A flexible online savings accounts which allows you to bucket your savings goals.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 4.60% | Variable · $0–$500,000 | CDR | 1 Nov 2026 | |
| 4.70% | Variable · $500,000–$2,000,000 | CDR | 1 Nov 2026 | |
| 3.00% | Variable · $2,000,000–$1,000,000,000 | CDR | 1 Nov 2026 |
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Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://public.cdr.bankaust.com.au/cds-au/v1/banking/products/a5e38f71-fd3d-4a3a-8c05-7b9d4d6bfcca- Content hash
sha256 af6cd095fadcf2b83adfe4fd1584cb0acb958fd0fa478aa02b4225c2748c8c03- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_af6cd095fadcf2b8_a97de174Show details
- Checked
- 1 Nov 2026
- URL
https://public.cdr.bankaust.com.au/cds-au/v1/banking/products/a5e38f71-fd3d-4a3a-8c05-7b9d4d6bfcca- Content hash
sha256 af6cd095fadcf2b83adfe4fd1584cb0acb958fd0fa478aa02b4225c2748c8c03- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Dishonour Fee | Dishonour | $0.00 |
| Staff assisted withdrawal fee | Event | $0.00 |
| Monthly Fee | Periodic | $0.00 |
| Online international payment in foreign currency | Payment | $10.00 |
| Duplicate statement fee | Event | $5.00 |
| Certificates supplied by the bank | Event | $5.00 |
| Exceeding available funds fee | Event | $0.00 |
| International transaction fee (ITF) | Transaction | 3.00% |
| Debit interest charge rate | Event | 12.39% |
| Dormancy Fee | Periodic | $10.00 |
| Security token fee | Event | $50.00 |
| SMS alert fee | Event | $0.25 |
| Same day funds transfers within Australia fee (RTGS) | Transaction | $20.00 |
| Staff assisted international payment in AUD | Payment | $30.00 |
| Staff assisted international payment in foreign currency | Transaction | $30.00 |
| Inwards Payment fee | Deposit | $0.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Bill payment | BPAY | You can pay bills with the BPAY logo via Bank Australia App or Internet Banking. |
| Digital banking | You can self-serve your day-to-day banking needs via Bank Australia's App or Internet Banking. | |
| Notifications | Account Notifications | Notifications can be enabled in the App or through Internet Banking, allowing you to be alerted either by email, sms or through the App about your account activity. |
| Npp enabled | Move money and pay people instantly with Osko. | |
| Npp payid | With PayID you can forget your BSB and account number - simply use your mobile, email or ABN to receive payments. This account can be linked to a PayID. | |
| Other | Round Up: When you make a transaction with your Visa debit card, you can decide whether you want the amount to be rounded to the nearest whole dollar amount, with the round up being credited from your transaction account into your nominated Savings account or Credit Card. This account can receive Round Up credits. | |
| Other | PayTo Payments: You can make recurring and one-off payments with any participating PayTo merchant, business or service provider and keep track of all the payments in the Bank Australia app or Internet Banking. | |
| Unlimited txns | There is no limit to the number of online or staff assisted transactions you can make. | |
| Eligibility: min age | 0 | Children aged 12 years and younger requires that a parent or guardian is a signatory to the account until the child turns 13 years old. At the age of 13 years old, the parent or guardian may at the child's election, cease to be a signatory. |
| Eligibility: natural person | Natural Person or In trust for a Natural Person | |
| Eligibility: other | Personal, Joint and Trust | |
| Eligibility: residency status | AU | Must be an Australian citizen, permanent resident or have a valid Visa. |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Variable · $2,000,000–$1,000,000,000 | 1 Nov 2026 | Current | 3.00% |
| Variable · $500,000–$2,000,000 | 1 Nov 2026 | Current | 4.70% |
| Variable · $0–$500,000 | 1 Nov 2026 | Current | 4.60% |
Registered channels
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