This product is also referred to as the Liberty Star home loan.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 9.49% | 10.25% | Variable · investment · principal and interest | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://services.liberty.com.au/api/data-holder-public/cds-au/v1/banking/products/ea0a982d-f0ad-40c9-9d92-9b8234ae839c- Content hash
sha256 8c564d51b10bf9efac4dd61a42188a5088f05f3cfa76d565f6ef1711e62e03d1- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_8c564d51b10bf9ef_39d4cc87Show details
- Checked
- 1 Nov 2026
- URL
https://services.liberty.com.au/api/data-holder-public/cds-au/v1/banking/products/ea0a982d-f0ad-40c9-9d92-9b8234ae839c- Content hash
sha256 8c564d51b10bf9efac4dd61a42188a5088f05f3cfa76d565f6ef1711e62e03d1- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Application fee | Upfront | Set in your letter of offer |
| Valuation fee | Upfront | Set in your letter of offer |
| Settlement fee | Upfront | $0.00 |
| Annual fee | Periodic | $295.00 |
| Manual redraw fee | Transaction | $50.00 |
| Discharge fee | Exit | $395.00 |
| Professional investor & Company/Trust fee | Upfront | $995.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Offset | 100% offset facility with Visa Debit card. Any available redraw funds held in the offset facility connected with your loan account will be used to reduce the amount of interest you pay on your loan. | |
| Redraw | Free online redraw | |
| Extra repayments | Additional repayments allowed | |
| Other | Third party account transfers | Transfer funds to third party accounts |
| Other | Split loans | $0 for loans with <= 4 splits. Additional fee of $495 applies for loans with > 4 splits. |
| Other | Principal and interest | Standard repayment option covering both principal and interest |
| Other | Flexible repayment frequency | Repay weekly, fortnightly, monthly |
| Bill payment | BPAY | BPAY payment facility available |
| Other | Professional investor | Application fee and interest rate loadings apply for company/trust or professional investor applicants with >=4 properties. |
| Eligibility: natural person | Individuals | |
| Eligibility: residency status | Australian citizen/resident | At least one applicant must reside in Australia |
| Eligibility: business | Non-individual borrowers | Corporate trustees for family trusts |
| Eligibility: employment status | Self-employed & PAYG | Self-employed & PAYG applicants accepted |
| Eligibility: other | Professional Investor | Professional Investors accepted |
| Limit: max lvr | 0.95 | |
| Limit: max limit | 2500000.00 | |
| Limit: min limit | 50000.00 | |
| Limit: other | 10-40 years |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · investment · principal and interest | 1 Nov 2026 | Current | 9.49% | 10.25% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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