Mortgage Plus Home Loan

The Capricornian

CDR officialNot ranked in rate tables

Improve your lifestyle by unlocking your home’s equity

Product data

The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.

Rates

Rate	Comparison*	Applies to	Conditions	Source	Since
Comparison rate not published. See the lender for this rate.		Variable · owner occupied · unconstrained	Not compared in rate tables	CDR	1 Nov 2026

*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.

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Source

CDR officialConsumer Data Right product dataShow where this comes from

Fetched: 1 Nov 2026
URL: https://public.cdr.onlinebanking.capricornian.com.au/cds-au/v1/banking/products/05f887ed-9578-47b5-83d2-02397405f2bd
Content hash: sha256 6be5823590f593396cb3523ec8acdb11c7398e16fb9642f8aa76091c45aaad9d
Rule version: mapper@0.1.2

Consumer Data Right product dataev_cdr_6be5823590f59339_3c0ec871Show details

Checked: 1 Nov 2026
URL: https://public.cdr.onlinebanking.capricornian.com.au/cds-au/v1/banking/products/05f887ed-9578-47b5-83d2-02397405f2bd
Content hash: sha256 6be5823590f593396cb3523ec8acdb11c7398e16fb9642f8aa76091c45aaad9d
Excerpt: —
Rule version: mapper@0.1.2

Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.

Fees

Fee	Type	Amount
Arrears Fees - Reminder call fee	Event	$5.00
Contract Variation & Consent Fee	Event	$400.00
EFTPOS incl declined transactions	Transaction	$0.70
Visa Debit Cash Advance	Transaction	$0.70
Arrears Fees - 2nd and Subsequent Reminder Letter Fee	Event	$20.00
Arrears Fees - Default Notice Fee	Event	$40.00
Establishment Fee	Upfront	$600.00
Further Advance Establishment Fee	Event	$400.00
Mortgage Discharge Fee	Exit	$300.00
Overdraft Service Fee	Periodic	$10.00
Card Fee	Periodic	$6.00

Features and eligibility

Item	Value	Details
Digital banking		Access is available to online banking features for the product.
Digital wallet	Google Pay
Npp payid		An account of this product type can be used as the target of an NPP PayID.
Npp enabled		An account of this product type can be used to receive funds as a result of a BSB/Number based NPP payment.
Notifications	Notification via email, SMS or secure message in online banking.	SMS and/or email notifications available.
Card access	Visa Debit Card
Digital wallet	Apple Pay
Eligibility: other		You will need to become a member of the Credit Union before The Capricornian can accept a loan application.
Eligibility: residency status	Individuals must be citizens or permanent residents of Australia.
Eligibility: min age	18
Limit: min limit	100000.00
Limit: max lvr	0.75

Rate history

Rate	From	To	Rate p.a.	Comparison
Variable · owner occupied · unconstrained	1 Nov 2026	Current	Comparison rate not published

Tag	Meaning	Effect
`comparison-rate-missing`	Reason this product is not ranked

Registered channels

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