Purchase Residential Property Where Secured Residential Property Is Valued Less Than $100,000.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 13.75% | 13.80% | Variable · unconstrained · principal and interest | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr-api.bhccu.com.au/cds-au/v1/banking/products/24- Content hash
sha256 d3036ec6f9e5b3e62a3e077b091c6690a370b7e1188539ba9bfd901e2c3c2874- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_d3036ec6f9e5b3e6_1a5238fbShow details
- Checked
- 1 Nov 2026
- URL
https://public.cdr-api.bhccu.com.au/cds-au/v1/banking/products/24- Content hash
sha256 d3036ec6f9e5b3e62a3e077b091c6690a370b7e1188539ba9bfd901e2c3c2874- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Loan Redraw Processing Fee | Transaction | $35.00 |
| Discharge Of Mortgage Fee | Event | $500.52 |
| Lenders Mortgage Insurance | Upfront | $0.00 |
| Enforcement Collection Cost | Event | $0.00 |
| Valuation Fee | Upfront | $0.00 |
| Solicitors Fee | Upfront | $0.00 |
| Registration Fee | Upfront | $0.00 |
| Agents Fee | Upfront | $0.00 |
| Credit Report Fee | Upfront | $20.00 |
| Loan Establishment Fee | Upfront | $655.00 |
| Loan Establishment Fee - Self Employed or Debt Consolidation | Upfront | $705.00 |
| BHCCU Enforcement Expense | Event | $0.00 |
| Loan Establishment Fee - Lenders Mortgage Insurance | Upfront | $855.00 |
| Loan Contract Variation Fee | Event | $275.00 |
| Guarantee Security Fee | Event | $325.00 |
| Discharge Administration Fee | Event | $250.00 |
| Credit Bureau Default Listing | Event | $75.00 |
| Electronic Settlement Fee | Upfront | $0.00 |
| Security Handling Fee | Event | $200.00 |
| Progress Drawdown Fee | Event | $150.00 |
| IPEX Fee | Upfront | $35.00 |
| Settlement Fee | Event | $150.00 |
| Debt Agreement Fee | Event | $150.00 |
| Enforcement Expense | Event | $0.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | 24/7 Banking And Instant Access To Your Accounts Via Laptop, Tablet Or Smartphone | |
| Extra repayments | ||
| Loyalty program | "Relationship Rewards" | "Relationship Rewards" - Providing You The Opportunity For Fee-Free Banking |
| Other | No Monthly Account Keeping Fees | |
| Other | No Loan Service Fees | |
| Other | No Penalties For Early Payouts | |
| Redraw | ||
| Unlimited txns | "Relationship Rewards" - Providing You The Opportunity For Fee-Free Banking | |
| Eligibility: min age | 18 | |
| Eligibility: other | Subject To Eligibility For Credit Via Loan Application Assessment | |
| Eligibility: residency status | Australian Citizens Or Permanent Residents | Residents Of Australia Are Eligible |
| Limit: max limit | 100000.00 | |
| Limit: max lvr | 0.75 | |
| Limit: max lvr | 0.95 | |
| Limit: min limit | 2000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · unconstrained · principal and interest | 1 Nov 2026 | Current | 13.75% | 13.80% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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