Star Choice
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 7.03% | 6.71% | Variable · investment · principal and interest · LVR 85% or less · $50,000–$2,500,000 | CDR | 1 Nov 2026 | |
| 6.83% | 6.51% | Variable · owner occupied · principal and interest · LVR 85% or less · $50,000–$2,500,000 | CDR | 1 Nov 2026 | |
| 7.33% | 6.81% | Variable · owner occupied · principal and interest · LVR 85%–90% · $50,000–$2,500,000 | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.homestarfinance.com.au/cds-au/v1/banking/products/Star_Choice- Content hash
sha256 70696b472b1b0dd8dd44fa7f1c70fb1d682820a50ab28f1f4b7e19db034a819e- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_70696b472b1b0dd8_cd3ade0fShow details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.homestarfinance.com.au/cds-au/v1/banking/products/Star_Choice- Content hash
sha256 70696b472b1b0dd8dd44fa7f1c70fb1d682820a50ab28f1f4b7e19db034a819e- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Loan Settlement Fee | Upfront | $395.00 |
| Loan Settlement Fee | Upfront | $0.00 |
| Loan Facility Variation Fee | Variation | $300.00 |
| Loan Account Variation Fee | Variation | $150.00 |
| Discharge Administration Fee | Exit | $595.00 |
| Valuation Fee | Upfront | $244.20 |
| Valuation Fee | Upfront | Set in your letter of offer |
| Third Party Costs | Other | Set in your letter of offer |
| Land Registry Fees | Other | Set in your letter of offer |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Other | Cash out | |
| Other | Multiple loan splits | |
| Other | Pay anyone, BPAY | |
| Digital wallet | Digital wallet payments - Google Pay and Apple Pay | |
| Other | Flexible repayment options | |
| Card access | Visa Debit card | |
| Redraw | Redraw | |
| Digital banking | Online internet access | |
| Extra repayments | Unlimited extra repayments | |
| Offset | Offset facility | |
| Other | Lender Paid LMI | |
| Eligibility: residency status | Customer is either an Australian Citizen or a Permanent Resident of Australia | |
| Eligibility: min age | 18 | Customer be at least 18 years of age and above |
| Eligibility: other | Customer meets our lending eligibility criteria | |
| Eligibility: other | Customer provide sufficient security in accordance with our lending eligibility criteria | |
| Eligibility: other | Customer needs a guarantor who supports the loan also meets our lending eligibility criteria. | |
| Eligibility: natural person | Customers are individual borrowers (as single or joint borrowers) | |
| Limit: min balance | 50000.00 | |
| Limit: max balance | 2500000.00 | |
| Limit: other | 360 | |
| Limit: max lvr | 0.90 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · investment · principal and interest · LVR 85% or less · $50,000–$2,500,000 | 1 Nov 2026 | Current | 7.03% | 6.71% |
| Variable · owner occupied · principal and interest · LVR 85% or less · $50,000–$2,500,000 | 1 Nov 2026 | Current | 6.83% | 6.51% |
| Variable · owner occupied · principal and interest · LVR 85%–90% · $50,000–$2,500,000 | 1 Nov 2026 | Current | 7.33% | 6.81% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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