A home loan with considerable flexibility and exceptional features such as 100% offset and variable and fixed rate options.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 10.01% | 10.17% | Variable · owner occupied · interest only | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://api.auswidebank.com.au/openbanking/cds-au/v1/banking/products/1073ee4d-c5b1-40cf-b680-3ae3c5ff4b45- Content hash
sha256 2e4bbb93c129ec5dd2880aa212f60ad88020b7248434545a30b2d873b8e3d111- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_2e4bbb93c129ec5d_cf03dca8Show details
- Checked
- 1 Nov 2026
- URL
https://api.auswidebank.com.au/openbanking/cds-au/v1/banking/products/1073ee4d-c5b1-40cf-b680-3ae3c5ff4b45- Content hash
sha256 2e4bbb93c129ec5dd2880aa212f60ad88020b7248434545a30b2d873b8e3d111- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| ESTABLISHMENT_FEE_-_HOME_LOAN_PLUS | Upfront | $600.00 |
| PRINCIPAL_INCREASE_FEE_-_HOME_LOAN | Event | $300.00 |
| PROGRESS_PAYMENT_FEE | Event | $450.00 |
| SETTLEMENT_FEE | Event | $100.00 |
| VALUATION_FEE_-_NEW_LOANS_&_LOAN_INCREASES | Cash advance | Set in your letter of offer |
| LENDERS_MORTGAGE_INSURANCE_PREMIUM | Cash advance | Set in your letter of offer |
| PROPERTY_INSPECTION_FEE | Cash advance | Set in your letter of offer |
| DOCUMENT_PREPARATION_COSTS_AND_THIRD_PARTY_COSTS | Cash advance | Set in your letter of offer |
| RATE_LOCK_FEE | Event | 0.15% |
| PACKAGE_FEE_-_FREEDOM_PACKAGE | Periodic | $395.00 |
| ACCOUNT_SERVICE_FEE_-_HOME_LOAN_PLUS | Periodic | $10.00 |
| MORGAGE_OFFSET_ADMINISTRATION_FEE | Event | $75.00 |
| BASIC_VARIATION_FEE | Event | $150.00 |
| COMPLEX_VARIATION_FEE | Event | $300.00 |
| REDRAW_FEE | Event | $20.00 |
| VALUATION_FEE_-_POST_SETTLEMENT | Cash advance | Set in your letter of offer |
| BREAK_COSTS | Cash advance | Set in your letter of offer |
| DEFAULT_ADMINISTRATION_FEE | Event | $40.00 |
| CONDITIONS_SUBSEQUENT_COSTS | Cash advance | Set in your letter of offer |
| RTGS_OUTWARD_PAYMENT_FEE | Transaction | $20.00 |
| DOCUMENT_PREPARATION_COSTS_AND_THIRD_PARTY_COSTS_-_POST_SETTLEMENT | Cash advance | Set in your letter of offer |
| MORTGAGE_RELEASE_FEE | Event | $400.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Offset | ||
| Redraw | ||
| Bill payment | ||
| Npp enabled | ||
| Npp payid | ||
| Extra repayments | ||
| Eligibility: min age | 18 | |
| Eligibility: max age | 75 | |
| Eligibility: natural person | ||
| Limit: min balance | 10000.00 | |
| Limit: max balance | 3500000.00 | |
| Limit: max lvr | 0.95 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · interest only | 1 Nov 2026 | Current | 10.01% | 10.17% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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