Savings account rates › Beyond Bank Australia
Business Transaction Account
Beyond Bank Australia
CDR official
Business Transaction Account is a simple flexible everyday banking account with no monthly account fees and low transaction fees.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 0.01% | Variable · $0–$20,000 | Business customers | CDR | 1 Nov 2026 |
| 0.05% | Variable · $20,000–$50,000 | Business customers | CDR | 1 Nov 2026 |
| 0.05% | Variable · $50,000–$100,000 | Business customers | CDR | 1 Nov 2026 |
| 0.05% | Variable · $100,000–$250,000 | Business customers | CDR | 1 Nov 2026 |
| 0.05% | Variable · $250,000 or more | Business customers | CDR | 1 Nov 2026 |
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.api.beyondbank.com.au/cds-au/v1/banking/products/8- Content hash
sha256 26cbf67f05ce69d952b719ab01369c781945818f5f6ab14e5078f516f938eebf- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_26cbf67f05ce69d9_cedecda2Show details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.api.beyondbank.com.au/cds-au/v1/banking/products/8- Content hash
sha256 26cbf67f05ce69d952b719ab01369c781945818f5f6ab14e5078f516f938eebf- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Business Acct Visa Cash Out | Transaction | $0.90 |
| Business Acct EFTPOS Fee | Transaction | $0.90 |
| Business AcctTransfer Fee | Transaction | $3.00 |
| Bus Acct Over The Counter Fee | Transaction | $3.00 |
| Direct Debit Fee | Transaction | $0.50 |
| IB External/PayID Transfer Fee | Transaction | $1.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Additional cards | ||
| Bill payment | BPAY available. | |
| Card access | Visa Debit Card available | |
| Digital banking | Access your money 24/7 through Internet Banking, Telephone Banking or Mobile Banking services | |
| Digital wallet | Mobile Wallet | Load your Beyond Bank Visa Debit card to your phone to make fast and easy transactions. |
| Free txns allowance | 0.00 | Some transaction fees are covered by your monthly. Business Banking fee allowance. Check the Fees & Charges guide to see what your allowance includes and what other fees may apply. |
| Npp enabled | New Payments Platform (NPP) available. Allows you to send and receive money instantly between eligible accounts with your PayID. | |
| Npp payid | New Payments Platform (NPP) is available. Use your mobile number or email as your PayID to send and receive money instantly between eligible accounts. | |
| Overdraft | Overdraft - Optional. Normal lending criteria applies. | |
| Eligibility: business | This account is only available to business members. | |
| Eligibility: other | Membership: You must be or become a Beyond Bank Australia member |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable · $50,000–$100,000 | 1 Nov 2026 | Current | 0.05% |
| Variable · $0–$20,000 | 1 Nov 2026 | Current | 0.01% |
| Variable · $100,000–$250,000 | 1 Nov 2026 | Current | 0.05% |
| Variable · $20,000–$50,000 | 1 Nov 2026 | Current | 0.05% |
| Variable · $250,000 or more | 1 Nov 2026 | Current | 0.05% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
segment:business | Business customers | Listed with business products, not personal ones |
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