Unloan's home loan offer
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 6.29% | 6.20% | Variable · investment · principal and interest · LVR 80% or less | CDR | 1 Nov 2026 | |
| 6.59% | 6.50% | Variable · investment · principal and interest · LVR 80%–90% | CDR | 1 Nov 2026 | |
| 6.79% | 6.70% | Variable · investment · principal and interest · LVR 80%–90% | CDR | 1 Nov 2026 | |
| 6.14% | 6.05% | Variable · owner occupied · principal and interest · LVR 80% or less | CDR | 1 Nov 2026 | |
| 6.44% | 6.35% | Variable · owner occupied · principal and interest · LVR 80%–90% | CDR | 1 Nov 2026 | |
| 6.64% | 6.55% | Variable · owner occupied · principal and interest · LVR 80%–90% | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Report an error
Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.api.cdr.unloan.com.au/cds-au/v1/banking/products/8250def8-24f4-411c-80a5-e71f54cf5823- Content hash
sha256 362a67b1ed1f8ecca55268fb25b761e347e251c636310dad76194e074f8be9fa- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_362a67b1ed1f8ecc_d3bfdeb6Show details
- Checked
- 1 Nov 2026
- URL
https://public.api.cdr.unloan.com.au/cds-au/v1/banking/products/8250def8-24f4-411c-80a5-e71f54cf5823- Content hash
sha256 362a67b1ed1f8ecca55268fb25b761e347e251c636310dad76194e074f8be9fa- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | Securely view, manage, and change your loan right from your fingertips. | |
| Redraw | Access any additional repayments that you’ve made ahead of your loan schedule at any time. No fees apply. | |
| Extra repayments | Make additional payments into the loan at any time to save even more on interest. No fees apply. | |
| Loyalty program | Loyalty Discount | Every year, receive an additional 0.01% p.a. discount on your loan. Up to 0.30% p.a. |
| Npp enabled | Make real-time payments to and from your loan account with a BSB and account number using the NPP (New Payments Platform). | |
| Eligibility: other | Applications for home loans are subject to the Unloan’s standard credit approval process | |
| Eligibility: min age | 18 | Individuals (natural persons, including as Trustee of a Family Trust) must have the legal capacity to enter into the loan contract, provide acceptable identification documentation and be 18 years or older |
| Eligibility: natural person | Individuals | |
| Eligibility: other | Unacceptable Loan Purposes: This loan cannot be used for business purposes. Cash out and debt consolidation are not acceptable for purchase applications. | |
| Eligibility: other | Acceptable Loan Purposes: This loan can be used for the purposes of refinancing your existing owner occupied and investment home loan, purchasing a home, debt consolidation and other personal needs, subject to meeting eligibility criteria and Unloan Terms and Conditions. | |
| Eligibility: other | The following are examples of ineligible security types: A registered second mortgage over residential property; Properties on Norfolk Island; Properties that are under construction; Properties that are ‘Off the Plan’; Transportable, relocatable or mobile homes; Commercial property; 5 or more dwellings within one development per application; Cash deposit. | |
| Limit: opening balance | 10000.00 | |
| Limit: max limit | 10000000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · owner occupied · principal and interest · LVR 80%–90% | 1 Nov 2026 | Current | 6.64% | 6.55% |
| Variable · investment · principal and interest · LVR 80%–90% | 1 Nov 2026 | Current | 6.79% | 6.70% |
| Variable · owner occupied · principal and interest · LVR 80% or less | 1 Nov 2026 | Current | 6.14% | 6.05% |
| Variable · investment · principal and interest · LVR 80%–90% | 1 Nov 2026 | Current | 6.59% | 6.50% |
| Variable · investment · principal and interest · LVR 80% or less | 1 Nov 2026 | Current | 6.29% | 6.20% |
| Variable · owner occupied · principal and interest · LVR 80%–90% | 1 Nov 2026 | Current | 6.44% | 6.35% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
Registered channels
Lender staff and brokers registered with Homepedia, and the prices available through them. Separate from the product data above: it never changes the lender's rates or the order of any rate table.People registered for this product
No one is registered for this product yet. Lender staff and brokers can join through verification.