Term deposit rates › Bank Australia

Impact Term Deposit 6 months

Bank Australia

CDR official

Support a set pool of lending that funds targeted impact for people and the planet, while growing your savings.

Lender's product page ↗

Product data

The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.

Rates

RateApplies toConditionsSourceSince
5.30%Fixed · 6 months · $500–$1,000,000CDR1 Nov 2026
5.30%Fixed · 6 months · $500–$3,000,000CDR1 Nov 2026
Report an error

Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.

Leave out names, emails and phone numbers.

Source

CDR officialConsumer Data Right product dataShow where this comes from
Fetched
1 Nov 2026
URL
https://public.cdr.bankaust.com.au/cds-au/v1/banking/products/ad7a95c3-cdf1-4869-9d1e-6cc956b3ed75
Content hash
sha256 3802088c55f5b0cde674f32a6d571ba4a004957ce086099c416a658a1ccddf95
Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_3802088c55f5b0cd_dcb1069cShow details
Checked
1 Nov 2026
URL
https://public.cdr.bankaust.com.au/cds-au/v1/banking/products/ad7a95c3-cdf1-4869-9d1e-6cc956b3ed75
Content hash
sha256 3802088c55f5b0cde674f32a6d571ba4a004957ce086099c416a658a1ccddf95
Excerpt
—
Rule version
mapper@0.1.2

Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.

Fees

FeeTypeAmount
SMS alert feeEvent$0.25
Staff assisted international payment in foreign currencyTransaction$30.00
Company/business name searchesEvent$40.00
Security token feeEvent$50.00
Certificates supplied by the bankEvent$5.00
Dormancy FeePeriodic$10.00
Same day funds transfers within Australia fee (RTGS)Transaction$20.00
Inwards Payment feeDeposit$0.00
Online international payment in foreign currencyPayment$10.00
Staff assisted international payment in AUDPayment$30.00
Term Deposit Early WithdrawalWithdrawal$0.00
Duplicate statement feeEvent$5.00

Features and eligibility

ItemValueDetails
Digital bankingYou can self-serve your day-to-day banking needs via Bank Australia's App or Internet Banking.
OtherEarly Withdrawal: If you want to withdraw your TD prior to maturity, you are required to provide 31 days' prior notice. You may incur an interest adjustment and a Term Deposit early withdrawal admin fee.
Eligibility: businessSole traders, Pty Ltd, public companies, partnerships or associations
Eligibility: min age0Children aged 12 years and younger requires that a parent or guardian is a signatory to the account until the child turns 13 years old. At the age of 13 years old, the parent or guardian may at the child's election, cease to be a signatory.
Eligibility: natural personNatural Person or In trust for a Natural Person or Non-Individual entity.
Eligibility: residency statusAUBe an Australian citizen, permanent resident or have a valid visa; or entity be registered in Australia.
Limit: min balance500.00

Rate history

RateFromToRate p.a.
Fixed · 6 months · $500–$1,000,0001 Nov 2026Current5.30%
Fixed · 6 months · $500–$3,000,0001 Nov 2026Current5.30%

Registered channels

Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.

People registered for this product

No one is registered for this product yet. Lender staff and brokers can join through verification.