Our Bonus Saver Account rewards members for saving by providing bonus interest when you deposit at least $100 and make no debit transactions during the month.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 6.00% | Bonus · $0–$99,999 | Bonus rate is the total rate, paid in months you meet the lender's conditions | CDR | 1 Nov 2026 |
| 3.75% | Bonus · $99,999 or more | Bonus rate is the total rate, paid in months you meet the lender's conditions | CDR | 1 Nov 2026 |
| 0.01% | Variable · $0–$99,999 | CDR | 1 Nov 2026 | |
| 0.01% | Variable · $99,999 or more | CDR | 1 Nov 2026 |
Report an error
Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://cdrbank.racq.com.au/cds-au/v1/banking/products/404- Content hash
sha256 20acfa01550bca7697872956769402ce873f6fd88b1c17a9f1b17a1075fa7655- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_20acfa01550bca76_e845a838Show details
- Checked
- 1 Nov 2026
- URL
https://cdrbank.racq.com.au/cds-au/v1/banking/products/404- Content hash
sha256 20acfa01550bca7697872956769402ce873f6fd88b1c17a9f1b17a1075fa7655- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Telegraphic Transfer - Outward (within Australia) | Payment | $35.00 |
| Default Administration | Event | $20.00 |
| Dishonour | Event | $1.00 |
| Bank Recall | Event | $20.00 |
| Overseas Telegraphic Transfer in Australian Dollars | Payment | $60.00 |
| Default Enforcement Expenses | Other | Set in your letter of offer |
| Overseas Telegraphic Transfer in Local Currency | Payment | $30.00 |
| Dishonour - Manual | Event | $22.00 |
| Cash Request | Withdrawal | Set in your letter of offer |
| Audit Certificate | Event | $25.00 |
| Bank Trace | Event | $20.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Npp payid | ||
| Npp enabled | ||
| Digital banking | ||
| Unlimited txns | RACQ Bank has removed fees for most everyday transactions, such as eftpos transactions, internet transfers and direct debits. | |
| Eligibility: residency status | Australian Resident | |
| Eligibility: min age | 13 | |
| Eligibility: natural person | ||
| Eligibility: other | Bonus Saver accounts are restricted to maximum 2 owned per member. |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Bonus · $99,999 or more | 1 Nov 2026 | Current | 3.75% |
| Bonus · $0–$99,999 | 1 Nov 2026 | Current | 6.00% |
| Variable · $0–$99,999 | 1 Nov 2026 | Current | 0.01% |
| Variable · $99,999 or more | 1 Nov 2026 | Current | 0.01% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
pricing:bonus-total | Bonus rate is the total rate | Bonus shown as the total rate |
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
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