Savings account rates › ING BANK (Australia) Ltd
Business Optimiser
ING BANK (Australia) Ltd
CDR officialNot ranked in rate tables
A high variable interest business savings account with 24/7 access.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 0.75% | Introductory · $0–$1,000,000 | Introductory rate for a limited period, then the standard rate applies Bonus conditions are described in the lender's own words; see the lender's page Business customers | CDR | 1 Nov 2026 |
| 0.35% | Variable | Bonus conditions are described in the lender's own words; see the lender's page Business customers | CDR | 1 Nov 2026 |
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://id.ob.ing.com.au/cds-au/v1/banking/products/2aeb8d10-5633-4c68-a1e5-0cd1e4ed7b1a- Content hash
sha256 4fdbe6387e17ae0bc7443237d2c3d53ad9b4f62cd1bd64933fb99e6605349317- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_4fdbe6387e17ae0b_6f0c8329Show details
- Checked
- 1 Nov 2026
- URL
https://id.ob.ing.com.au/cds-au/v1/banking/products/2aeb8d10-5633-4c68-a1e5-0cd1e4ed7b1a- Content hash
sha256 4fdbe6387e17ae0bc7443237d2c3d53ad9b4f62cd1bd64933fb99e6605349317- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Account fee | Periodic | $0.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Unlimited txns | Unlimited electronic transactions. | |
| Digital banking | ||
| Npp payid | No need for BSB and account number. Receive real time payments using your own unique ID. | |
| Notifications | Transaction notification | Receive SMS notifications when your balance is above or below an amount, a withdrawal or deposit is made or when your salary is deposited. |
| Eligibility: min age | 18 | You need to nominate between one and four authorised users to operate your Business Optimiser. They must be at least 18 years old. |
| Eligibility: other | You need to nominate between one and four authorised users to operate your Business Optimiser. They must be an Australian resident for taxation purposes. | |
| Eligibility: other | You must be an account holder using the product for business purposes or with a Self-Managed Super Fund (SMSF). | |
| Eligibility: other | The account cannot be used by bare/informal trusts, public companies, unincorporated associations, or a statutory account. | |
| Limit: max balance | 5000000.00 |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Introductory · $0–$1,000,000 | 1 Nov 2026 | Current | 0.75% |
| Variable | 1 Nov 2026 | Current | 0.35% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
pricing:bonus-unstated | Bonus conditions in the lender's own words | A total rate can't be worked out, so the product is display only |
segment:business | Business customers | Listed with business products, not personal ones |
bonus-base-relationship-unstated | Reason this product is not ranked | |
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