Savings account rates › Border Bank
Dynamo/Flex Account
Border Bank
CDR officialNot ranked in rate tables
This is a special purpose children’s savings account created to enable children to earn extra interest if they do not withdraw funds. Funds are available at call. You can use Internet on the account
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 2.50% | Bonus | Bonus rate, paid in months you meet the lender's conditions; the lender doesn't say whether it is added to the base rate | CDR | 1 Nov 2026 |
| 0.40% | Variable · $0–$50,000 | Bonus conditions are described in the lender's own words; see the lender's page | CDR | 1 Nov 2026 |
| 0.00% | Variable · $50,000 or more | Bonus conditions are described in the lender's own words; see the lender's page | CDR | 1 Nov 2026 |
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Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.prd.borderbank.com.au/cds-au/v1/banking/products/5c91aaf2-d9fa-4d4e-8f86-f7ee573f1900- Content hash
sha256 e5280e1f8a84490577c1c3f4b8443b71b6f800c434bdfd9bb86e081673efec4b- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_e5280e1f8a844905_3378443aShow details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.prd.borderbank.com.au/cds-au/v1/banking/products/5c91aaf2-d9fa-4d4e-8f86-f7ee573f1900- Content hash
sha256 e5280e1f8a84490577c1c3f4b8443b71b6f800c434bdfd9bb86e081673efec4b- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Overdrawn Savings Account Fee | Event | $15.00 |
| Counter Cash withdrawal fee up to $24,999 | Transaction | $2.00 |
| Dormant Accounts fee | Event | $10.00 |
| Additional Statement Fee | Event | $5.00 |
| Counter Cash withdrawal $25,000 and over | Transaction | $50.00 |
| Third Party Costs | Event | $0.00 |
| Default Notice Fee | Event | $21.50 |
| Document Retrieval Fee | Event | $0.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Other | Direct Credits. Make regular credits like your pay into this account | |
| Npp enabled | NPP allows participating banks and financial institutions to process, clear and settle Osko® Fast Payments (which are payments made and received in near real-time) and NPP Quick Payments. | |
| Digital banking | Internet banking. You can check your account details or make transfers anytime or anywhere using our online with Internet Banking – service is free. | |
| Other | Contributes to Reduced Fees Program. Simply maintain a combined monthly balance of $5000 or more worth of savings, investments or loans and you will receive more fee free ATM and EFTPOS transactions as well as qualify for fee rebates. | |
| Npp payid | Mobile Number. Select the Contact Method that you would like to use for your PayID i.e. your mobile number or email address. | |
| Other | Bonus Interest Rate available. Minimum of $20 to be deposited each month in order to achieve bonus interest. If a withdrawal is made in a month then no bonus interest will be paid. | |
| Npp payid | Email Address. Select the Contact Method that you would like to use for your PayID i.e. your mobile number or email address. | |
| Eligibility: natural person | Individuals | |
| Eligibility: residency status | Australian Citizen | |
| Eligibility: residency status | Australian Residents | |
| Eligibility: max age | 18 | |
| Eligibility: min age | 0 |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable · $50,000 or more | 1 Nov 2026 | Current | 0.00% |
| Bonus | 1 Nov 2026 | Current | 2.50% |
| Variable · $0–$50,000 | 1 Nov 2026 | Current | 0.40% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
pricing:bonus-unstated | Bonus conditions in the lender's own words | A total rate can't be worked out, so the product is display only |
bonus-base-relationship-unstated | Reason this product is not ranked | |
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