Your day to day savings account for all your basic banking needs. access your funds when and where you need them.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 0.00% | Variable · $0–$499 | CDR | 1 Nov 2026 | |
| 0.01% | Variable · $500–$20,000 | CDR | 1 Nov 2026 | |
| 0.01% | Variable · $20,001–$50,000 | CDR | 1 Nov 2026 | |
| 0.01% | Variable · $50,001 or more | CDR | 1 Nov 2026 |
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.prd.policebank.com.au/cds-au/v1/banking/products/555646a0-7dcd-43bf-b7a5-63d845ca1da8- Content hash
sha256 951cf4eb9db4ba7443abf1711b7b417f41881a30fa48e211bab41c771d2a2fe3- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_951cf4eb9db4ba74_a9f3e534Show details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.prd.policebank.com.au/cds-au/v1/banking/products/555646a0-7dcd-43bf-b7a5-63d845ca1da8- Content hash
sha256 951cf4eb9db4ba7443abf1711b7b417f41881a30fa48e211bab41c771d2a2fe3- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Overdrawn Account Fee | Event | $15.00 |
| Direct Debit Dishonour Fee | Dishonour | $9.00 |
| Default Notice Fee | Event | $21.50 |
| Visa Overseas Emergency Fee | Event | $175.00 |
| Bank@Post Cash Withdrawal fee | Withdrawal | $2.00 |
| Bank Draft | Event | $15.00 |
| External Electronic Periodical Payments | Transaction | $1.00 |
| Counter Cash withdrawal fee up to $24,999 | Withdrawal | $2.00 |
| Visa International Fees | Transaction | 3.00% |
| Third Party Costs | Event | $0.00 |
| Overdraft Limit Establishment Fee | Upfront | $50.00 |
| Replacement Card Fee | Event | $10.00 |
| Document Retrieval Fee | Event | $0.00 |
| Additional Statement Fee | Event | $5.00 |
| Counter Cash withdrawal $25,000 and over | Withdrawal | $50.00 |
| ATM Balance Enquiry fee | Event | $0.00 |
| Annual Overdraft Fee | Periodic | $31.00 |
| Dormant Accounts fee | Event | $10.00 |
| Coin Handling Fee | Event | $12.00 |
| Visa Cash Advance Fee | Cash advance | $3.80 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Other | ATM withdrawals up to $1000 | |
| Free txns | 10 | In addition 4 other Financial Institution ATM withdrawal fees are rebated, max $8 a month if on Reduced Fees program. 10 free RediATM transactions if on Reduced Fees program |
| Overdraft | Adding flexibility to your account, Credit Overdraft. Attaching a Credit Overdraft facility to this account means you will always be prepared for those unexpected bills or bargain buys! | |
| Digital banking | Internet banking. You can pay bills via BPAY and check your account details or make transfers anytime or anywhere online with Internet Banking – the service is free. | |
| Bill payment | BPAY | BPAY - for your bill payments with access to the BPAY system* |
| Other | Visa PayWave. Our Debit Card is issued with the Visa PayWave ‘contactless’ payment feature. This allows you to pay for purchases under $100 without swiping, signing, or entering a PIN at participating merchants. | |
| Digital banking | Phone banking. You can pay bills via BPAY and check your account details or make transfers anytime or anywhere online with Internet Banking – the service is free. | |
| Card access | Visa Debit | A Police Bank Easy Access Account offers all the features you could ask from an everyday access facility |
| Other | Bank@Post, Withdraw cash at any participating Australia Post outlets with Bank@POST™ | |
| Other | Contributes to Reduced Fees Program. Simply maintain a combined monthly balance of $5000 or more worth of savings, investments or loans and you will receive more fee free ATM and EFTPOS transactions as well as qualify for fee rebates. | |
| Other | Periodical Payments. Account allows Periodical Payments via Cheque and can also make External Periodical Payments | |
| Npp payid | Mobile Number. Select the Contact Method that you would like to use for your PayID i.e. your mobile number or email address. | |
| Other | Eftpos transactions. Eftpos transactions are free if on the Reduced Fees program, otherwise 25 transactions are free per month, thereafter will cost 0.55 per Eftpos transaction | |
| Npp payid | Email Address. Select the Contact Method that you would like to use for your PayID i.e. your mobile number or email address. | |
| Other | Verified by Visa. Verified by Visa is a service designed to ensure you are protected while shopping online with your Visa card. As you make a purchase online, Police Bank assesses the risk of the transaction based on a number of factors. In some instances, you may be asked to confirm some personal details (date of birth, mother's maiden name, address details) so Police Bank can be sure the card isn't being used without your permission. | |
| Other | Direct Debits. Set up Direct Debits from this account | |
| Digital wallet | Samsung Pay | Pay with your Police Bank Visa Debit Cards using Samsung Pay |
| Digital wallet | Google Pay | Pay with your Police Bank Visa Debit Cards using Google Pay |
| Other | Direct Credits. Set regular payments like your pay sent straight to your account | |
| Free txns | 4 | All Members receive 4 RediATM transactions and are therefore charged 1.37 per transaction. 4 without Reduced Fees Program |
| Other | Visa Preferred Rewards. Our Visa Card provides access to the Visa Entertainment program. This gives you the opportunity to purchase unique deals including preferred seating at special events, discounts on retail as well as other exclusive offers | |
| Digital wallet | Apple Pay | Pay with your Police Bank Visa Debit Cards using Apple Pay |
| Npp enabled | NPP allows participating banks and financial institutions to process, clear and settle Osko® Fast Payments (which are payments made and received in near real-time) and NPP Quick Payments. | |
| Npp payid | PayTo® is a modern digital payment solution offering a fast, easy and secure way to pay. It gives members more visibility and control over their payments, and enables merchants and businesses to initiate real-time payments from their customers’ bank accounts. | |
| Other | Periodical Payments. Can set up Periodical Payments | |
| Interest free | P55D | |
| Other | Direct Credits. Set regular payments like your pay sent straight to your account | |
| Other | Bank@Post. Withdraw cash at any participating Australia Post outlets with Bank@POST™ | |
| Npp enabled | Yes | |
| Card access | Credit Card | Can be used at over 29 million Visa outlets in over 250 countries around the world |
| Digital banking | Internet Banking. You can pay bills via BPAY and check your account details or make transfers anytime or anywhere using our online with Internet Banking – the service is free. | |
| Other | Visa Preferred Rewards. Our Visa Card provides access to the Visa Entertainment program. This gives you the opportunity to purchase unique deals including preferred seating at special events, discounts on retail as well as other exclusive offers | |
| Other | ATM withdrawals. up to $1000 | |
| Other | Visa PayWave. Our Debit Card is issued with the Visa PayWave ‘contactless’ payment feature. This allows you to pay for purchases under $100 without swiping, signing, or entering a PIN at participating merchants. | |
| Other | Confirmation Of Payee | |
| Eligibility: other | SMSF Allowed | |
| Eligibility: min age | 18 | |
| Eligibility: natural person | Individuals | |
| Eligibility: residency status | Australian Residents | |
| Eligibility: residency status | Australian Citizen |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable · $50,001 or more | 1 Nov 2026 | Current | 0.01% |
| Variable · $500–$20,000 | 1 Nov 2026 | Current | 0.01% |
| Variable · $0–$499 | 1 Nov 2026 | Current | 0.00% |
| Variable · $20,001–$50,000 | 1 Nov 2026 | Current | 0.01% |
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