A cash management account for investors allowing you to trade and transact when and where it suits you.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 0.75% | Variable · $0–$49,999 | CDR | 1 Nov 2026 | |
| 2.15% | Variable · $0–$49,999 | CDR | 1 Nov 2026 | |
| 1.50% | Variable · $50,000–$249,999 | CDR | 1 Nov 2026 | |
| 3.00% | Variable · $50,000–$249,999 | CDR | 1 Nov 2026 | |
| 2.05% | Variable · $250,000–$999,999 | CDR | 1 Nov 2026 | |
| 3.00% | Variable · $250,000–$999,999 | CDR | 1 Nov 2026 | |
| 2.70% | Variable · $1,000,000 or more | CDR | 1 Nov 2026 | |
| 3.00% | Variable · $1,000,000 or more | CDR | 1 Nov 2026 |
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Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://api.commbank.com.au/public/cds-au/v1/banking/products/da527ba1942246edac4d5da36dbc1da8- Content hash
sha256 0ef1429675e2763aadf9c1f825c965f7fa9dc167ffa45479346cc13a461d82d6- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_0ef1429675e2763a_8f32d659Show details
- Checked
- 1 Nov 2026
- URL
https://api.commbank.com.au/public/cds-au/v1/banking/products/da527ba1942246edac4d5da36dbc1da8- Content hash
sha256 0ef1429675e2763aadf9c1f825c965f7fa9dc167ffa45479346cc13a461d82d6- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Access fee - Overseas ATMS | Withdrawal | $2.00 |
| Access fee - Overseas cash withdrawals | Withdrawal | $5.00 |
| Access fee - Overseas cash withdrawals | Withdrawal | 3.50% |
| Access fee - Overseas purchases | Purchase | 3.50% |
| Assisted withdrawal fees | Withdrawal | $0.00 |
| CBA ATM cash withdrawals in Australia | Withdrawal | $0.00 |
| Cheques negotiated fee | Event | $3.00 |
| Overdraw fee | Event | $15.00 |
| Paper statement fee | Event | $2.50 |
| Stamp duty on Norfolk Island cheques | Event | $0.20 |
| Stop payment fee | Event | $15.00 |
| Transaction listing or ad-hoc paper statement fee | Event | $2.50 |
| Unpaid cheque or debit fee | Dishonour | $5.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Additional cards | 4 | We may limit the number of cards that may be issued or linked to a single account or customer profile. |
| Card access | Debit Mastercard | Use instore, online and withdraw local currency at locations, everywhere Mastercard is accepted. Choose a Debit Mastercard with your CommBank account and pay for things using your card, smartphone or wearable. You may receive access to other features and benefits associated with your Debit Mastercard subject to terms and conditions. |
| Npp enabled | ||
| Npp payid | ||
| Other | Link your CDIA to eligible CommSec and CommBank investment products to enjoy the convenience of settling trades with ease and access lower brokerage with CommSec. Subject to terms and eligibility criteria. | |
| Other | Maintain easy access to funds and receive discounted brokerage with CommSec. | |
| Other | Trade and transact, anywhere, anytime, with full access to your funds. | |
| Other | Wherever you are in the world, CommBank gives you the choice and control to securely manage all of your accounts on a range of devices, the way you want. | |
| Unlimited txns | ||
| Eligibility: min age | 18 | You can apply if you are 18 years and over (except where accounts are held in trust for a minor). |
| Eligibility: other | You can apply if you are opening the account in a personal, joint, company, SMSF or trust name. | |
| Eligibility: other | You must be an Australian registered or incorporated company; Australian Trust or Self-Managed Super Fund (SMSF). | |
| Eligibility: other | You must have an Australian residential address. | |
| Limit: max limit | 2000.00 |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable · $0–$49,999 | 1 Nov 2026 | Current | 0.75% |
| Variable · $50,000–$249,999 | 1 Nov 2026 | Current | 3.00% |
| Variable · $1,000,000 or more | 1 Nov 2026 | Current | 3.00% |
| Variable · $1,000,000 or more | 1 Nov 2026 | Current | 2.70% |
| Variable · $0–$49,999 | 1 Nov 2026 | Current | 2.15% |
| Variable · $50,000–$249,999 | 1 Nov 2026 | Current | 1.50% |
| Variable · $250,000–$999,999 | 1 Nov 2026 | Current | 3.00% |
| Variable · $250,000–$999,999 | 1 Nov 2026 | Current | 2.05% |
Registered channels
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