Home loan rates › Summerland Bank
Fixed Rate Loan
Summerland Bank
CDR officialNot ranked in rate tables
For those who want the certainty of a fixed interest rate and repayment for their preferred term - with added flexibility of a redraw facility.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.35% | 6.62% | Fixed · 1 year · owner occupied · principal and interest | Not compared in rate tables | CDR | 1 Nov 2026 |
| 6.39% | 6.73% | Fixed · 1 year · owner occupied · principal and interest | Not compared in rate tables | CDR | 1 Nov 2026 |
| 6.39% | 6.63% | Fixed · 1 year · owner occupied · principal and interest | Not compared in rate tables | CDR | 1 Nov 2026 |
| 6.38% | 6.61% | Fixed · 2 years · owner occupied · principal and interest | Not compared in rate tables | CDR | 1 Nov 2026 |
| 6.42% | 6.72% | Fixed · 2 years · owner occupied · principal and interest | Not compared in rate tables | CDR | 1 Nov 2026 |
| 6.42% | 6.61% | Fixed · 2 years · owner occupied · principal and interest | Not compared in rate tables | CDR | 1 Nov 2026 |
| 6.37% | 6.58% | Fixed · 3 years · owner occupied · principal and interest | Not compared in rate tables | CDR | 1 Nov 2026 |
| 6.41% | 6.70% | Fixed · 3 years · owner occupied · principal and interest | Not compared in rate tables | CDR | 1 Nov 2026 |
| 6.41% | 6.60% | Fixed · 3 years · owner occupied · principal and interest | Not compared in rate tables | CDR | 1 Nov 2026 |
| 6.62% | 6.66% | Fixed · 4 years · owner occupied · principal and interest | Not compared in rate tables | CDR | 1 Nov 2026 |
| 6.66% | 6.78% | Fixed · 4 years · owner occupied · principal and interest | Not compared in rate tables | CDR | 1 Nov 2026 |
| 6.66% | 6.67% | Fixed · 4 years · owner occupied · principal and interest | Not compared in rate tables | CDR | 1 Nov 2026 |
| 6.77% | 6.73% | Fixed · 5 years · owner occupied · principal and interest | Not compared in rate tables | CDR | 1 Nov 2026 |
| 6.81% | 6.85% | Fixed · 5 years · owner occupied · principal and interest | Not compared in rate tables | CDR | 1 Nov 2026 |
| 6.81% | 6.75% | Fixed · 5 years · owner occupied · principal and interest | Not compared in rate tables | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr-api.summerland.com.au/cds-au/v1/banking/products/79- Content hash
sha256 252667d4672c74c61e4e3052ea1c58145a47f913e2d077fb4b3850f3da114a6b- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_252667d4672c74c6_90bb97c6Show details
- Checked
- 1 Nov 2026
- URL
https://public.cdr-api.summerland.com.au/cds-au/v1/banking/products/79- Content hash
sha256 252667d4672c74c61e4e3052ea1c58145a47f913e2d077fb4b3850f3da114a6b- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Establishment Fee | Upfront | $300.00 |
| Loan Increase Fee | Upfront | $300.00 |
| Valuation Fee | Upfront | $300.00 |
| Legal Fee | Upfront | $200.00 |
| Redraw fee - Assisted | Transaction | $25.00 |
| Redraw Fee - Electronic | Transaction | $0.00 |
| Contract Variation/Consent Fee | Event | $300.00 |
| Mortgage Discharge Fee | Transaction | $250.00 |
| QuickDebit Dishonour Fee | Event | $15.00 |
| Loan Administration Fee | Periodic | $8.00 |
| Guarantee Establishment Fee | Upfront | $200.00 |
| Settlement Fee | Upfront | Set in your letter of offer |
| Valuation Fee - Construction | Upfront | $800.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | Open accounts, check balances, view transactions, transfer funds, schedule payments, BPAY, eStatements, SMS alerts, activate cards, change card PIN, mark card lost or stolen, loan redraw, loan status update, accept loan contracts and send secure messages. | |
| Extra repayments | Up to $20,000 per annum | |
| Guarantor | ||
| Notifications | Event based notifications | |
| Npp enabled | ||
| Npp payid | Set up a pay ID to receive lightning fast payments. | |
| Other | Save on paper, receive and view your statements online with eStatements. | |
| Redraw | Access additional payments made to your home loan. Minimum $500. Maximum $20,000. | |
| Eligibility: min age | 18 | |
| Eligibility: natural person | ||
| Eligibility: other | Lending criteria apply. | |
| Eligibility: residency status | An eligibility constraint based on residency status applies. | |
| Limit: min limit | 30000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Fixed · 5 years · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.81% | 6.85% |
| Fixed · 3 years · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.41% | 6.70% |
| Fixed · 2 years · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.38% | 6.61% |
| Fixed · 3 years · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.37% | 6.58% |
| Fixed · 4 years · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.66% | 6.67% |
| Fixed · 2 years · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.42% | 6.61% |
| Fixed · 5 years · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.81% | 6.75% |
| Fixed · 3 years · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.41% | 6.60% |
| Fixed · 4 years · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.62% | 6.66% |
| Fixed · 4 years · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.66% | 6.78% |
| Fixed · 1 year · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.39% | 6.73% |
| Fixed · 2 years · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.42% | 6.72% |
| Fixed · 1 year · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.35% | 6.62% |
| Fixed · 5 years · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.77% | 6.73% |
| Fixed · 1 year · owner occupied · principal and interest | 1 Nov 2026 | Current | 6.39% | 6.63% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Tags
| Tag | Meaning | Effect |
|---|---|---|
rate-selected-by-free-text | Reason this product is not ranked | |
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