Home loan rates › Bank of Sydney
Home Equity Maximiser Owner Occupied
Bank of Sydney
Reach your goals sooner by using the existing equity in your home and a Home Equity Maximiser line of credit.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| Comparison rate not published. See the lender for this rate. | Variable · owner occupied · interest only | Not compared in rate tables | CDR | 1 Nov 2026 | |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://openbank.api.banksyd.com.au/cds-au/v1/banking/products/home_equity_maximiser_owner_occ- Content hash
sha256 dd3441f3bd47d305e0f99f6191cfb3c77dad77f43e5191466c2882f017e781b8- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_dd3441f3bd47d305_9e899e59Show details
- Checked
- 1 Nov 2026
- URL
https://openbank.api.banksyd.com.au/cds-au/v1/banking/products/home_equity_maximiser_owner_occ- Content hash
sha256 dd3441f3bd47d305e0f99f6191cfb3c77dad77f43e5191466c2882f017e781b8- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Application Fee | Upfront | $400.00 |
| Settlement Fee | Upfront | $200.00 |
| Monthly Account Keeping Fee | Periodic | $10.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Card access | Visa Debit Card | |
| Digital banking | ||
| Other | Cheque Book | Cheque book facility available |
| Eligibility: min age | 18 | |
| Eligibility: natural person | ||
| Eligibility: residency status | Australian Permanent Resident or Citizen. Residential address must be in Australia. | |
| Eligibility: other | LVR (Loan to Value Ratio) up to 70% | Residential properties only (Mortgage Insurance required for any LVR above the Limits of Authority Guidelines) |
| Limit: max lvr | 0.7 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · interest only | 1 Nov 2026 | Current | Comparison rate not published | |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
comparison-rate-missing | Reason this product is not ranked | |
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