Home loan rates › ORANGE CREDIT UNION LTD
Premium Home Loan Fixed 36 mths Interest Only Owner Occupied
ORANGE CREDIT UNION LTD
Premium Home Loan Fixed 36 mths Interest Only Owner Occupied
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.74% | 6.61% | Fixed · 3 years · owner occupied · interest only | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · owner occupied · principal and interest | Not compared in rate tables | CDR | 1 Nov 2026 | |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://online.orangecu.com.au/openbanking/cds-au/v1/banking/products/L1_PREMIUM_FIXED_3YRS_OO_IO- Content hash
sha256 2f08a45fdb7e1470e2d573432619df5f18729e6a7dbeb2d0c89af5a190a012cb- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_2f08a45fdb7e1470_7ad28d76Show details
- Checked
- 1 Nov 2026
- URL
https://online.orangecu.com.au/openbanking/cds-au/v1/banking/products/L1_PREMIUM_FIXED_3YRS_OO_IO- Content hash
sha256 2f08a45fdb7e1470e2d573432619df5f18729e6a7dbeb2d0c89af5a190a012cb- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| MORTGAGE_ESTABLISHMENT_FEE | Upfront | $155.00 |
| LOAN_SECURITY_DISCHARGE_FEE | Exit | $200.00 |
| SWITCH_FEE | Event | $250.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Offset | ||
| Redraw | ||
| Other | Included in Relationship Rebate | |
| Other | Can be used for building | |
| Other | Partial split loan | |
| Other | Suitable for vacant land | |
| Extra repayments | ||
| Eligibility: min age | 18 | |
| Eligibility: residency status | Must be an Australian citizen or permanent resident | |
| Eligibility: other | Lending criteria, terms and conditions apply | |
| Eligibility: other | Up to 95% of the valuation for owner occupied (Lenders Mortgage Insurance applies for over 80% Loan to Valuation). Up to 92% of the valuation for investment (Lenders Mortgage Insurance applies for over 80% Loan to Valuation). | |
| Limit: min balance | 30000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · principal and interest | 1 Nov 2026 | Current | Comparison rate not published | |
| Fixed · 3 years · owner occupied · interest only | 1 Nov 2026 | Current | 6.74% | 6.61% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
comparison-rate-missing | Reason this product is not ranked | |
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