Managing your savings in retirement. Designed to suit aged pension recipients
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 1.30% | Variable · $0–$25,000 | CDR | 1 Nov 2026 | |
| 1.95% | Variable · $25,000 or more | CDR | 1 Nov 2026 |
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Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://ib.cwcu.com.au/openbanking/cds-au/v1/banking/products/Golden_Account- Content hash
sha256 d11aee283894db80a8a7280c63d1d1a435727cf54f939a056f9e4e352c633fbc- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_d11aee283894db80_fbda6a68Show details
- Checked
- 1 Nov 2026
- URL
https://ib.cwcu.com.au/openbanking/cds-au/v1/banking/products/Golden_Account- Content hash
sha256 d11aee283894db80a8a7280c63d1d1a435727cf54f939a056f9e4e352c633fbc- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| DECLINED_ATM/EFT_FEE | Transaction | $0.50 |
| DIRECT_DEBIT_REJECTION_FEE | Transaction | $10.00 |
| EFTPOS | Transaction | $0.50 |
| MONTHLY_VISA_CARD_FEE | Periodic | $2.00 |
| OVER_THE_COUNTER_CASH_WITHDRAWALS | Withdrawal | $1.50 |
| PAPER_STATEMENT_FEE | Periodic | $2.50 |
| STAFF_ASSISTED_BPAY_TRANSACTION_FEE | Transaction | $1.00 |
| STAFF_ASSISTED_DIRECT_TRANSFER_FEE | Transaction | $5.00 |
| OVERDRAWN_ACCOUNT_FEE | Withdrawal | $10.00 |
| DORMANT_ACCOUNT_FEE | Event | $10.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Card access | ||
| Unlimited txns | ||
| Digital wallet | Apple, Samsung & Google Pay | |
| Digital banking | ||
| Free txns | 4 | 4 Free over the counter withdrawals per month |
| Free txns | 8 | 8 Free EFTPOS transaction per month |
| Unlimited txns | ||
| Free txns | 3 | 3 Free Bank@Post transactions per month |
| Other | Funds at call | |
| Eligibility: residency status | Australian Residents only |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable · $0–$25,000 | 1 Nov 2026 | Current | 1.30% |
| Variable · $25,000 or more | 1 Nov 2026 | Current | 1.95% |
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