SMART START ACCESS SAV
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 0.05% | Variable · $0–$1,000 | CDR | 1 Nov 2026 | |
| 3.25% | Variable · $1,000 or more | CDR | 1 Nov 2026 |
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Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://internetbanking.firstoption.com.au/OpenBanking/cds-au/v1/banking/products/SMART_START_ACCESS_SAVER- Content hash
sha256 bd348b49fc3d05f66a465b3cecaf4a1ff0f9af32bd58fb36d110a9625a967dc0- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_bd348b49fc3d05f6_2eb52e00Show details
- Checked
- 1 Nov 2026
- URL
https://internetbanking.firstoption.com.au/OpenBanking/cds-au/v1/banking/products/SMART_START_ACCESS_SAVER- Content hash
sha256 bd348b49fc3d05f66a465b3cecaf4a1ff0f9af32bd58fb36d110a9625a967dc0- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| EFTPOS_FEE | Transaction | $0.50 |
| BANK@POST_WDL | Transaction | $3.00 |
| MEMBERSHIP_ADMIN_FEE | Periodic | $5.00 |
| OVERSEAS_ATM_WDL | Transaction | $3.50 |
| STAFF_ASSIST_FEE | Transaction | $5.00 |
| PAPER_STAT_FEE | Periodic | $2.50 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Card access | Visa Card | |
| Digital wallet | Google, Apple Pay, Samsung Pay | |
| Digital banking | ||
| Npp payid | ||
| Npp enabled | ||
| Notifications | Email, SMS | |
| Eligibility: min age | 13 | |
| Eligibility: max age | 24 | |
| Eligibility: residency status | Australian Residents | |
| Eligibility: natural person |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable · $0–$1,000 | 1 Nov 2026 | Current | 0.05% |
| Variable · $1,000 or more | 1 Nov 2026 | Current | 3.25% |
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
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