Home loan rates › ORANGE CREDIT UNION LTD
Premium Home Loan Fixed 12 mths Interest Only Investment
ORANGE CREDIT UNION LTD
Premium Home Loan Fixed 12 mths Interest Only Investment
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.79% | 6.80% | Fixed · 1 year · investment · interest only | CDR | 1 Nov 2026 | |
| Comparison rate not published. See the lender for this rate. | Variable · investment · principal and interest | Not compared in rate tables | CDR | 1 Nov 2026 | |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Report an error
Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://online.orangecu.com.au/openbanking/cds-au/v1/banking/products/L1_PREMIUM_FIXED_1YR_INV_IO- Content hash
sha256 fc1a09b5a0b9330a66ce4b90e7d0415cde8410af04ef603239af8783c1816bb2- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_fc1a09b5a0b9330a_e5758205Show details
- Checked
- 1 Nov 2026
- URL
https://online.orangecu.com.au/openbanking/cds-au/v1/banking/products/L1_PREMIUM_FIXED_1YR_INV_IO- Content hash
sha256 fc1a09b5a0b9330a66ce4b90e7d0415cde8410af04ef603239af8783c1816bb2- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| MORTGAGE_ESTABLISHMENT_FEE | Upfront | $155.00 |
| LOAN_SECURITY_DISCHARGE_FEE | Exit | $200.00 |
| SWITCH_FEE | Event | $250.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Offset | ||
| Redraw | ||
| Other | Included in Relationship Rebate | |
| Other | Additional repayments accepted | |
| Other | Can be used for building | |
| Other | Interest only repayments (up to 5 years) | |
| Other | Partial split loan | |
| Other | Suitable for vacant land | |
| Extra repayments | ||
| Eligibility: min age | 18 | |
| Eligibility: residency status | Must be an Australian citizen or permanent resident | |
| Eligibility: other | Lending criteria, terms and conditions apply | |
| Eligibility: other | Up to 95% of the valuation for owner occupied (Lenders Mortgage Insurance applies for over 80% Loan to Valuation). Up to 92% of the valuation for investment (Lenders Mortgage Insurance applies for over 80% Loan to Valuation). | |
| Limit: min balance | 30000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Fixed · 1 year · investment · interest only | 1 Nov 2026 | Current | 6.79% | 6.80% |
| Variable · investment · principal and interest | 1 Nov 2026 | Current | Comparison rate not published | |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
comparison-rate-missing | Reason this product is not ranked | |
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
No one is registered for this product yet. Lender staff and brokers can join through verification.