Mortgage Ezy Propel SMSF residential mortgage for eligible Self Managed Superannuation Funds purchasing or refinancing residential investment property.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| Comparison rate not published. See the lender for this rate. | Variable · investment · interest only · LVR 65% or less · $100,000–$2,000,000 | Not compared in rate tables SMSFStudents | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · investment · interest only · LVR 65%–70% · $100,000–$2,000,000 | Not compared in rate tables SMSFStudents | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · investment · interest only · LVR 70%–75% · $100,000–$2,000,000 | Not compared in rate tables SMSFStudents | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · investment · interest only · LVR 75%–80% · $100,000–$2,000,000 | Not compared in rate tables SMSFStudents | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · investment · principal and interest · LVR 65% or less · $100,000–$2,000,000 | Not compared in rate tables SMSFStudents | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · investment · principal and interest · LVR 65%–70% · $100,000–$2,000,000 | Not compared in rate tables SMSFStudents | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · investment · principal and interest · LVR 70%–75% · $100,000–$2,000,000 | Not compared in rate tables SMSFStudents | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · investment · principal and interest · LVR 75%–80% · $100,000–$2,000,000 | Not compared in rate tables SMSFStudents | CDR | 1 Nov 2026 | |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.mezy.mamoney.com.au/cds-au/v1/banking/products/55f19f3e-2a00-4722-bed5-06d56690df0d- Content hash
sha256 1e730ee8ef67d7af9fd3d6c6e76e0f2fa523a18ab56cfc7610f8d02702257716- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_1e730ee8ef67d7af_eadee1c8Show details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.mezy.mamoney.com.au/cds-au/v1/banking/products/55f19f3e-2a00-4722-bed5-06d56690df0d- Content hash
sha256 1e730ee8ef67d7af9fd3d6c6e76e0f2fa523a18ab56cfc7610f8d02702257716- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Valuation Fee | Event | Set in your letter of offer |
| Funder's Legal Fee | Event | $750.00 |
| Disbursements and Searches | Event | Set in your letter of offer |
| Annual Fee | Periodic | $399.00 |
| Discharge Fee | Exit | Set in your letter of offer |
| Risk Fee | Upfront | $0.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Other | IO available up to 5 years. | |
| Eligibility: other | SMSF Trustee (corporate or individual) required. Property held on Property Trust by a Property Trustee. Security trustee guarantees limited to security property. Maximum 6 SMSF members. | |
| Eligibility: other | Serviceability assessed inside the fund only. No external servicing. 90% rental income assessed. 100% of concessional and non-concessional contributions. No liquidity or net asset testing. | |
| Eligibility: other | Residential property in Australia, first registered mortgage. High-density apartments are subject to a separate LVR constraint. No Vacant Land, rural property, student accommodation, NRAS or NDIS/SDA properties. | |
| Eligibility: other | Maximum loan term 30 years. | |
| Eligibility: other | SMSF Trust Deed and Bare (Property) Trust Deed required, signed, dated and certified. PAYG: 2 recent payslips. Self-Employed: 1 year personal tax return and NOA. SMSF income evidence: latest SMSF annual return or 12 months Cash Management Account statements. | |
| Eligibility: other | Offset accounts and redraw are not available for this product. | |
| Limit: min limit | 100000.00 | |
| Limit: max limit | 2000000.00 | |
| Limit: max limit | 1500000.00 | |
| Limit: max limit | 400000.00 | |
| Limit: max lvr | 0.8000 | |
| Limit: max lvr | 0.7500 | |
| Limit: max lvr | 0.7500 | |
| Limit: max lvr | 0.7000 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · investment · principal and interest · LVR 65% or less · $100,000–$2,000,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · investment · interest only · LVR 65% or less · $100,000–$2,000,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · investment · principal and interest · LVR 65%–70% · $100,000–$2,000,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · investment · interest only · LVR 70%–75% · $100,000–$2,000,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · investment · principal and interest · LVR 75%–80% · $100,000–$2,000,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · investment · interest only · LVR 65%–70% · $100,000–$2,000,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · investment · interest only · LVR 75%–80% · $100,000–$2,000,000 | 1 Nov 2026 | Current | Comparison rate not published | |
| Variable · investment · principal and interest · LVR 70%–75% · $100,000–$2,000,000 | 1 Nov 2026 | Current | Comparison rate not published | |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
purpose:smsf | SMSF | Left out of the standard home loan table |
eligibility:student | Students | Filter; shown in the row |
comparison-rate-missing | Reason this product is not ranked | |
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