PACKAGE HOME LOANS
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Comparison* | Applies to | Conditions | Source | Since |
|---|---|---|---|---|---|
| 7.14% | 7.51% | Variable · investment · interest only | CDR | 1 Nov 2026 |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://ibanking.ddbank.com.au/OpenBanking/cds-au/v1/banking/products/L44-_PACKAGE_HOME_LOAN_INVESTMENT_VARIABLE_INTEREST_ONLY_12_MONTHS- Content hash
sha256 2024633153f057a0316f35e6ca5c24b02086b81abe3e15b6d2d6bbb5e912a9ff- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_2024633153f057a0_85ff7b99Show details
- Checked
- 1 Nov 2026
- URL
https://ibanking.ddbank.com.au/OpenBanking/cds-au/v1/banking/products/L44-_PACKAGE_HOME_LOAN_INVESTMENT_VARIABLE_INTEREST_ONLY_12_MONTHS- Content hash
sha256 2024633153f057a0316f35e6ca5c24b02086b81abe3e15b6d2d6bbb5e912a9ff- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| CITEC_CHECK_TITLE_SEARCH | Upfront | $26.20 |
| CITEC_TITLE_SEARCH | Upfront | $25.63 |
| IN_HOUSE_SEARCH_FEE | Upfront | $33.00 |
| MORTGAGE_RELEASE_FEE | Transaction | $150.00 |
| MORTGAGE_RELEASE_FEE_-_SOLICITOR | Transaction | $200.00 |
| PACKAGE_FEE | Periodic | $270.00 |
| REGISTRATION_FEES_-_MORTGAGE | Upfront | $192.00 |
| REGISTRATION_FEES_-_RELEASE | Upfront | $192.00 |
| REGISTRATION_FEES_-_TRANSFER | Upfront | $192.00 |
| SETTLEMENT_AGENT_FEE | Upfront | $60.00 |
| SETTLEMENT_NOTICE | Upfront | $57.00 |
| SOLICITOR_MORTGAGE_FEE | Upfront | $462.00 |
| VALUATION_FEE | Upfront | $350.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Digital banking | Account available through Internet Banking and WCU Connect App | |
| Complementary product discounts | No Monthly Loan Service Fee | |
| Complementary product discounts | 0.10% Margin above quoted Fixed Term Deposit Rates | |
| Complementary product discounts | No Loan Establishment Fee | |
| Complementary product discounts | No monthly Membership Fees on transactional accounts | |
| Complementary product discounts | No Early Termination Fee | |
| Offset | 100% Offset Account available on any WCU Choice Account | |
| Redraw | Redraw available on Variable Rate Loans. Minimum $1000 and one month payment in advance. Staff assisted and Online Options available | |
| Extra repayments | Extra Repayments of up to $20,000 are allowed | |
| Other | Split Loan | |
| Eligibility: min age | 18 | Minimum 18 years old and Shareholder |
| Eligibility: residency status | Individuals must be citizens or permanant residents of Australia | |
| Eligibility: other | Customer of the Credit Union | |
| Limit: min balance | 5000.00 | |
| Limit: max balance | 3000000.00 |
Rate history
| Rate | From | To | Rate p.a. | Comparison |
|---|---|---|---|---|
| Variable · investment · interest only | 1 Nov 2026 | Current | 7.14% | 7.51% |
*Comparison rates are calculated on a $150,000 secured loan over a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges are payable.
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