70% | CDR | 1 Nov 2026 | |
| 7.09% | 7.32% | Variable · owner occupied · interest only · LVR 70%–90% | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://onlinebanking.horizonbank.com.au/openbanking/cds-au/v1/banking/products/L3_HomeLoan_IO- Content hash
sha256 3953612febbd208f24ff0088c5d0348638e2ff64fc50c09da1d88898f34a139b- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_3953612febbd208f_7de68546Show details
- Checked
- 1 Nov 2026
- URL
https://onlinebanking.horizonbank.com.au/openbanking/cds-au/v1/banking/products/L3_HomeLoan_IO- Content hash
sha256 3953612febbd208f24ff0088c5d0348638e2ff64fc50c09da1d88898f34a139b- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| 150_ANNUAL_FEE | Periodic | $150.00 |
| 150_OFFSET_FEE | Periodic | $150.00 |
| 350_ESTABLISHMENT_FEE | Upfront | $350.00 |
| LEGAL_AND_VALUATION_FEES | Cash advance | $0.00 |
| OTHER_FEES_AND_CHARGES_MAY_APPLY | Cash advance | $0.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Redraw | ||
| Digital banking | ||
| Offset | ||
| Extra repayments | ||
| Eligibility: natural person | ||
| Limit: min balance | 50000.00 | |
| Limit: max lvr | 0.95 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · interest only · LVR 0%–70% | 1 Nov 2026 | Current | 6.94% | 7.17% |
| Variable · owner occupied · interest only · LVR 70%–90% | 1 Nov 2026 | Current | 7.09% | 7.32% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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