An everyday bank account that has all the features to help make managing your day-to-day money a breeze
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://digital-api.banksa.com.au/cds-au/v1/banking/products/BSATrCompleteFreedom- Content hash
sha256 e81e3045eda020ce44e19bf1e97c5a1c0953a6b90fe67fd5a78707457958d376- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_e81e3045eda020ce_2e963df4Show details
- Checked
- 1 Nov 2026
- URL
https://digital-api.banksa.com.au/cds-au/v1/banking/products/BSATrCompleteFreedom- Content hash
sha256 e81e3045eda020ce44e19bf1e97c5a1c0953a6b90fe67fd5a78707457958d376- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Account Keeping Fee | Periodic | $0.00 |
| Overseas Withdrawal Fee | Withdrawal | $5.00 |
| Foreign Currency Conversion Fee | Transaction | 3.00% |
| Periodical Payment | Payment | $0.00 |
| Overdrawn Fee | Event | $15.00 |
| Cash withdrawals Fee | Withdrawal | $0.00 |
| Frequent Statement | Event | $0.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Cashback offer | 50.00 | Get $50 cashback on your new account. Open a new Complete Freedom account and an eligible savings account by 31st March 2027. For new account holders who've not held a BankSA Complete Freedom account or savings account in the past 2 years. Within 15 days of opening your account, spend a total of $50 or more using your debit card on eligible purchases. Once you meet the eligibility criteria, you could receive a one-time $50 payment into your new savings account. Customers aged 18+ only. T&Cs apply |
| Other | The BeMoved Promotion Terms and Conditions. You could get a minimum 10% electricity saving with One Click Switch. Compare and switch your electricity plan through One Click Switch between 18 June 2026 and 31 May 2028. Savings are calculated using your existing electricity usage from the past 12 months via Consumer Data Right (CDR). If your saving is less than 10%, the difference will be paid as a digital gift card, up to $500. Customers 18 years or older. T&Cs apply. Must already hold a BankSA debit card or credit card to be eligible. | |
| Other | Fraud Money Back Guarantee: Customers may be reimbursed for any unauthorised transactions provided that the customer has not contributed to the loss and contacted us promptly | |
| Digital banking | Card Lock: Customers can temporarily lock their debit card associated with the bank account, using the mobile banking app if they lose or misplace their card, for up to 15 days | |
| Digital banking | A digital version of your credit or debit card, available in the BankSA App. Once you've received and activated your physical card, set up your Digital Wallet and start making payments on the go. | |
| Digital banking | Spend Tracker groups your transactions into categories to give you helpful insights on your spending habits | |
| Digital banking | Quick balance: Customers can see available balances in their accounts at a glance on your smartphone or watch | |
| Notifications | Keep track of your account activity (balances, deposits and withdrawals).Turn on Transaction Notifications via Online or Mobile Banking to receive updates on when you spend and receive money into your transaction account. Choose from receiving updates via SMS, Email or Mobile Notification. | |
| Digital wallet | Apple Pay | Multiple ways to pay, securely, with mobile wallet. Pay on the go simply and securely from your mobile device at millions of stores worldwide, where contactless payments are accepted - compatible with Apple Pay. |
| Digital wallet | Google Pay | Multiple ways to pay, securely, with mobile wallet. Pay on the go simply and securely from your mobile device at millions of stores worldwide, where contactless payments are accepted - compatible with Google Pay. |
| Digital wallet | Samsung Pay | Multiple ways to pay, securely, with mobile wallet. Pay on the go simply and securely from your mobile device at millions of stores worldwide, where contactless payments are accepted - compatible with Samsung Pay. |
| Digital wallet | Beem It | Multiple ways to pay, securely, with mobile wallet. Pay on the go simply and securely from your mobile device at millions of stores worldwide, where contactless payments are accepted - compatible with Beem It: an app that links to your debit card to make, receive and split payments fast - no matter who the customer banks with. |
| Other | Digital Card - Boost your card security by using the dynamic CVV. Access your card details anytime, anywhere. Be assured that you will have uninterrupted access to your funds even if your card is lost or stolen. | |
| Unlimited txns | No ATM withdrawal fee at any major bank ATM in Australia and over 50,000 ATMs around the world via the Global ATM Alliance and partner ATMs (other fees may apply) | |
