An account with anytime access that rewards you with interest, as well as provides branch and staff assisted withdrawals and transfers.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 0.10% | Variable | CDR | 1 Nov 2026 |
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Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.onlinebanking.capricornian.com.au/cds-au/v1/banking/products/56e90b70-9407-4dfe-ada8-d3396fa01c2a- Content hash
sha256 e2e1a9b080f4c4f667b1252f2efe23be97cb3fc283ec0c83934bb1882a1c94fa- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_e2e1a9b080f4c4f6_fb77c97bShow details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.onlinebanking.capricornian.com.au/cds-au/v1/banking/products/56e90b70-9407-4dfe-ada8-d3396fa01c2a- Content hash
sha256 e2e1a9b080f4c4f667b1252f2efe23be97cb3fc283ec0c83934bb1882a1c94fa- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| External Funds Transfer - Branch and Contact Centre processed. | Transaction | $3.00 |
| BPAY - Branch and Contact Centre processed. | Transaction | $3.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Notifications | SMS and/or email notifications available | SMS and/or email notifications available |
| Other | Account sweep available Our sweep service automatically transfers funds from certain savings accounts to cover most transactions which would otherwise exceed your transaction account's available balance. | |
| Bill payment | ||
| Digital banking | Access is available to online banking features for the product. Banking app available | |
| Npp enabled | An account of this product type can be used to receive funds as a result of a BSB/Number based NPP payment. Osko by BPAY available | |
| Npp payid | An account of this product type can be used as the target of an NPP PayID. Osko by BPAY available | |
| Eligibility: other | You will need to become a member of the Credit Union before we can issue The Capricornian Account and Access Facility to you | |
| Eligibility: residency status | Individuals must be citizens or permanent residents of Australia. |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable | 1 Nov 2026 | Current | 0.10% |
Registered channels
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