Home loan rates › Granite Home Loans Pty Ltd
Granite SMSF Easy Refinance
Granite Home Loans Pty Ltd
CDR officialNot listed in rate tables
Granite SMSF Easy Refinance
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.granitehomeloans.com.au/cds-au/v1/banking/products/Granite%20SMSF%20Easy%20Refinance- Content hash
sha256 4ee40b3f65b397f356358ecff4187887ba82c01aca1c9af3867a20aa2842f8cc- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_4ee40b3f65b397f3_a9b4b4ebShow details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.granitehomeloans.com.au/cds-au/v1/banking/products/Granite%20SMSF%20Easy%20Refinance- Content hash
sha256 4ee40b3f65b397f356358ecff4187887ba82c01aca1c9af3867a20aa2842f8cc- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Loan Facility Variation Fee | Variation | $450.00 |
| Loan Account Variation Fee | Variation | $250.00 |
| Discharge Administration Fee | Exit | $2,200.00 |
| Lender's Annual Facility Fee | Periodic | $395.00 |
| Valuation Fee | Upfront | Set in your letter of offer |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Offset | Available | |
| Other | Multiple loan splits - Available | |
| Other | Repayment frequency: Monthly, fortnightly and weekly - during P&I period | |
| Other | Repayment frequency: Monthly - during IO period | |
| Extra repayments | Additional payments: Unlimited for variable rate | |
| Extra repayments | Additional payments: Up to $20,000 p.a. for fixed rate | |
| Digital banking | App or Internet | |
| Eligibility: min age | 18 | Partners of the company need to be at least 18 years of age and above |
| Eligibility: residency status | the members and directors of the SMSF are an Australian Citizen or a Permanent Resident of Australia | |
| Eligibility: other | must hold a beneficial interest in the security property | |
| Eligibility: other | must meet all relevant legislative and associated regulation requirements to acquire the property & borrow from the Property Trustee in accordance with the Superannuation Industry (Supervision) Act 1993 | |
| Eligibility: other | must hold the legal interest in the security property on trust for the SMSF | |
| Eligibility: other | meets our lending eligibility criteria | |
| Eligibility: other | provide sufficient security in accordance with our lending eligibility criteria; and/or a guarantor who supports the loan also meets our lending eligibility criteria. | |
| Eligibility: business | the SMSF has a Corporate Trustee | |
| Limit: max lvr | 0.90 | |
| Limit: max lvr | 0.80 | |
| Limit: other | ||
| Limit: other | ||
| Limit: max limit | 3500000.00 | |
| Limit: min limit | 50000.00 | |
| Limit: max limit | 3000000.00 | |
| Limit: max limit | 3500000.00 | |
| Limit: max limit | 2000000.00 | |
| Limit: max limit | 2000000.00 | |
| Limit: max limit | 3000000.00 | |
| Limit: max limit | 3500000.00 | |
| Limit: max limit | 3000000.00 |
Rate history
No earlier values recorded yet.
Tags
| Tag | Meaning | Effect |
|---|---|---|
quality:no-rates | quality:no-rates | |
purpose:smsf | SMSF | Left out of the standard home loan table |
segment:business | Business customers | Listed with business products, not personal ones |
no-rates | Reason this product is not ranked | |
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
No one is registered for this product yet. Lender staff and brokers can join through verification.