Classic Home Loan
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.49% | 6.56% | Variable · investment · unconstrained · LVR 60% or less | CDR | 1 Nov 2026 | |
| 6.54% | 6.61% | Variable · investment · unconstrained · LVR 60%–70% | CDR | 1 Nov 2026 | |
| 6.59% | 6.66% | Variable · investment · unconstrained · LVR 70%–80% | CDR | 1 Nov 2026 | |
| 6.84% | 6.91% | Variable · investment · unconstrained · LVR 80%–90% | CDR | 1 Nov 2026 | |
| 7.19% | 7.26% | Variable · investment · unconstrained · LVR 90%–95% | CDR | 1 Nov 2026 | |
| 6.24% | 6.26% | Variable · owner occupied · principal and interest · LVR 60% or less | CDR | 1 Nov 2026 | |
| 6.34% | 6.36% | Variable · owner occupied · principal and interest · LVR 98% or less | CDR | 1 Nov 2026 | |
| 6.34% | 6.36% | Variable · owner occupied · principal and interest · LVR 95% or less | CDR | 1 Nov 2026 | |
| 6.59% | 6.61% | Variable · owner occupied · principal and interest · LVR 95% or less | CDR | 1 Nov 2026 | |
| 6.29% | 6.31% | Variable · owner occupied · principal and interest · LVR 60%–70% | CDR | 1 Nov 2026 | |
| 6.34% | 6.36% | Variable · owner occupied · principal and interest · LVR 70%–80% | CDR | 1 Nov 2026 | |
| 6.59% | 6.61% | Variable · owner occupied · principal and interest · LVR 80%–90% | CDR | 1 Nov 2026 | |
| 6.94% | 6.96% | Variable · owner occupied · principal and interest · LVR 90%–95% | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Report an error
Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://banking.qbank.com.au/openbanking/cds-au/v1/banking/products/ClassicHomeLoan- Content hash
sha256 d8f239a1050a98e9723e0733d4a85cea536ffaeaabdb642fd13e9abc33abf837- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_d8f239a1050a98e9_a52514e3Show details
- Checked
- 1 Nov 2026
- URL
https://banking.qbank.com.au/openbanking/cds-au/v1/banking/products/ClassicHomeLoan- Content hash
sha256 d8f239a1050a98e9723e0733d4a85cea536ffaeaabdb642fd13e9abc33abf837- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| HOME_LOAN_ESTABLISHMENT_FEE | Upfront | $700.00 |
| STANDARD_SETTLEMENT_FEE | Upfront | $195.00 |
| CONSTRUCTION_SETTLEMENT_FEE | Upfront | $295.00 |
| PAPER_REDRAW_FEE | Event | $25.00 |
| TOP_UP_FEE | Event | $200.00 |
| ADDITIONAL_SECURITY_FEE | Event | $185.00 |
| SPLIT_LOAN_FEE | Event | $25.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Extra repayments | No penalty for extra repayments | |
| Other | We've got your valuation and mortgage legal fees covered up to the value of $700 | |
| Other | Split Loan | |
| Redraw | Free online redraw for P&I loans | |
| Eligibility: min age | 18 | |
| Eligibility: natural person | ||
| Eligibility: residency status | Permanent Australian residents or Australian citizens | Residing in Australia or overseas, where the security provided is in Australia |
| Limit: min limit | 50000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · principal and interest · LVR 98% or less | 1 Nov 2026 | Current | 6.34% | 6.36% |
| Variable · owner occupied · principal and interest · LVR 95% or less | 1 Nov 2026 | Current | 6.34% | 6.36% |
| Variable · owner occupied · principal and interest · LVR 60% or less | 1 Nov 2026 | Current | 6.24% | 6.26% |
| Variable · investment · unconstrained · LVR 70%–80% | 1 Nov 2026 | Current | 6.59% | 6.66% |
| Variable · owner occupied · principal and interest · LVR 80%–90% | 1 Nov 2026 | Current | 6.59% | 6.61% |
| Variable · investment · unconstrained · LVR 60%–70% | 1 Nov 2026 | Current | 6.54% | 6.61% |
| Variable · owner occupied · principal and interest · LVR 60%–70% | 1 Nov 2026 | Current | 6.29% | 6.31% |
| Variable · owner occupied · principal and interest · LVR 95% or less | 1 Nov 2026 | Current | 6.59% | 6.61% |
| Variable · investment · unconstrained · LVR 60% or less | 1 Nov 2026 | Current | 6.49% | 6.56% |
| Variable · owner occupied · principal and interest · LVR 70%–80% | 1 Nov 2026 | Current | 6.34% | 6.36% |
| Variable · investment · unconstrained · LVR 90%–95% | 1 Nov 2026 | Current | 7.19% | 7.26% |
| Variable · investment · unconstrained · LVR 80%–90% | 1 Nov 2026 | Current | 6.84% | 6.91% |
| Variable · owner occupied · principal and interest · LVR 90%–95% | 1 Nov 2026 | Current | 6.94% | 6.96% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
No one is registered for this product yet. Lender staff and brokers can join through verification.