This product is also referred to as the Liberty Nova home loan.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 7.59% | 7.86% | Variable · investment · principal and interest | Specialist lending | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://services.liberty.com.au/api/data-holder-public/cds-au/v1/banking/products/71352589-e22c-46cc-a754-cff4f2377575- Content hash
sha256 27dfd79f2909f66ea3369bdf5cbf84b3a8bfe8d4880caa4ce47782791ae8f2e7- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_27dfd79f2909f66e_04c8ec0dShow details
- Checked
- 1 Nov 2026
- URL
https://services.liberty.com.au/api/data-holder-public/cds-au/v1/banking/products/71352589-e22c-46cc-a754-cff4f2377575- Content hash
sha256 27dfd79f2909f66ea3369bdf5cbf84b3a8bfe8d4880caa4ce47782791ae8f2e7- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Application fee | Upfront | Set in your letter of offer |
| Valuation fee | Upfront | Set in your letter of offer |
| Settlement fee | Upfront | $0.00 |
| Annual fee | Periodic | $295.00 |
| Online redraw fee | Transaction | $0.00 |
| Manual redraw fee | Transaction | $50.00 |
| Discharge fee | Exit | $395.00 |
| Professional investor & Company/Trust fee | Upfront | $995.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Offset | 100% offset facility with Visa Debit card. Any available redraw funds held in the offset facility connected with your loan account will be used to reduce the amount of interest you pay on your loan. | |
| Redraw | Free online redraw | |
| Extra repayments | Additional repayments allowed | |
| Other | Flexible repayments | Repay weekly, fortnightly, monthly |
| Other | Split loan | $0 for loans with <= 4 splits. Additional fee of $495 applies for loans with > 4 splits. |
| Other | Interest only | Interest Only loans are subject to LVR restrictions and interest rates are higher than advertised interest rate. |
| Other | Principal and interest | Principal and interest |
| Other | Third party account transfers | Transfer funds to third party accounts |
| Bill payment | BPAY | BPAY payment option available |
| Other | Cash for working capital | Subject to LVR restrictions. Not all features listed may be available. Additional fees and charges may apply. |
| Other | Debt consolidation | Subject to LVR restrictions. Not all features listed may be available. Additional fees and charges may apply. |
| Other | Credit impairment | Subject to LVR restrictions. Not all features listed may be available. Additional fees and charges may apply. |
| Eligibility: natural person | Individuals | |
| Eligibility: residency status | Australian citizen/resident | At least one applicant must reside in Australia |
| Eligibility: business | Non-individual borrowers | Corporate trustees for family trusts. Start-up or established business |
| Eligibility: employment status | Self-employed | At least one applicant must be self-employed |
| Eligibility: other | Professional Investor | Professional Investors accepted |
| Limit: max lvr | 0.85 | |
| Limit: max limit | 8000000.00 | |
| Limit: min limit | 50000.00 | |
| Limit: other | 10-40 years |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · investment · principal and interest | 1 Nov 2026 | Current | 7.59% | 7.86% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
risk:specialist | Specialist lending | Left out of the standard home loan table; separate switch |
Registered channels
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