Term deposit rates › Bendigo Bank
Fixed Rate Farm Management Deposit
Bendigo Bank
CDR officialNot listed in rate tables
A Farm Management Deposit (FMD) is an important cash flow management tool that enables individuals carrying on a primary production business in Australia (primary producers) to set aside pre-tax income from their profitable years and earn interest on it – so the money’s available when they most need it.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 0.00% | Fixed · 1 month · $0–$5,000 | CDR | 1 Nov 2026 | |
| 2.00% | Fixed · 1 month · $5,000–$800,000 | CDR | 1 Nov 2026 | |
| 0.00% | Fixed · 2 months · $0–$5,000 | CDR | 1 Nov 2026 | |
| 2.00% | Fixed · 2 months · $5,000–$800,000 | CDR | 1 Nov 2026 | |
| 0.00% | Fixed · 3 months · $0–$5,000 | CDR | 1 Nov 2026 | |
| 3.70% | Fixed · 3 months · $5,000–$800,000 | CDR | 1 Nov 2026 | |
| 0.00% | Fixed · 6 months · $0–$5,000 | CDR | 1 Nov 2026 | |
| 4.50% | Fixed · 6 months · $5,000–$800,000 | CDR | 1 Nov 2026 | |
| 0.00% | Fixed · 1 year · $0–$5,000 | CDR | 1 Nov 2026 | |
| 0.00% | Fixed · 1 year · $0–$5,000 | CDR | 1 Nov 2026 | |
| 0.00% | Fixed · 1 year · $0–$5,000 | CDR | 1 Nov 2026 | |
| 5.15% | Fixed · 1 year · $5,000–$800,000 | CDR | 1 Nov 2026 | |
| 5.15% | Fixed · 1 year · $5,000–$800,000 | CDR | 1 Nov 2026 | |
| 5.20% | Fixed · 1 year · $5,000–$800,000 | CDR | 1 Nov 2026 | |
| 0.00% | Fixed · 2 years · $0–$5,000 | CDR | 1 Nov 2026 | |
| 0.00% | Fixed · 2 years · $0–$5,000 | CDR | 1 Nov 2026 | |
| 0.00% | Fixed · 2 years · $0–$5,000 | CDR | 1 Nov 2026 | |
| 4.65% | Fixed · 2 years · $5,000–$800,000 | CDR | 1 Nov 2026 | |
| 4.65% | Fixed · 2 years · $5,000–$800,000 | CDR | 1 Nov 2026 | |
| 4.70% | Fixed · 2 years · $5,000–$800,000 | CDR | 1 Nov 2026 |
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://api.cdr.bendigobank.com.au/cds-au/v1/banking/products/d85e9c1b-fa75-4493-ae9c-05038cda8b70- Content hash
sha256 cf076464662a58e30aed060aa9c7a9c9c9d96ceb6ea98ce59e5a524ce21c0fc8- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_cf076464662a58e3_fa53e3ccShow details
- Checked
- 1 Nov 2026
- URL
https://api.cdr.bendigobank.com.au/cds-au/v1/banking/products/d85e9c1b-fa75-4493-ae9c-05038cda8b70- Content hash
sha256 cf076464662a58e30aed060aa9c7a9c9c9d96ceb6ea98ce59e5a524ce21c0fc8- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Bank Cheque Fee | Transaction | $10.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Other | Fixed 1, 2, 3, 6, 12 or 24 month terms available. | |
| Other | Designed for primary producers who’ve earned a taxable non-farm income of $100,000 or less over a financial year. | |
| Other | You can have more than one Farm Management Deposit, up to a combined value of $800,000 per farmer. | |
| Other | Earn competitive interest rates on a choice of fixed terms. | |
| Other | No monthly account service fees or transaction fees apply to Bendigo Bank Farm Management Deposit accounts. | |
| Other | 31 day withdrawal notice if need to access funds before its maturity date. | |
| Eligibility: other | Customer must be a primary producer with an off-farm taxable income of less than $100,000 per annum. | |
| Eligibility: residency status | Australian Residency | Only available to Australian primary producers. |
| Eligibility: other | Can only be opened in the name of an individual. | |
| Eligibility: other | Subject to farm management deposit scheme eligibility guidelines. | |
| Limit: opening balance | 5000.00 | |
| Limit: max balance | 800000.00 |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Fixed · 1 year · $5,000–$800,000 | 1 Nov 2026 | Current | 5.15% |
| Fixed · 2 years · $0–$5,000 | 1 Nov 2026 | Current | 0.00% |
| Fixed · 1 year · $5,000–$800,000 | 1 Nov 2026 | Current | 5.15% |
| Fixed · 6 months · $5,000–$800,000 | 1 Nov 2026 | Current | 4.50% |
| Fixed · 2 years · $0–$5,000 | 1 Nov 2026 | Current | 0.00% |
| Fixed · 2 years · $5,000–$800,000 | 1 Nov 2026 | Current | 4.65% |
| Fixed · 2 years · $5,000–$800,000 | 1 Nov 2026 | Current | 4.70% |
| Fixed · 2 years · $0–$5,000 | 1 Nov 2026 | Current | 0.00% |
| Fixed · 2 months · $0–$5,000 | 1 Nov 2026 | Current | 0.00% |
| Fixed · 1 month · $0–$5,000 | 1 Nov 2026 | Current | 0.00% |
| Fixed · 1 year · $0–$5,000 | 1 Nov 2026 | Current | 0.00% |
| Fixed · 1 year · $0–$5,000 | 1 Nov 2026 | Current | 0.00% |
| Fixed · 3 months · $0–$5,000 | 1 Nov 2026 | Current | 0.00% |
| Fixed · 3 months · $5,000–$800,000 | 1 Nov 2026 | Current | 3.70% |
| Fixed · 1 month · $5,000–$800,000 | 1 Nov 2026 | Current | 2.00% |
| Fixed · 6 months · $0–$5,000 | 1 Nov 2026 | Current | 0.00% |
| Fixed · 1 year · $5,000–$800,000 | 1 Nov 2026 | Current | 5.20% |
| Fixed · 2 years · $5,000–$800,000 | 1 Nov 2026 | Current | 4.65% |
| Fixed · 2 months · $5,000–$800,000 | 1 Nov 2026 | Current | 2.00% |
| Fixed · 1 year · $0–$5,000 | 1 Nov 2026 | Current | 0.00% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
purpose:special-purpose | purpose:special-purpose | |
special-purpose | Reason this product is not ranked | |
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