| Other | BankSA has an extensive branch network that provides the complete range of banking services to our customers. Our friendly staff are on hand to help you in any of our branches and over the phone | |
| Digital banking | Customers can sign in to the mobile banking app simply and securely using their fingerprint on compatible devices. | |
| Digital banking | With PayTo, you can see, review and authorise all new PayTo payments for things such as recurring bills, memberships and subscriptions before the money leaves your account. | |
| Fraud protection | Under 18 Card Transactions Block: If the cardholder is under 18 years of age, a protective block is enabled by default on the card. This block is mandatory and will automatically be removed when the cardholder turns 18 years old. | |
| Other | My Offers Hub: Access to offers and benefits on popular lifestyle brands just for being an eligible cardholder. | |
| Loyalty program | BankSA Lounge on ShopBack | Explore ShopBack offers and earn bonus Cashback when you shop via the BankSA Lounge on ShopBack. Terms & Conditions apply. |
| Offset | Offset: An account offering unlimited access. The account can also be used as an offset facility linked to a Home Loan. If an interest offset facility is available for your account, you may request us to link your account to an eligible loan account you hold with us. Linking your account to a loan account may reduce the amount of interest payable on the loan account. No interest will be paid to you on your account while that account is linked to a loan account under an interest offset facility (including if the balance of your account exceeds the amount owing on the linked loan account). Details of how an interest offset facility may reduce the interest payable on your loan account are set out in the terms and conditions applying to your loan account. | |
| Other | Statements: We will send statement every 6 monthly, or more frequently on request | |
| Overdraft | Overdraft Facility - Only for customers with an existing Overdraft facility, prior to 10 May 2024. We no longer offer an Overdraft facility for sale. | |
| Other | You can pay bills using BPAY | |
| Other | You can make direct debits and periodical payments | |
| Other | Gambling block requests: The gambling block is a feature available on Visa Debit Cards and Freedom Cards. On eligible cards, the feature is, by default, unblocked, unless otherwise requested by you. When the gambling block is enabled on your card, we may decline authorisation requests that are identified with the merchant category code for gambling. We will continue to decline these card authorisation requests until you request to unblock your card. The unblock request may take up to 2 days to process. | |
| Other | Electronic Statements: As an alternative to receiving paper statements in the mail, electronic statements and other important information on one or more of your eligible deposit accounts may be given via Internet Banking together with an email notifying you when the statement is available. You may agree or consent to electronic statements, or we may notify you that statements will be made available electronically instead of by mail. | |
| Other | We provide the following features: Cheque Access, Stopping Cheque payments, Periodical payments or regular transfers, Direct debits, Recurring payments | |
| Card access | Visa Debit Card if you are 14 years old or over and have an Australian residential address. If you're 12 or 13 years old and have an Australian residential address, you can request a Freedom Card in branch. A new Freedom Card is not available unless you already have one linked to your account (e.g. existing Freedom Card holders may order replacement cards and renew their card). | |
| Fraud protection | The product includes limited range of FRAUD_PROTECTION features. | |
| Relationship management | RELATIONSHIP_MANAGEMENT is available for eligible customers. | |
| Other | Access to offers and benefits on popular lifestyle brands just for being an eligible cardholder. My Offers Hub available to all eligible consumer debit and credit card customers. | |
| Eligibility: min age | 14 | |
| Eligibility: residency status | Those with an Australian residential address and who are currently in Australia. | |
| Eligibility: other | The card must be linked to an eligible BankSA account | |
| Eligibility: other | If you are 55 years or over and retired, you may be eligible for a Retirement Access Account. If you have a Concession or Health Care Card you may be eligible for a Concession account. |
Rate history
No earlier values recorded yet.
Tags
| Tag | Meaning | Effect |
|---|---|---|
quality:no-interest | quality:no-interest | |
out-of-scope | Reason this product is not ranked | |
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