CLASSIC HOME LOAN
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 8.50% | 8.55% | Variable · owner occupied · interest only | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://ibanking.ddbank.com.au/OpenBanking/cds-au/v1/banking/products/L41-_CLASSIC_HOME_LOAN_OWNER_OCCUPIED_VARIABLE_INTEREST_ONLY_24_MONTHS- Content hash
sha256 fcc223f7011fa94a1ad4ec5e0e64bb4fb744d25a8f5b225d85d717d296b32852- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_fcc223f7011fa94a_2f246e4dShow details
- Checked
- 1 Nov 2026
- URL
https://ibanking.ddbank.com.au/OpenBanking/cds-au/v1/banking/products/L41-_CLASSIC_HOME_LOAN_OWNER_OCCUPIED_VARIABLE_INTEREST_ONLY_24_MONTHS- Content hash
sha256 fcc223f7011fa94a1ad4ec5e0e64bb4fb744d25a8f5b225d85d717d296b32852- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| CITEC_CHECK_TITLE_SEARCH | Upfront | $26.20 |
| CITEC_TITLE_SEARCH | Upfront | $25.63 |
| ESTABLISHMENT_FEE | Upfront | $600.00 |
| IN_HOUSE_SEARCH_FEE | Upfront | $33.00 |
| LOAN_ARREARS_LETTER_FEE | Periodic | $12.50 |
| MORTGAGE_RELEASE_FEE | Transaction | $150.00 |
| MORTGAGE_RELEASE_FEE_-_SOLICITOR | Transaction | $200.00 |
| REGISTRATION_FEES_-_MORTGAGE | Upfront | $192.00 |
| REGISTRATION_FEES_-_RELEASE | Upfront | $192.00 |
| REGISTRATION_FEES_-_TRANSFER | Upfront | $192.00 |
| SETTLEMENT_NOTICE | Upfront | $57.00 |
| SOLICITOR_MORTGAGE_FEE | Upfront | $462.00 |
| STATEMENT_FEE | Periodic | $2.00 |
| VALUATION_FEE | Upfront | $350.00 |
| VARIATION_FEE | Transaction | $150.00 |
| SETTLEMENT_AGENT_FEE | Upfront | $60.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Offset | 100% Offset account available against any WCU Choice account. | |
| Redraw | Redraw available on variable rate loans. Minimum $1000 and one month payment in advance. Staff assisted and online options available. | |
| Digital banking | Account available through Internet Banking and WCU Connect App | |
| Other | No monthly loan service fee. | |
| Other | No early termination fee | |
| Extra repayments | Extra Repayments | |
| Other | Split Loan | |
| Eligibility: min age | 18 | Minimum 18 years old and Shareholder |
| Eligibility: residency status | Individuals must be citizens or permanent residant of Australia. | |
| Eligibility: other | Member of the Credit Union | |
| Limit: min balance | 10000.00 | |
| Limit: max balance | 3000000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · interest only | 1 Nov 2026 | Current | 8.50% | 8.55% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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