Savings account rates › Bank of Queensland Limited
Simple Saver Account
Bank of Queensland Limited
CDR officialNot ranked in rate tables
No hoops and no fuss when you just want to save. Simply sit back and watch your savings grow.
Product data
The lender's Consumer Data Right data, as collected by Homepedia. Nothing in this part comes from a channel.Rates
| Rate | Applies to | Conditions | Source | Since |
|---|---|---|---|---|
| 0.55% | Bonus | Bonus rate, paid in months you meet the lender's conditions; the lender doesn't say whether it is added to the base rate Not compared in rate tables | CDR | 1 Nov 2026 |
| 5.00% | Variable · $1–$5,000,000 | Bonus conditions are described in the lender's own words; see the lender's page | CDR | 1 Nov 2026 |
| 0.05% | Variable · $5,000,000 or more | Bonus conditions are described in the lender's own words; see the lender's page | CDR | 1 Nov 2026 |
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Anyone can report a value that looks wrong. The row is marked as disputed and keeps its value; when the lender's Consumer Data Right data next changes we check it and remove the mark.
Source
CDR officialConsumer Data Right product dataShow where this comes from
- Fetched
- 1 Nov 2026
- URL
https://api.cds.boq.com.au/cds-au/v1/banking/products/1a906e88-5c03-ee11-8f6e-00224814d330- Content hash
sha256 4165e40798c367335157c1efd4baa2cde60e67c688d21520678f4f837998ca59- Rule version
mapper@0.1.2
Consumer Data Right product dataev_cdr_4165e40798c36733_de35656aShow details
- Checked
- 1 Nov 2026
- URL
https://api.cds.boq.com.au/cds-au/v1/banking/products/1a906e88-5c03-ee11-8f6e-00224814d330- Content hash
sha256 4165e40798c367335157c1efd4baa2cde60e67c688d21520678f4f837998ca59- Excerpt
- —
- Rule version
mapper@0.1.2
Page and PDF snapshots are kept by Homepedia; the hash above identifies the exact version we read. Data as at 1 Nov 2026.
Fees
| Fee | Type | Amount |
|---|---|---|
| Paper Statement - International | Periodic | $5.00 |
| Overdrawn Account | Event | $0.00 |
| Electronic Transaction Error Correction Fee | Event | $30.00 |
| Failed Transaction Dispute | Event | $15.00 |
| Trace | Event | $20.00 |
| BPAY, Pay Someone, Card Transactions | Payment | $0.00 |
| Debit Interest Rate (applied to overdrawn Accounts) | Late payment | 10.00% |
| Direct Debit Dishonour | Dishonour | $0.00 |
| Bank Cheque | Event | $10.00 |
| Unclaimed Monies | Other | $30.00 |
| Cheque Dishonour | Dishonour | $0.00 |
| Monthly Account Keeping | Periodic | $0.00 |
| Manual Statement | Enquiry | $10.00 |
Features and eligibility
| Item | Value | Details |
|---|---|---|
| Other | Earn interest with an ongoing interest rate, with no monthly criteria and no minimum deposit | |
| Other | All deposits up to $250,000 are protected by the Federal Government's deposit guarantee, so your savings are secure with us | |
| Other | $0 account maintenance fees | |
| Other | Make every cent count. Open multiple Simple Saver accounts to manage your savings across multiple goals. | |
| Digital banking | Access your account anytime through the myBOQ mobile app | |
| Npp payid | Send and receive payments using PayID | |
| Eligibility: other | A smartphone that supports iOS 12.0+ or Android 8.0+. | |
| Eligibility: other | An Australian mobile number | |
| Eligibility: other | An Australian drivers licence or Australian passport or Medicare card | |
| Eligibility: min age | 14 | Fourteen (14) years of age or over |
| Eligibility: natural person | Applying for a personal account and not in the name of a business or trust. There should be no more than two account holders for this account | |
| Eligibility: other | An Australian residential address | |
| Eligibility: residency status | Resident or Citizen | A citizen or permanent resident of Australia |
Rate history
| Rate | From | To | Rate p.a. |
|---|---|---|---|
| Bonus | 1 Nov 2026 | Current | 0.55% |
| Variable · $1–$5,000,000 | 1 Nov 2026 | Current | 5.00% |
| Variable · $5,000,000 or more | 1 Nov 2026 | Current | 0.05% |
Tags
| Tag | Meaning | Effect |
|---|---|---|
pricing:bonus-unstated | Bonus conditions in the lender's own words | A total rate can't be worked out, so the product is display only |
bonus-conditions-free-text | Reason this product is not ranked | |
bonus-base-relationship-unstated | Reason this product is not ranked | |
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